Mortgage with Tyh

Mortgage with Tyh Helping Canadians make confident, stress-free mortgage decisions. Serving Manitoba, Alberta & beyond.

Whether you’re buying, renewing, or refinancing, I’ll find the right lender, the right strategy, and the right deal—for you.

Because the dream home isn’t really a dream…… if the mortgage doesn’t fit your life.Before you open that real estate app...
08/18/2026

Because the dream home isn’t really a dream…
… if the mortgage doesn’t fit your life.

Before you open that real estate app, talk to your mortgage advisor.

Let’s figure out what your numbers can actually do.

Your mortgage renewal is not just a piece of paper to sign.When your mortgage term is coming to an end, your lender may ...
08/17/2026

Your mortgage renewal is not just a piece of paper to sign.

When your mortgage term is coming to an end, your lender may send you a renewal offer, and it can be tempting to simply sign it and move on.

But before you do, ask yourself: Has anything changed since you got your mortgage?

Your income.
Your family.
Your debt.
Your financial goals.
Your plans for the next few years.

Maybe your current mortgage still works perfectly, or maybe there’s a better option for where you are now.

A renewal is an opportunity to review your mortgage… not just renew it. Before you sign, know your options.

Your mortgage should fit your life today, not the life you had when you first got it.

🚩 Not the actual words on the flag… but this would definitely be mine.“He knows every real estate listing… but has never...
07/03/2026

🚩 Not the actual words on the flag… but this would definitely be mine.

“He knows every real estate listing… but has never talked to a mortgage broker.”

House hunting is really exciting… but it will not just be exciting if you get pre-approved first? Having a pre-approval while looking for the right home is the real power move.

You know your budget. You understand your options. More importantly , you are shopping wiith confidence.

👉🏻 The right home starts with the right plan.

The Bank of Canada has announced that it is holding its key interest rate steady.Whether you’re buying, renewing, or ref...
06/10/2026

The Bank of Canada has announced that it is holding its key interest rate steady.

Whether you’re buying, renewing, or refinancing, understanding how rate decisions impact your mortgage is important.

Have questions? I’m here to help. 🙋🏻‍♀️

Cristina Evangelista Licup
Mortgage Advisor
204.960.0179 | [email protected]
iamcristina.ca

Many mortgage holders assume they need to wait until@their mortgage is up@for renewal to make changes. In reality, your...
05/27/2026

Many mortgage holders assume they need to wait until@their mortgage is up@for renewal to make changes. In reality, your mortgage can be reviewed and adjusted during your term (penalties may apply) depending on your goals and current situation.

As rates shifts and your balance changes, there may be opportunities to improve cash flow, access equity, or restructure your mortgage to better fit your present needs, not just when your renewal date arrives.

If it has been a while since your last mortgage review, let’s connect and let’s see what options you may have now.

Homeownership in Canada looks different than it did a few years ago and buyers are adapting.Creative strategies are help...
04/30/2026

Homeownership in Canada looks different than it did a few years ago and buyers are adapting.

Creative strategies are helping more Canadians get into the market: co-purchasing with
family, friends, or partners as well as mult-generational living is on the rise.

Buying with others comes with important considerations - ownership structure, shared
mortgage responsiblity, credit impact, and an exit strategy for all parties need to be part of
the conversation before you sign your mortgage.

The right structure makes all the difference. As a licensed mortgage professional, I help design mortgage strategies that make homeownership work—for everyone involved, now and long term.

If you’re thinking about your next move or just want clarity on your options, feel free to reach out. I’m here to help you get started.

The Bank of Canada hit pause again. Today’s announcement keeps the policy rate at 2.25%, the fourth hold in a row.But h...
04/29/2026

The Bank of Canada hit pause again. Today’s announcement keeps the policy rate at 2.25%, the fourth hold in a row.

But here’s what matters beyond the headline: Global uncertainty is still in play, energy prices are creeping up, and inflation could shift again in the months ahead.

So while rates are steady for now… the story isn’t over. A “pause” doesn’t mean certainty, it means the Bank is watching closely. And if you have a mortgage (or planning to get one), you should too.

If you’re unsure what this means for your payments, renewal, or buying plans… let’s chat!. Let’s make a plan that actually works for you.

📅 Next key date: June 10, 2026

Before exploring potential homes or placing an Offer To Purchase it’s worth taking time to understand your financial pi...
04/28/2026

Before exploring potential homes or placing an Offer To Purchase it’s worth taking time to understand your financial picture and the mortgage financing available to you.

Speaking with a mortgage agent (broker) early in the process will help establish: a realistic budget, down payment options, and how factors such as the stress test, condo fees, and
closing costs may affect your purchase.

It also gives you time to prepare documents, explore lender options, and get pre-approved so when the right home appears, you’re ready to move with confidence. A little preparation upfront can make the buying process smoother and help avoid surprises later.

Set yourself up for a stronger buying experience - connect with a licensed mortgage agent (broker) before you start house hunting!

Your mortgage renewal isn’t a simple formality, it’s a FINANCIAL RESET BUTTON.Most Canadians sign whatever their lender ...
04/17/2026

Your mortgage renewal isn’t a simple formality, it’s a FINANCIAL RESET BUTTON.

Most Canadians sign whatever their lender offers without checking if it’s still the best option for them.

Let me help you understand what to look for, what to ask and how to negotiate better.

Your future self will thank you.

👩🏻‍💻 Got a renewal coming up? Reach out to me, I’ll walk you through your options.

You don’t have to figure it out alone…Getting approved isn’t just about numbers, it’s about having the right plan. Let m...
04/15/2026

You don’t have to figure it out alone…

Getting approved isn’t just about numbers, it’s about having the right plan. Let me help you make it happen.

Cristina Evangelista Licup
Mortgage Advisor
Indi Mortgage
📱 204.960.0179
📧 [email protected]

Address

Winnipeg, MB

Opening Hours

Monday 1pm - 7pm
Tuesday 1pm - 7pm
Wednesday 1pm - 7pm
Thursday 1pm - 7pm
Friday 1pm - 7pm
Saturday 9am - 2pm

Telephone

+12049600179

Website

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