Christina Steplock Mortgages

03/22/2026

Something is shifting in the global economy… and it will affect mortgages 👀

We went from talking about rate cuts…to now seeing signs of possible rate increases again 📈
🌍 Global tension = higher oil prices
📊 Higher oil = more inflation pressure
🏦 More inflation = rate uncertainty

And in Canada? That hits harder because most mortgages reset every 3–5 years. So what does this mean for you?

🏡 Buying soon → timing matters more than ever
🔄 Renewing → planning early is key
📉 Variable rate → expect continued movement

This isn’t about panic… it’s about being prepared.

The smartest move right now?
👉 Have a strategy before the market makes the decision for you!

Let’s talk about your next move 💬

🤳 519-357-2558
📧 Christina.Steplock@dominionlending ca
🔗 www.christinasteplock.ca

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks,....

12/23/2025

Wishing you a very Merry Christmas to you and your family.
May the holiday season bring you peace, joy, and special moments with those you love.
Thank you for your continued trust and support — it truly means so much. 🎄✨

09/17/2025

🚨 Breaking: The Bank of Canada has cut its policy rate by 25 bps to 2.50%, marking the 8th cut in this easing cycle. Lenders are expected to lower prime rates in the coming days, easing costs for variable-rate borrowers.

04/30/2025

Check this one out! And the song is catchy too! Give Heather Campbell Stewart a call if you'd like to view this beauty!

03/12/2025

Bank of Canada reduces policy rate by 25 basis points to 2¾%

BREAKING: The Bank of Canada has cut its key interest rate by 25 bps to 2.75%, marking its 7th consecutive rate cut. The move means more relief for those with variable-rate mortgages and lines of credit.

03/08/2025

Here's to STRONG Women 💪 ❤️

May we know them
May we be them
May we raise them!

Happy International Women's Day! ✨️

01/31/2025

BoC cuts the overnight rate by 25 bps 🙏

The Bank of Canada Cuts The Overnight Rate By 25 Bps. The overnight benchmark interest rate is headed for 2.5% by the Spring housing season.https://mailchi.mp/sherrycooper/the-bank-of-canada-cuts-the-overnight-rate-by-25-bps

01/01/2025

Cheers to 2025 🥂🍾🎊

Happy New Year everyone ✨️

12/12/2024

BoC update from our very own Dr. Sherry Cooper ✨️

The Bank of Canada Cuts Its Policy Rate By Another 50 Basis Points. The Bank of Canada Cuts Its Policy Rate By Another 50 Basis Points with more rate cuts to come. https://mailchi.mp/sherrycooper/the-bank-of-canada-cuts-its-policy-rate-by-another-50-basis-points.

12/11/2024

Excellent news everyone 👏 BoC has lowered its benchmark rate by 50 bps 🙌 This marks the 5th consecutive cut since June 🎊 A welcome relief for Canadians.

There's a lot of looming Mortgage renewals in the forecast and I'd like to help you 🙏 Not only with renewals but debt consolidations, switches, anything mortgages!

Let's talk ☎️

📞 call me @ 519 357 2558
📧 email me @ [email protected]
🌐 apply online @ www.christinasteplock.ca

Looking forward to connecting with you 🙏

BREAKING: The Bank of Canada has cut its policy rate by another 50 bps, bringing it to 3.25%. Prime rate at most lenders is expected to drop to 5.45% (except at TD, which maintains a mortgage prime rate priced 15 bps higher).

11/21/2024

Canadian Inflation increased to 2.0% y/y in October--up from 1.6% in September owing to a smaller decline in gasoline prices. Excluding gasoline, headline inflation remained at 2.2% in October, the same as in August and September. https://mailchi.mp/sherrycooper/canadian-inflation-increased-to-20-yy-in-october-up-from-16-in-september-owing-to-a-smaller-decline-in-gasoline-prices.