Chris Friesen - Mortgage Professional

11/23/2025

Life feels better when you stay healthy, stay grateful, and enjoy the journey — whether that’s in the gym, in the air, or helping someone finance their home.

11/22/2025

Sitting around 10% body fat right now — and honestly, it’s not magic. It’s just small consistent choices, every day.

Here’s one of them ⬇️
Last night’s dinner 🍽️

Nothing fancy — just real food that keeps me feeling good and progressing.

Homemade hamburger “steaks” (about 75g of protein… because I may have stolen half of my boyfriend’s 😆), plus mixed veggies tossed in pineapple and a simple peanut satay sauce.

And for the beef, I used a little G Hughes sugar-free BBQ sauce — zero calories, tons of flavor, keeps everything tight without adding anything unnecessary. Perfect with high-protein meals.

This is what works for me:
✔ high protein
✔ fast, simple ingredients
✔ tastes great
✔ keeps me consistent
✔ supports the physique goals without stress

You don’t need complicated recipes or expensive meal plans.
Just consistency and food you actually enjoy.
The results stack up over time — that’s the real secret. 💪🔥

⸻

🍔 Hamburger Steak Recipe (High-Protein)

Ingredients:
• 280g ground beef per patty
• Salt, pepper, garlic powder
• Optional: Montreal steak spice
• G Hughes zero-calorie BBQ sauce (a light brush before finishing)

Instructions:
1. Form patties while beef is cold.
2. Pan-sear 2–3 min per side.
3. Brush lightly with G Hughes BBQ sauce.
4. Finish at 375°F for 8–12 minutes.
5. Rest 3–4 minutes.

Protein: ~50g per 280g patty (mine was ~75g thanks to the “boyfriend tax” 😆)

⸻

🥦 Veggies + Pineapple

Ingredients:
• Frozen mixed vegetables
• Pineapple chunks
• 1–2 tbsp peanut satay sauce
• Optional chili flakes

Instructions:
1. Cook veggies in a pan.
2. Add pineapple and let it caramelize slightly.
3. Stir in satay sauce and coat evenly.

⸻

🥜 Peanut Satay Sauce (Simple Version)

Ingredients:
• 2 tbsp peanut butter
• 1 tbsp soy sauce
• 1 tsp honey or sweetener
• 1–2 tbsp water (to thin)
• Optional: chili paste, garlic powder, lime juice

Instructions:
1. Mix peanut butter + soy sauce.
2. Add honey and optional seasonings.
3. Slowly add water until smooth.

11/21/2025

I’m 43 — and I’m proof that your life can look completely different if you decide you’re done settling. Remember when I was 300 pounds with a 50” waist? Not anymore.

Yesterday I walked into the gym calm and focused…
and pulled 400 lbs for reps on back day.
Not because I’m special.
Not because I was “in the zone.”
But because I’ve built my life around the standard I want to live at.

Here’s the reality behind it:

🔥 Freezer loaded with 25 lbs of lean beef
🔥 15 lbs of chicken ready to go
🔥 120 eggs
🔥 Rule 1 isolate stocked
🔥 Creatine on deck
🔥 Meals prepped so the excuses never even show up

This isn’t motivation — it’s intention.
It’s waking up and choosing the version of yourself you want to become…
before the world tells you who to be.

If you’re reading this and you feel stuck, tired, or older than you should…
you are ONE decision away from changing your entire trajectory.

Not tomorrow.
Not next month.
Today.

Go for a walk.
Drink a gallon of water.
Make one healthy meal.
Do 20 minutes in the gym.
Say no to the junk that’s been slowing you down.
Do something that your future self will be proud of.

Your body listens to your habits.
Your mind listens to your actions.
Your life listens to your standards.

Raise them — even a little —
and watch how fast everything starts to change.

Let’s get after it. 💪🔥

03/15/2025

🎉🎊 **CONGRATS & THANK YOU!** 🎊🎉

To my amazing clients who trusted me with their mortgage vision! 🏡💙 Everyone who chose an Adjustable Rate Mortgage (aka Variable) is now paying LESS than if they had taken a fixed rate of any term – and some are saving substantially, and will continue to save in the years to come! 💰🔥

Your trust means the world to me, and I’m thrilled to see you benefiting from the right, proven strategy! 🙌💪

Thinking about making a move or need advice on your mortgage? Let’s chat! 📩🏡

With 17 years of Mortgage Lending Experience, My Knowledge is yours!

Chris Friesen
Mortgage Professional
Mainstream Mortgages
Dominion Lending Centres
📞 204-999-2194
🌐 www.chris-friesen.com

03/12/2025

Bank of Canada Lowers Interest Rate to 2.75% Amid Growing Tariff Concerns

The Bank of Canada has reduced its overnight lending rate by 25 basis points to 2.75%, citing mounting economic uncertainty caused by ongoing trade tensions with the United States.

