Mortgage Logic

04/29/2026

https://mortgagelogic.ca/2026/04/29/bank-of-canada-and-u-s-federal-reserve-hold-rates-steady-on-same-announcement-date/

In a rare moment of alignment, both the Bank of Canada and the U.S. Federal Reserve delivered policy announcements on the same day, opting to leave their respective key policy rates unchanged.Neither central bank signaled

03/18/2026

Bank of Canada Announcement today. Cloudy with a chance of Inflation!

The Bank of Canada (BoC) today has decided to leave its benchmark interest rate at 2.25%. This was widely expected by market experts & economists alike. Recent Canadian Economy Indicators GDP in Canada contracted 0.6%

10/29/2025

Bank of Canada Cuts Key Rate Today Amid a Difficult Economy.

https://mortgagelogic.ca/2025/10/29/bank-of-canada-announces-cut-in-challenging-times/

The Bank of Canada (BoC) has decided to cut its key interest rate by 0.25% to 2.25%. Major Canadian Financial Institutions will follow suit and lower their Prime interest rates to 4.45%. This note comes

09/24/2025

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09/22/2025

https://winnipegsun.com/opinion/columnists/local-legends-buzz-grant-turns-dreams-into-keys

Buzz Grant and Mortgage Logic guide clients with care, turning homeownership dreams into keys through trust and expertise. Read more.

09/18/2025

BoC cuts Key Rate this week. The reasons given and the real reasons:

https://mortgagelogic.ca/2025/09/18/boc-announces-rate-cut-sept-17-update-on-the-canadian-economy/

Yesterday the Bank of Canada (BoC) decided to cut its Key rate by 0.25% to 2.5%, making the prime rate of lending with major FI’s will now be 4.7%. Reasons that the BoC is giving

07/30/2025

Bank of Canada Announcement Today - Stuck Between a Rock and a Hard Place. No Change, Prime Rate to Remain at 4.95%...
https://mortgagelogic.ca/2025/07/30/bank-of-canada-to-stay-their-key-rate-stuck-between-a-rock-a-hard-place/

Today the Bank of Canada (BoC) has decided to stay the Key Rate at 2.75%.  The Prime rate with major Financial Institutions should remain at 4.95%.  Inflationary conditions persist, as Canada does not deal with

03/12/2025

Bank of Canada announces another rate cut!

The Bank of Canada (BoC) announced today that it has lowered its policy interest rate by 25 basis points (0.25%), in the heat of significant geopolitical tensions. This is the seventh reduction since June of

01/29/2025

Bank of Canada Cuts Rate Today Amid US Tariff Concerns
https://mortgagelogic.ca/2025/01/29/bank-of-canada-cuts-rate-amid-us-tariff-concerns/

Today, the Bank of Canada (BoC) has announced a scheduled rate cut of 0.25%.  Per the BoC:  “The Bank of Canada today reduced its target for the overnight rate to 3%.” Major FI’s (financial Institutions) will

12/11/2024

The Bank of Canada today has made another jumbo rate cut!
https://mortgagelogic.ca/2024/12/11/another-jumbo-rate-cut-by-the-boc-today/