Mike Schroeder Mortgages - AMPC-

09/02/2026

The Bank of Canada leaves its policy rate unchanged to 2.25%

09/02/2026

09/01/2026

We are giving away a $50 gift card to the ultimate throwback destination: Manitoba’s iconic Half Moon Drive In! 🌙
If you love 1950s diner vibes, historic roadside charm, and incredible comfort food right by the Red River, this is your chance dine on us! 🌭
Just a 30 minute drive from Winnipeg to enjoy a fun family friendly dining experience.

To enter:
Like & Save this post and Tag a friend in the comments
*(Each tag is an additional entry)*

**For an additional 10 entries share to your story!** If your account is private please send us a screen shot of your story.
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The Winners will be chosen by random draw and announced on our page Wednesday, September 9th. Winners will be contacted by direct message from this account or by email (if you are on our mailing list). Contest is open to residents of Manitoba, aged 18+. Vouchers will be mailed to recipients within a week of the draw date.
This giveaway is not sponsored, endorsed or administered by, or associated with any social media platform.

Best of Luck!
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Freestuff WPG Give Away

08/31/2026

Train em’ up! 💪🏼

08/29/2026

Date night with this cutie at Select Start! 👾

08/25/2026

Congratulations to my clients on the purchase of their new property! It was a pleasure working with you!
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08/24/2026

🧩Crazy Conundrums with Mike

Q: I’m retired and don’t have a job. Can I still get a mortgage?

A: YES! 👴💰🏡

Being retired or not having traditional employment income does NOT automatically mean you can’t qualify for a mortgage.

There are many types of income that lenders may accept, including:

✔️ Old Age Security (OAS)
✔️ Canada Pension Plan (CPP)
✔️ Income from your RRSPs
✔️ A workplace pension

The key is to make sure you disclose ALL forms of income you’re receiving to your mortgage broker.

Different lenders have different rules for how they calculate retirement and other non-employment income, so the right lender can make a big difference.

Whether you’re looking to buy a home, refinance, or simply understand what you may qualify for, there may be options available to you.

If your mortgage situation feels complicated, there’s usually a solution — you just need the right strategy.

📞 To book a call, click the link in my bio.






CPP
OAS
RRSP
HomeOwnership
MortgageAdvice
WinnipegRealEstate

08/24/2026

We are now seeing almost a full percent gap between fixed and variable rates.
This leaves a lot of people asking, which is right for them.

Instead of talking about where rates are going in the future, I would rather talk about your sense of risk.

How comfortable are you with risk?
Are you comfortable with the uncertainty of paying a lower rate now, but could you afford the payment if it went up in the future?

If you’d like more information on fixed versus variable rates, I’d love to have a call to go over this with you.

Click the link in my bio to book .

08/18/2026

Dreaming of owning your own home but don’t have the funds for a down payment? 🏡

With a Flex Down Mortgage, you may still be able to make it happen. We have access to a lender who can provide your down payment through a line of credit—helping you get into the market sooner.

You just need to qualify for both the mortgage and the line of credit payments.

Curious if this option is right for you?
Click the link in bio to book a call 📲