Ryan Anderson - Castle Mortgage Group

03/09/2026

🛑STOP . . . If your mortgage is coming due this year for renewal, do not take the first offer. There could be better options available!

12/23/2025

Congrats to all the new owners this holiday season! 🏡🔑☃️🎄 Grateful for your business.

07/24/2025

What a great evening delivering gift baskets to new homeowners ! 🏠🍾

07/06/2025

Congratulations to all the new home owners this weekend! Grateful for all my clients. 🏡🎉🗝

06/05/2024

Over the past 16 years, here are the top questions I get about mortgages here in Canada:

1) 5% is the minimum down payment needed on an owner occupied home. ( Not just for first time home buyers)

2) Variable rates and fixed rates are not directly connected. ( If variable decreases, fixed does not automatically decrease)

3) When you purchase a home, you cannot increase the price to consolidate debt. ( However, you can add onto the purchase price for approved improvements to the home)

4) When your renewal maturity is due, you have options. You can refinance to consolidate debt, and you can make adjustments to your amortization and adjust payments.

5) There are no fees for using a mortgage broker. We are compensated by lenders. Our job is to shop the market and explain the details of each mortgage product offered by a variety of banks and lenders ( Rate, term, future flexibility, pre payment options, costs, etc)

6) Lenders and banks look at 4 main areas for qualifying. Income, credit, down payment and qualifying debt to income ratios. Some lenders are more flexible then others in certain areas.

As always, reach out with any questions.

[email protected]

03/06/2024

Bank of Canada holds overnight rates . What does that mean to you? It means if you have a variable mortgage rate or line of credit, no changes.

The BoC indicated it is "still concerned" about the risks to the outlook for inflation and it "wants to see further and sustained easing in core inflation and continues to focus on the balance between demand and supply in the economy, inflation expectations, wage growth and corporate pricing behavior."

03/04/2024

Grateful to continue to help clients purchase new homes over the years!

07/16/2020

It's been an amazing 12 years with castle mortgage group helping clients along the way! Thanks for all your support and trust.

07/16/2020

https://financialpost.com/news/economy/bank-of-canada-holds-interest-rates-economic-outlook/wcm/7a8a7997-1fb3-4fac-bdd2-97564d9f2d87/amp/

Bank's 'central scenario' holds current interest rate, with pledge to 'provide further monetary stimulus as needed'

08/14/2015

Feel free to visit my website at www.ryana.ca for up to date mortgage information, rates, services and testimonials! Thank you!

We bring to you a one-stop convenience and impartial advice when you shop for your mortgage. We offer a computerized service that can present your mortgage requirements to many lenders. We can find the mortgage that best suits your financial needs.

02/15/2012

Big banks have raised their rates recently, but we continue to shop the market for the lowest rates and products available for clients looking to buy and refinance.

TORONTO (Reuters) - Canada's big banks, which entered a mini-price war on mortgages last month, are now raising their rates ahead of schedule, due to higher costs that make the cheap mortgages more expensive