In his announcement, Governor Tiff Macklem acknowledged that the economy had started the year on strong footing, with solid GDP growth and inflation remaining within the Bank’s 2% target. However, he emphasized that uncertainty surrounding tariffs has led to a decline in business investment and consumer confidence, particularly in the manufacturing sector.
Impact of Trade War on the Economy

The decision to cut the interest rate comes as Canadian businesses brace for the economic fallout from escalating U.S. tariffs. Many companies have already adjusted their sales forecasts downward, anticipating disruptions in trade.

“While the full impact of new tariffs on economic activity is yet to be seen, our research indicates that uncertainty surrounding the Canada-U.S. trade relationship is already influencing business and consumer decisions,” Macklem stated.

Despite the challenges, Macklem noted that a short-term surge in exports ahead of the tariffs could provide some relief to economic growth.
Addressing Inflation and Business Costs

According to the Bank’s internal analysis, Canadian businesses are likely to raise prices to counter the rising costs associated with tariffs. This poses a unique challenge, as reduced consumer and business spending typically lowers inflation, while increased import costs could push it higher.

“We’re facing a new crisis,” Macklem warned. “The severity of the economic impact will depend on the extent and duration of the tariffs, but even the uncertainty alone is already causing harm.”

The Bank of Canada has acknowledged that while it cannot directly shield the economy from the financial strain of tariffs, it can use interest rate adjustments to help manage inflationary pressures.
Future Economic Outlook

Despite growing concerns, Macklem avoided using the term "recession" in his remarks. When asked whether Canada is at risk of an economic downturn, Deputy Governor Carolyn Rogers stated that the Bank has yet to release a formal forecast.

Economists are closely monitoring the situation, with some predicting further rate cuts in the coming months. BMO Chief Economist Douglas Porter suggested that the Bank of Canada is likely to continue lowering rates, expecting a 25 basis point reduction at each of the next three policy meetings, which could bring the rate down to 2%.

The Bank of Canada’s next interest rate announcement is scheduled for April 16, alongside the release of its quarterly monetary policy report, which will provide further insight into the economic outlook.

The Bank of Canada has reduced its overnight lending rate by 25 basis points to 2.75%, citing mounting economic uncertainty caused by ongoing trade tensions with the United States.In his announcement, Governor Tiff Macklem acknowledged that the economy had started the year on strong footing, with so...

03/07/2025

https://www.chris-friesen.com/post/weak-canadian-job-growth-strengthens-the-case-for-a-bank-of-canada-rate-cut

Canada’s latest Labour Force Survey for February signals a slowdown in job creation, reinforcing expectations that the Bank of Canada (BoC) will cut interest rates next week. The economy added only 1,100 jobs last month, a sharp contrast to the 211,000 jobs gained over the previous three months.De...

03/07/2025

https://www.chris-friesen.com/post/bank-of-canada-poised-to-cut-rates-to-2-75-next-week-more-cuts-could-follow

Bank of Canada Poised to Cut Rates to 2.75% Next Week – More Cuts Could FollowThe Bank of Canada is widely expected to lower its benchmark interest rate to 2.75% at its upcoming policy meeting next week, with more cuts potentially on the horizon.Weak Job Growth Strengthens the Case for a Rate CutC...

03/06/2025

https://www.chris-friesen.com/post/rocket-mortgage-pulling-out-of-canada-a-sign-of-bigger-problems

Rocket Mortgage is officially shutting down its Canadian operations, with the U.S. lending giant set to exit the market entirely by June 27. The move comes as its parent company, Rocket Companies, shifts focus back to the American housing market, where it has been a dominant player for nearly 40 yea...

03/04/2025

https://www.chris-friesen.com/post/canadian-mortgage-rates-poised-to-drop-amid-escalating-trade-war

Canadian Mortgage Rates Poised to Drop Amid Escalating Trade War Trudeau Accuses Trump of Economic Sabotage as Tariff Battle Intensifies

03/04/2025

The Calgary Real Estate Board says home sales in February fell 19.3% from last year but remained above typical levels for the month, as inventory levels continued to grow substantially.

03/04/2025

https://www.chris-friesen.com/post/canadians-face-higher-mortgage-renewal-costs-amid-rising-rates

Canadians Face Higher Mortgage Renewal Costs Amid Rising Rates

03/04/2025

Could mortgage rates fall back to 2008-2010 lows?
14 min read with multiple scenarios

This article discusses the possible mortgage rate outcomes in Canada, from Donald Trump's tariffs