Terrin Ramsey - Mortgage Specialist with Castle Mortgage

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Winnipeg, MB
Terrin Ramsey - Mortgage Specialist with Castle Mortgage

Licensed Mortgage Professional with a passion for seeing people win with their finances!

03/20/2026

One of the best compliments I can receive:

“You handled the bank part so I didn’t have to worry about it.”

Buying a home is already a big enough job. My role is to take the mortgage piece off your plate and guide it from application to approval (and yes… even after possession).

Very grateful for amazing clients like this one.

Terrin Ramsey
Mortgage Specialist
Castle Mortgage Group
204-803-0445

03/18/2026

🏡 Mortgage Success Story Time

Not every mortgage file is straightforward.

Sometimes the income doesn’t fit neatly into the boxes lenders like.
Sometimes life throws curveballs — divorce, career shifts, new beginnings.

This client was a single dad starting fresh. His situation needed careful attention and a lender willing to look at the full picture.

After some thoughtful work behind the scenes, we found the right path forward. Now he’s enjoying his new condo and focusing on the next chapter with his kids.

Moments like this are why I love what I do.

Sometimes the difference between a “no” and a “yes” is simply having someone who knows how to navigate the system.

03/16/2026

Buying your first home can feel like a bit of a mystery.

One of the biggest misconceptions I hear all the time is that buyers need 20% down.

In reality, many first-time buyers in Winnipeg are purchasing with 5%.

The key is understanding the full picture: down payment, closing costs, and what lenders are actually looking for.

If you are curious about how the process works, we will be walking through everything step-by-step at our First-Time Homebuyers Seminar on March 26 with the Penner Team.

Always happy to answer questions.

Terrin Ramsey
Mortgage Specialist
Castle Mortgage Group
204-803-0445

03/05/2026

Last year, Castle Mortgage Group split us into teams for some friendly internal competition.

Our squad met and decided on a pretty killer team name: “Lend It Like Beckham.” ⚽️

When we first sat down together, I shared what I thought was a pretty ambitious goal for the year ahead. I figured if I worked really hard, maybe I could double what I had done in 2024, which was my first partial year in this industry.

They looked at me and basically said:
“Why stop there?”

It turns out surrounding yourself with people who believe you’re capable of more than you think is a pretty powerful thing. I never would have dreamed this award was possible so early in my journey working as a mortgage specialist.

This award is a huge honour, but it really represents a lot of people:
the teammates who encouraged me to think bigger,
the referral partners who trust me with their clients,
and the incredible clients who let me be part of such an important moment in their lives.

I genuinely feel like I won the lottery getting to do this work with such great people.

Grateful for all of you. 🏡

PS- Lend it Like Beckham WON the whole thing. Feels good to be a winner!

03/02/2026

If buying your first home is somewhere in your 2026 plans, this is your gentle nudge to start getting your ducks in a row 🦆

Every week I talk to Winnipeg buyers who say:

"I wish I had known that earlier."

The truth is, the buyers who feel the most confident are usually the ones who started the conversation well before they were ready to write an offer.

If homeownership is even a tiny bit on your radar, I am always happy to chat through your situation.

No pressure. No rush. Just good information.

Which one surprised you most?

Terrin Ramsey
Mortgage Specialist
Castle Mortgage Group
204-803-0445

02/04/2026

Jumping on this fun trend to smooth over the fact that I’ve been a little quiet on Instagram lately 👋

Plot twist: I wasn’t gone, I was just on holiday with my favourite people. (PVR is an awesome destination!)

Hi! I’m Terrin, your friendly neighbourhood mortgage specialist 🏡
Now that I’m back in Winnipeg and back at my desk, here’s how I can help if mortgages are on your mind:

• First-time buyer questions (there are no bad ones)
• Pre-approvals that actually prepare you to shop
• Renewals and refinances without the stress spiral
• “Can we afford this?” conversations, hypotheticals welcome

If you’re thinking about buying, renewing, or refinancing in 2026, my inbox is open ☕📊

01/08/2026

OH HELLO 👋

If we haven’t met yet — I’m a mortgage specialist, which is not the same as someone who just pushes a rate sheet across the table.

I’ve had people come to me ready to duke it out over the best deal, assuming I’m just a middleman trying to mark things up. But that’s not what I do.

I’m licensed, trained, and constantly learning to navigate a mortgage world that’s more complicated than most people realize. I work with multiple lenders, not just one, so I can find the right fit — not just the lowest rate.

If the mortgage world feels overwhelming, you’re not alone. But you don’t have to go it alone, either. My job is to advocate for YOU — and I take that seriously.

Whether you're just browsing or ready to buy, I’m here when you need me.

01/05/2026

📣 Inside the Mortgage Process – Step 3: Going Live!
⠀⠀
Once you have an accepted offer, it’s go-time. 🏁
⠀⠀
This is when I spring into action—updating your file with the new property details, coordinating with your realtor, and helping you select the right lender. From here, we submit your mortgage application and begin working toward a formal approval.
⠀⠀
You’ve done the house hunting, now I take the wheel for the financing part. Let's keep it moving forward!

01/01/2026

2025 stretched me, surprised me, and grew me — by 381% — and it only happened because of the amazing people who trusted me with their mortgage journey.

Now I’m building 2026 with YOU in mind.
What would you love to learn about this year? Or DM me if you’re thinking about buying, renewing, or refinancing.

Terrin Ramsey – Mortgage Specialist
Castle Mortgage Group
📞 204-803-0445

12/11/2025

🤝 A Mortgage Win… Together

One of the best parts of my job? Teaming up with amazing realtors who genuinely care about their clients.

This review came from a realtor I’ve had the pleasure of working with on several deals. They trust me to keep the process smooth, clear, and client-focused—and I trust them to do the same. 🙌

Because here’s the truth:
Buying a home is a team sport. When your mortgage specialist and realtor are in sync, everything feels easier—for everyone.

✅ Clear updates
✅ Shared timelines
✅ Fewer surprises
✅ A confident client

If you're a realtor looking for a responsive, collaborative partner, or a buyer who wants a team that’s fully in your corner—let’s talk.

—

Terrin Ramsey – Mortgage Specialist
📍Castle Mortgage Group
📱204-803-0445

12/10/2025

🎄 ’Tis the season… to get pre-approved! 🏡✨

Before you deck the halls, let's talk about what it takes to actually get into a new home next year.

If you're thinking about buying in 2026, getting pre-approved now sets you up for success. Why?

✅ You’ll know exactly what you can afford
✅ You’ll be ready to move fast when the right place comes along
✅ You’ll have time to improve your finances if needed
✅ You’ll have clarity—and way less stress

Whether you’re just curious or ready to make a move, I’m here to guide you through it all (holiday baking and all 🎁).

Address

92 Hillbrook Drive
Winnipeg, MB
R2R1J3

Telephone

+12048030445

Website

https://www.castlemortgagegroup.ca/brokers/terrin--mortgage-broker-winnipeg-manitoba

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