Kam Rukhra Mortgage Advisor

04/13/2026

Are you self-employed and wondering how to qualify for a mortgage?

You’re not alone—and more importantly, you have options.

Join Bernie Fraser and Mortgages by Kam for an in-person seminar designed specifically for self-employed professionals who want clarity around the mortgage process.

📅 May 2nd
⏰ 10:00 AM
📍 RE/MAX One Group Office
4-756 Pembina Hwy, Winnipeg, MB

We’ll walk you through:
• How lenders look at self-employed income
• Common mistakes to avoid
• Strategies to improve your approval chances
• Real-world scenarios and solutions

Whether you’re planning to buy your first home, upgrade, or just want to understand your options—this session will give you the direction you need.

Seats are limited. Sign up in the link in bio to reserve your spot.

04/07/2026

Join The Self‑Employed Mortgage Playbook and discover the exact strategies lenders want to see- 𝗻𝗼 𝗰𝗼𝗻𝗳𝘂𝘀𝗶𝗼𝗻, 𝗻𝗼 𝗴𝘂𝗲𝘀𝘀𝘄𝗼𝗿𝗸. Learn how to get approved faster and smarter, even without a traditional paycheck. 🏡💼

📅 𝗦𝗲𝗰𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝘀𝗽𝗼𝘁 𝗻𝗼𝘄: https://www.eventbrite.ca/e/the-self-employed-mortgage-playbook-tickets-1986763874230?aff=oddtdtcreator

03/31/2026

Someone else’s keys today…
Maybe yours next.

Let’s see what’s possible for you.
📩 𝗦𝗲𝗻𝗱 𝗦𝗧𝗔𝗥𝗧 to get moving.

03/24/2026

𝗧𝗿𝘂𝘀𝘁 𝗶𝘀𝗻’𝘁 𝗴𝗶𝘃𝗲𝗻- 𝗶𝘁’𝘀 𝗲𝗮𝗿𝗻𝗲𝗱 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗰𝗹𝗮𝗿𝗶𝘁𝘆.

Thankful for clients who let us guide them to the finish line 🏡
📥 Reach out when you’re ready.

03/19/2026

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 𝗶𝘀𝗻’𝘁 𝗮𝗯𝗼𝘂𝘁 𝗶𝗻𝗰𝗼𝗺𝗲 𝗮𝗹𝗼𝗻𝗲. Lenders look at the whole story.

💬 Comment 𝗦𝗧𝗔𝗥𝗧 to see how your file would be viewed.

03/18/2026

𝗟𝗶𝘃𝗲 𝗶𝗻 𝗼𝗻𝗲 𝘂𝗻𝗶𝘁. 𝗥𝗲𝗻𝘁 𝘁𝗵𝗲 𝗼𝘁𝗵𝗲𝗿. This is how smart buyers enter the market- owning a home while generating income at the same time.

𝟯-𝗯𝗲𝗱 𝗺𝗮𝗶𝗻 𝘂𝗻𝗶𝘁 + 𝟮-𝗯𝗲𝗱 𝘀𝗲𝗰𝗼𝗻𝗱𝗮𝗿𝘆 𝘂𝗻𝗶𝘁. 𝗢𝗻𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆. 𝗧𝘄𝗼 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀.

💬 Comment OWNER OCCUPIED RENTAL to get started.

03/17/2026

𝗘𝘃𝗲𝗿𝘆 𝗳𝗶𝗹𝗲 𝗵𝗮𝘀 𝗮 𝘀𝘁𝗼𝗿𝘆.
Income situations, credit situations, timing- all different.

Our job is to make it work.
📩 𝗗𝗠 𝗦𝗧𝗔𝗥𝗧 and let’s review your options.

03/13/2026

Everyone has mortgage advice.
Few understand the guidelines!!

💬 Comment 𝗥𝗘𝗔𝗗𝗬 𝗼𝗿 𝗗𝗠 us for answers based on real facts, not just guesses.

03/10/2026

The best feedback we hear: “I thought it would be stressful but it wasn’t.”

Buying a home should feel exciting, not overwhelming.
📥 Message 𝗦𝗧𝗔𝗥𝗧 to begin.

03/09/2026

𝗦𝗲𝗹𝗳-𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗱 𝗮𝗻𝗱 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗼𝗹𝗱 “𝗜𝘁’𝘀 𝗰𝗼𝗺𝗽𝗹𝗶𝗰𝗮𝘁𝗲𝗱”? There are programs that use 12 months of bank statements; not just traditional income docs.
𝘐𝘧 𝘺𝘰𝘶 𝘳𝘶𝘯 𝘢 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴, 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘴𝘵𝘳𝘶𝘤𝘵𝘶𝘳𝘦𝘥 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘵𝘭𝘺.

📩 DM 𝗦𝗘𝗟𝗙 𝗘𝗠𝗣𝗟𝗢𝗬𝗘𝗗 to get started.

03/07/2026