Harjit Saini - Financial

02/12/2026

Worried pre-approval will hurt your credit?

It won’t and waiting could cost you more.

Swipe to see the truth and why clarity is key before buying. 🏡

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02/04/2026

Wait a minute… think a Bank of Canada rate pause means you should do nothing and freeze? ❄️

Think again.

Now that we’ve had time to process the announcement, this quiet months after the holidays is actually one of the best moments to review, plan, and get ahead with your mortgage.

💬 Swipe through, then comment your biggest question, I’ll help you figure it out.

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01/22/2026

💭WAIT A MINUTE… losing sleep over your credit?

You don’t need a perfect score to buy a home.

Swipe through to see:

✔️ How lenders actually look at your credit
✔️ Why lower scores often still get approved
✔️ The habits and programs that can make all the difference

Your dream home might be closer than you think, don’t let credit myths hold you back.

📩 DM “CREDIT” to get your personalized review !

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01/22/2026

01/09/2026

We made it through the first week of the new year 🤍

The routines are slowly settling in, and with a fresh year ahead, it’s okay if you’re still figuring things out.

If homeownership, renewing, or refinancing is on your mind, even just as a “maybe” - you don’t have to have all the answers yet.

I’m here to talk things through, answer questions, and help you take the next step whenever you’re ready.

No pressure. Just support.

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01/02/2026

As we step into an amazing new year, I want to take a moment to sincerely thank all of my clients, partners, friends, and supporters for trusting me throughout 2025.

Your referrals, messages, and continued support mean more than you know.

Here’s to fresh goals, new opportunities, and turning dreams into addresses.

If buying, refinancing, or planning for your future home is on your 2026 vision board, let’s make your dream home a reality.

Cheers to an incredible year ahead! 🥂✨

12/29/2025

Our last Mortgage Monday before the new year 🥂✨

Before we turn the page, let’s set you up to buy smarter in 2025.

Swipe for simple steps that make a real impact.

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MortgageTips

12/16/2025

Overthinking home ownership at night?

Let’s turn stress into answers ➡️

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12/10/2025

The Bank of Canada held its key rate at 2.25% today!

Steady for now, but signals suggest more movement could come.

If you’re planning a purchase or renewal in the next 6–12 months, now’s a great time to explore your numbers and stay prepared.

Have questions? I’m here to break it down in plain, simple terms.

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12/09/2025

Every smart homebuyer I’m working with is doing THESE 4 things before Wednesday’s BoC rate announcement.

If you’re thinking of buying in Ontario anytime soon… you should be too.

Swipe the carousel, take notes, and message me “Smart Buyer” for your custom rate strategy before the announcement hits.

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