Apex Surety & Insurance Ltd.

Apex Surety & Insurance Ltd. APEX Surety & Insurance Ltd.

is a boutique insurance and surety bonding brokerage based in Winnipeg, with a focus on the construction industry in Manitoba and Western Canada.

05/26/2026

Most entrepreneurs stay dialled in on performance, tracking margins, teams and overall business health. Insurance usually doesn’t get the same level of attention, even though it plays a big role in protecting everything you are building.

At Apex, that’s where we focus. As a construction-focused brokerage, we stay close to what’s happening in the market so we understand how others are structuring their coverage, including limits, deductibles and key protections.

That perspective helps us bring real context to your program, so you’re not guessing where you stand. You have a clear view of how your coverage compares and what adjustments may make sense.

📲(204) 560 2512
📧 [email protected]

05/21/2026

At Apex, growth is built into how we work every day. You are surrounded by experienced people who are willing to share what they know, and you are given real ownership over your work early on. It’s a place where you learn constantly while being trusted to take on meaningful responsibility.

The environment is high performance, but also supportive. People encourage each other, share knowledge, and genuinely want to see everyone get better.

What’s something you appreciate about your place of work?

05/18/2026

If you’re a homeowner, here are some of the top insurance claim trends we’re seeing right now and how you can stay ahead of them.

1️⃣ Water damage continues to be the biggest issue
Burst pipes, sewer backup and appliance leaks are driving a large share of claims. Small steps like checking your hoses, installing leak detectors and knowing where your shut-off valve is can go a long way.

2️⃣ Severe weather is increasing
Hail, wind and heavy rain events are happening more often and they are more costly. It is a good idea to make sure your coverage reflects today’s rebuilding costs, not what your home was worth years ago.

3️⃣ Repair costs have gone up
Labour and materials are more expensive than they used to be, which means underinsurance is a real risk if your policy has not been reviewed recently.

4️⃣ High-value items need extra attention
Jewellery, watches and collectibles are often underinsured or not properly listed. These items usually need to be scheduled correctly to ensure full protection.

Bottom line, insurance is not something to set and forget. It should be reviewed as your home, lifestyle and the market change.

If it’s been a while since you reviewed your coverage, reach out to our team at Apex Surety & Insurance. We will make sure you are properly protected before a claim ever happens.

Leandra Martin - Personal Lines Client Specialist

📲(431) 302 4175
📧[email protected]

05/13/2026

While claim frequency has remained relatively stable, claim costs continue to rise. That means insurers are taking a closer look at risk, project complexity, and how firms operate day to day. Well-managed firms are still seeing strong terms, but more complex work can lead to tighter coverage and closer underwriting review.

Understanding how your projects and processes impact your coverage can help you stay ahead and avoid surprises. With a background in engineering, Daniel and our team know this well.

Reach out to Daniel Funk - Client Executive
📲(431) 451 2648
📧[email protected]

05/11/2026

Last minute certificate of insurance requests happen all the time and timing can make or break a job.

We move quickly so you aren’t stuck waiting on site or holding up work. Our team understands these requests are time sensitive and we treat them that way.
If you need one fast, reach out anytime. Nicole Spelchak and our team are ready to help.

📲(204) 560 3250
📧[email protected]

05/08/2026

We’re happy to welcome Jacob Lecuyer to the Apex team!

Jacob joins us in a Client Service Executive role, where he’ll be supporting business owners and contractors with insurance solutions tailored to their work and the risks they face day to day.

With a background in construction, he brings a practical understanding of how projects run on the ground. That experience helps him take a thoughtful, detail-focused approach when working through coverage needs with clients.

Help us welcome him to the team. 😀

📲 (204) 815 0878
📧[email protected]

05/07/2026

If you’re a subcontractor dealing with delayed or missed payment, understanding your options early can make a real difference.

Labour and Material Payment Bonds can offer protection, but strict timelines apply, and your last day on site matters. Staying compliant with your subcontract is just as important, since gaps can impact how a claim is handled. Clear documentation also plays a key role, including contracts, invoices, and communication that support the work completed and amounts owed.

Taking steps early and keeping everything organized can help protect your position and avoid delays in the process.

📲 (431) 777 3762
📧[email protected]

We’re celebrating a few work anniversaries on our team this month. 👏Sokoeun, Courtney, Chloe, and Cody each bring a stro...
05/01/2026

We’re celebrating a few work anniversaries on our team this month. 👏

Sokoeun, Courtney, Chloe, and Cody each bring a strong level of knowledge, reliability, and care to the work they do every day. Their commitment to clients and support for one another make a real difference across our team.

Grateful to have you all with us and looking forward to what’s ahead.

This month marks Mika’s birthday (April 18) and her work anniversary (April 25). 🎉It’s been a big year, with Mika also e...
04/24/2026

This month marks Mika’s birthday (April 18) and her work anniversary (April 25). 🎉

It’s been a big year, with Mika also earning her CAIB designation. It’s a huge accomplishment that reflects the effort and care she brings to her role every day. As an Account Coordinator, she’s a steady, reliable part of the team and someone clients and colleagues truly appreciate.

We’re grateful for everything she brings and glad to have her as part of the team. Help us celebrate her!

Construction season moves quickly, making it important to review your risk exposure in advance. As projects scale and ti...
04/21/2026

Construction season moves quickly, making it important to review your risk exposure in advance. As projects scale and timelines tighten, gaps in bonding, insurance, or subcontractor coverage can create significant financial and operational risk.

Before your next project begins, confirm that your bond limits align with contract values, your insurance reflects current operations, and all subcontractors carry adequate coverage. Taking a proactive approach helps protect your licence, your reputation, and the long-term stability of your business.

Address

5th Floor/305 Broadway
Winnipeg, MB
R3C0R9

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12045602508

Website

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