Premium Insurance Brokers

03/05/2026

🏡 Moving to a new home? Don't forget about your insurance!

When you move, a lot changes — and your insurance needs to keep up. Here's what to do before and after moving day:

✅ Understand how your new neighborhood affects your premium
✅ Get your new home protected from day one
✅ Review your coverage limits for your new space
✅ Update your address with your broker right away

We make the process simple. Call us at 226-782-6000 and we'll take care of everything for you!

02/19/2026

Did you know that renovating your home can actually leave you underinsured?

Whether you finished your basement, upgraded your kitchen, or added a bathroom — your home's rebuild value just increased. But if your insurance policy hasn't been updated, you could be left with a serious coverage gap when it matters most.

At Premium Insurance Brokers, we do a quick Coverage Check to make sure your policy reflects what your home is actually worth today — not what it was worth before the renovation.

Call or text us at 226 782 6000 and we'll review your coverage in minutes. It's free, it's fast, and it could save you thousands.

02/18/2026

Water damage is one of the most common — and most misunderstood — insurance claims in Windsor-Essex.
Spring rain + Windsor basements = trouble. But here's what most homeowners don't know:
✅ Internal damage (burst pipes, appliance overflows) = usually covered
❌ Sewer backup, groundwater & overland water = NOT automatic — you need to ask for it!
Don't find out you're not covered when you're already standing in a flooded basement. Call us today and we'll make sure your policy has the right water endorsements in place.
Ask your broker — don't be a joker! 😄
📞 226-782-6000

02/11/2026

Did you know?

After an accident, your insurance may repair your vehicle…
But a rental car isn’t always included.

Without OPCF 20 – Loss of Use, you could be paying hundreds out of pocket while your vehicle is in the shop.

For a small cost, you can protect yourself from a big surprise.

Call us at 226-782-6000
Premium Insurance Brokers – Windsor, Ontario
Or message us to review your policy

01/01/2026

Happy New Years!
Have a safe and happy holiday from Premium Insurnace Brokers

12/24/2025

Premium Insurnace Brokers wishes everyone a great and safe holiday
See our holiday hours

11/12/2025

Today, we pause to honour and remember the brave men and women who served and continue to serve our country. Their courage, sacrifice, and dedication have given us the freedoms we enjoy every day.

At Premium Insurance Brokers, we are grateful for their service and the lasting impact they’ve made on our nation.

Lest we forget. ❤️

11/08/2025

Premium Insurnace Brokers a division of ORACLE RMS, had the privilege of gaining valuable insight into the science behind underwriting and the innovation approach Max Insurnace brings to the table

10/13/2025

Happy Thanksgiving from the Premium family!
Our office is closed today and will reopen tomorrow.

07/02/2025

Today marks 6 incredible years of serving our community with trusted insurance solutions. From day one, our mission at Premium Insurance Brokers a division of ORACLE RMS has been to provide personalized, reliable, and top-tier service to every client we work with.

To our amazing clients, partners, and team — thank you for your continued support, trust, and loyalty. We couldn’t have reached this milestone without you.

06/08/2025

02/14/2025

Happy Valentine’s Day from Premium Insurance Brokers! ❤️ Wishing you a day filled with love, happiness, and appreciation for the people who matter most.

Let us know how we can continue to protect what you love most! 💕