Simner Mortgages

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Simner Mortgages Mortgage Professional with 20 years of industry experience. Located in Steinbach, MB

Buying your first home comes with a lot of questions. How much can you afford? How much do you need for a down payment? ...
10/14/2026

Buying your first home comes with a lot of questions. How much can you afford? How much do you need for a down payment? What about pre-approval, mortgage rates, and closing costs?

The good news? You don’t have to figure it all out on your own.

I’m here to answer your questions, explain the process, and help you navigate the financial side of buying your first home, from our first conversation to getting the keys.

A million questions? Start with one conversation.

Message me today. Let’s talk about your first home!

✨ HUMBLED & GRATEFUL✨ I was recognized among the TOP 20% of all Invis brokers across Canada for September 2026! ✨To my c...
10/13/2026

✨ HUMBLED & GRATEFUL✨

I was recognized among the TOP 20% of all Invis brokers across Canada for September 2026! ✨

To my clients, thank you for trusting me with such an important part of your lives. To my referral partners, thank you for continuing to send your clients, friends and family my way. Your support means so much to me!

And there’s more to celebrate—our Invis Manitoba team ranked #10 for September and #12 year to date! 🙌

So proud to work alongside this incredible group of colleagues who support and encourage one another.

A special thank you to our team leader, Rosa Bovino, for your leadership and support, and to all of our lender partners for helping us find solutions for the families we serve.

So much to be thankful for, and so many people to thank! 🤍

YOUR MORTGAGE BEGINS HERE!

📞 204-346-2357
📩 [email protected]
🌐 www.simnermortgages.ca

✨ FOLLOW me for more Mortgage Tips! Simner Mortgages

First home, next home, renewal, refinance, or something that doesn’t fit a neat box. Whatever you need, you don’t have t...
10/09/2026

First home, next home, renewal, refinance, or something that doesn’t fit a neat box. Whatever you need, you don’t have to sort it out on your own.

Go ahead. Message me today. I’ve got you covered.

Pumpkin spice? Easy decision. Your mortgage renewal, on the other hand, deserves a bit more thought.When your term is co...
10/07/2026

Pumpkin spice? Easy decision. Your mortgage renewal, on the other hand, deserves a bit more thought.

When your term is coming up, renewing with the same lender may be convenient, but that doesn’t mean the renewal offer is automatically the best fit for you. Your finances, plans and the mortgage options available to you may have changed since your last term.

That’s where I come in. I can review your renewal offer, compare other lender options, look at what’s changed since your last term and help you decide whether renewing as-is, negotiating or switching makes the most sense for you.

Renewal coming up? Message me today and let me do the comparing before you commit to another term.

One of the advantages of working with me is that you’re not limited to just one lender or one mortgage option.Different ...
10/05/2026

One of the advantages of working with me is that you’re not limited to just one lender or one mortgage option.

Different lenders can have different qualification criteria, product guidelines and approaches to things like income, down payment, property type and overall application strength. I compare those differences for you, so you have more options to consider and less pressure to compromise on what matters most.

Want to open the door to more mortgage options? Message me and I’ll help you compare what could fit your situation.

There’s already enough competing for your time. Your mortgage search doesn’t need to be one more thing taking over your ...
10/02/2026

There’s already enough competing for your time. Your mortgage search doesn’t need to be one more thing taking over your day.

I can handle the lender comparisons, sort through the details and help narrow down the options, so you don’t have to spend your free time doing it yourself.

Because finding the right mortgage matters, but so does having time for the people and moments that matter outside of it.

Leave the mortgage work to me. Message me and spend more of your time where it belongs.

✨ JUST APPROVED! ✨ This one took a little creativity — and a bit of a race against the clock!My client, a first-time hom...
10/01/2026

✨ JUST APPROVED! ✨

This one took a little creativity — and a bit of a race against the clock!

My client, a first-time homebuyer, was referred to me for a second opinion after another lender couldn’t find a way to make the numbers work. She had found the perfect home for her and her family, so we took another look, explored a few different strategies, and found a solution that worked. 🙌

Sometimes a “no” just means it’s worth taking a second look.

Congratulations, L! Thank you for trusting me to help get this one across the finish line. ❤️ And a huge thank you to Darbie Lupky for the referral and for continuing to trust me with your friends, family and clients! 🤍

YOUR MORTGAGE BEGINS HERE!

📞 204-346-2357
📩 [email protected]
🌐 www.simnermortgages.ca

✨ FOLLOW me for more Mortgage Tips! Simner Mortgages

A down payment is more than a savings goal. For many homebuyers, it represents years of planning, saving and working tow...
09/30/2026

A down payment is more than a savings goal. For many homebuyers, it represents years of planning, saving and working toward a home purchase.

CMHC’s 2026 Mortgage Consumer Survey found that homebuyers took an average of 4.4 years to save for a down payment, up from 3.4 years in 2025. Among first-time buyers, 51% said savings were the largest part of their down payment.

Reaching that point takes a lot of work, and what comes next deserves the same level of thought and effort. Your mortgage should be approached with that same attention and intention.

You put years into building your down payment. Message me today and let’s make sure the same effort goes into what comes next.

Qualifying for a certain mortgage amount doesn’t automatically mean that spending to that limit is the right fit for you...
09/28/2026

Qualifying for a certain mortgage amount doesn’t automatically mean that spending to that limit is the right fit for you.

CMHC’s 2026 Mortgage Consumer Survey found that 52% of recent homebuyers reported paying the maximum they could afford.

When I look at mortgage affordability, I consider more than just what you may qualify for. Income, debt and housing costs matter, but so do the expenses that come after the purchase: utilities, insurance, maintenance, savings, transportation and everyday life.

The question isn’t only “How much can I qualify for?” It’s also “What monthly housing cost am I actually comfortable carrying?”

Before you set your home buying budget, message me and we can work through the numbers together.

When you work with a Mortgage Broker, the priority is you.Instead of being limited to the mortgage products offered by o...
09/25/2026

When you work with a Mortgage Broker, the priority is you.

Instead of being limited to the mortgage products offered by one financial institution, I can explore options from multiple lenders and compare the terms, features and financing solutions available.

That means your mortgage search starts with your finances, needs and goals, then I look for options that fit them, not the other way around.

Whether you’re buying, renewing or refinancing, I’m here to do the comparing, explain the differences and help you make an informed decision.

More lenders. More options. More focus on you. Connect with me today and put more of the mortgage market on your side.

Address

1921 Pembina Highway, Unit B5
Winnipeg, MB
R3T2G7

Telephone

+12043462357

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