JM Briones - Mortgage Professional - Winnipeg

03/20/2026

Interest rates stayed the same this March — and that might be better news than you think. When rates hold steady, it gives buyers and homeowners a chance to plan smarter, explore their options, and make confident moves without sudden changes shaking things up.

Thinking about buying, refinancing, or just curious how this affects you? Send me a message — I’d be happy to chat and help you understand your next best step.
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/16/2026

Buying a home in Canada as a single parent might feel overwhelming, especially with just one income. But many people are surprised to learn that homeownership can still be possible with the right planning and options.

If you're a single parent thinking about buying a home in Canada, send a message and let’s explore what options might be available for you. 🏡
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/12/2026

Saving for a home in Canada? Make sure your down payment isn’t just sitting anywhere. The type of account you use can actually affect how fast your savings grow and the benefits you get along the way.

Some accounts offer tax advantages and even government incentives that can help you reach your homeownership goal sooner. Before you keep stacking your savings, it’s worth checking if your money is in the right place. 🏡💰
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/12/2026

Many Canadians make mistakes when getting a mortgage by skipping pre-approval, ignoring extra costs, or picking the wrong loan type. Always plan your budget carefully and compare lenders before deciding. A little preparation can save you a lot of stress and money later.
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/11/2026

Your First Home Starts with the Right Savings Plan

Thinking about buying your first home? An FHSA can help you save faster with valuable tax advantages along the way. It’s a simple and smart way to start building your future home fund while making the most of your savings.
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/11/2026

Buying a home isn’t just about getting approved—it’s about being comfortable every month 🏡✨
Your pre-approval shows the max you can borrow, but real costs include taxes, insurance, utilities, and upkeep too 💸.
Choose a home that fits your monthly budget so you can enjoy it stress-free 😌. Think monthly, not just price.
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/07/2026

Many homebuyers focus only on getting the lowest mortgage rate, but the rate alone doesn’t always tell the full story. A mortgage comes with different features, conditions, and limitations that can affect your overall cost in the long run.

Some mortgages with very low rates may come with stricter rules, higher penalties if you break the term early, or fewer options if your plans change. Taking the time to understand the full details of the mortgage can help you choose an option that truly works best for your situation 🏡✨
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

03/04/2026

Staying current on your mortgage doesn’t always mean it feels easy. When everyday expenses rise and unexpected costs pop up, even one delayed payment can create pressure fast.

The problem isn’t just the missed payment. It’s what happens if you ignore it. The good news? There are options, especially when you act early. Learn how to protect your home and keep your financial flexibility before things escalate.
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

Send a message to learn more

03/01/2026

Buying a home this March just makes sense 🌸🏡 As spring starts to roll in, the market comes alive too. More homes are listed, more options become available, and it’s the perfect season to find a place that truly fits your lifestyle. The weather is better for house hunting, and everything just feels fresh and full of new beginnings.

March is also a smart time to get ahead before the peak spring rush. You can explore more choices early, plan your move smoothly, and settle in just as the season changes. If you’ve been thinking about buying, this month could be your perfect window to make it happen. 🌷✨
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

02/28/2026

Think you’ve got what it takes? 😉
Buying a home isn’t just about getting approved — it’s about making smart moves before and after you sign. Let’s see if you can get these 5 things right! 🏡✨
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca

Send a message to learn more

02/18/2026

Government programs can help first-time buyers in Canada save thousands on their first home 💰🏡. They’re designed to make homeownership more affordable and a little less overwhelming.

Thinking about buying your first home? 🤔 These programs can help with your down payment, savings, and taxes — it’s a great way to get extra support as you start your journey ✨
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📩 Ready to explore your options? Ask me anything in DMs 😁

✉️ Email: [email protected]
📞 Phone: 204-558-4366
🏢 Office: 2200 McPhillips St.
🔍 Website: jm-mortgage.ca

Services include:
✅ Purchase
✅ Refinance
✅ Renewal
✅ Switch/ Transfer
✅ Rental Properties
✅ New to Canada

YT: youtube.com/
IG: instagram.com/jm_briones_mortgage
FB: fb.me/jm.mortgage.ca