The Morga-Ross Advisory Team

02/26/2026

Can you still use your FHSA if your spouse already bought a house? The answer is yes, but you must meet the CRA's definition of a first-time home buyer along with understanding rules that apply in this circumstance. Learn more. https://ow.ly/nG3T50YiNMS

Short answer: Yes. But to take advantage of this amazing tax shelter, you need to understand the CRA’s rules and definitions.

02/24/2026

What is a Registered Retirement Savings Plan (RRSP), and how can it support your financial future? To help you navigate tax season effectively, Judith Charbonneau Kaplan breaks down the key advantages of RRSPs, from their role as an income tax deferral tool to their potential for significant tax savings.

02/22/2026

In a market often captivated by high-risk, high-reward strategies, the value of traditional, stable investments is gaining renewed attention. As economic uncertainties rise, investors are beginning to rediscover their potential. Learn more. https://ow.ly/U9Ql50YiNJW

When it comes to results, boring, steady companies tend to outperform. Here's one boring business with real earnings and essential services that compound year after year The post Quality Over Hype: The Boring Investment Strategy That’s Winning appeared first on The Motley Fool Canada.

11/11/2025

On , we will honour the bravery and sacrifices of those who fought for our freedoms and those who continue to serve today. .

09/12/2025

It’s back to school season! If you have a family member attending post-secondary education, it’s time to consider how to utilize their RESP. Judith Charbonneau Kaplan offers her insights on maximizing value and minimizing tax to best support your young scholar.

Learn more about RESP’s and how our team can support the process: https://ow.ly/ZTcJ50WVavN

07/16/2025

In the booming market of buy now, pay later (BNPL) financing, experts warn that the allure of zero-interest can mask overspending, mounting debt and potential credit risks. Learn why. https://ow.ly/zWo450WoiKs

In the booming market of buy now, pay later (BNPL) financing, those opting in generally get to spread payments over a number of weeks at no cost.

07/15/2025

A new survey reveals Canadian investors are redefining what financial success means to them. While traditional milestones like homeownership and early retirement remain top of mind, other goals are proving just as important. Learn more. https://ow.ly/Azte50WoiHa

A significant portion are also going after that success without financial advisors

07/13/2025

How is investment income taxed in Canada? One expert breaks down important considerations for different investments and accounts within the country. Read his full breakdown. https://ow.ly/ZvPn50WoiFC

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight answer from her advisor.

07/12/2025

The Canada Disability Benefit is a new federal program that provides monthly financial support to working-age Canadians living with disabilities. With the aim of reducing poverty and providing greater financial security, our team breaks down the details: https://ow.ly/jZwp50WoiEc

07/11/2025

From its origins to its modern role, the U.S. Federal Reserve has influenced economic policy. In his July , James Thorne looks at past decisions to inform today’s challenges—and what the Fed’s next chapter could mean globally: https://ow.ly/oINh50WoiCW

07/09/2025

Some clients may think adding children to a home title can avoid fees, simplify the estate process and give their kids the right of survivorship. However, there are some definite misconceptions and risks. One expert shares why. https://ow.ly/nlli50WksVZ

Address their misconceptions gently and explain the risks