Stefani Stanisic, Mortgage Agent

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Canada
Windsor, ON
Stefani Stanisic, Mortgage Agent

🏡 Mortgage Alliance
📍 Windsor, GTA and Surrounding Areas

09/04/2026

Loyalty doesn’t always mean the best rate.

After 7 years with the same lender, my clients received their mortgage renewal offer — but before signing, they reached out to me to explore their options.

The result? We secured them a better rate and terms than what their existing lender was offering.

Your mortgage renewal is an opportunity to shop the market, not just sign what’s in front of you.

Renewal coming up? Let’s compare your options first📲

08/11/2026

The 5-year fixed mortgage has been the “default” choice for many Canadians for years — but that’s starting to change.

Recent industry data shows borrowers are increasingly considering variable and shorter-term mortgage options as the market evolves.

But does that mean variable is better?

Not necessarily.

Your mortgage should be based on more than just today’s rate. Your future plans, risk tolerance, income, payment comfort and how long you expect to stay in the home all matter.

There’s no one-size-fits-all mortgage — and that’s exactly why having a strategy matters.

Thinking about buying, refinancing or renewing? Let’s look at your options before you lock anything in.

07/22/2026

Should you wait for lower interest rates?

It’s one of the most common questions I get—and the answer isn’t always as simple as “yes.”

If home prices increase while you’re waiting, the savings from a lower interest rate could be offset by paying more for the home itself.

For example, a home priced at $500,000 today would cost $525,000 if prices increased by just 5%.

Every buyer’s situation is different, which is why it’s important to look at the full picture—purchase price, monthly payment, long-term goals, and refinancing opportunities—not just the interest rate.

Before deciding to wait, let’s run the numbers together so you can make an informed decision based on your situation, not headlines.

Send me a message if you’d like to see what buying now vs. waiting could look like for you.

07/04/2026

I am beyond grateful and incredibly honoured to have been voted Platinum Winner in the Mortgage Brokers – Financing category for CommunityVotes Windsor 2026.

This recognition means so much because it comes from the support of this amazing community. Helping people achieve their homeownership goals is more than just my career—it’s something I’m genuinely passionate about. Receiving this award motivates me to continue providing exceptional service and personalized mortgage solutions for every client.

Thank you, Windsor-Essex, for your trust and support. Here’s to helping even more families make their homeownership dreams a reality!

05/25/2026

Thinking about buying a home but not sure where to start? 🏡

I’ve put together a FREE Home Buyer Guide filled with helpful tips, timelines, mortgage info, down payment details, and everything you need to feel more confident through the buying process.

Whether you’re a first-time buyer or just want a better understanding of the market, I’d be happy to send it your way! 📩

Message me “GUIDE” or send me a DM to get your copy today!

04/27/2026

It’s that time of year again! I’ve been nominated under the Mortgages & Brokers category for CommunityVotes Windsor 2026!

Please take a moment to vote for me! Link in bio 👩🏽‍💻

04/22/2026

Most people think getting approved is just about income… but that’s only part of the story 👀

Lenders look at the FULL picture—how you earn, spend, and manage your money.

If you’re thinking about buying (even months from now), getting ahead of these factors can make a HUGE difference in your approval!

04/16/2026

IT’S TAX SEASON 💰

Just a quick heads up as we are getting very close to the Canadian Tax Deadline which is on the 30th April 2026. Updated income could mean higher pre-approval amount!

Connect with me to explore your options and get you ready for the Spring market!

04/13/2026

Lock it in 🔒 before rates move 📈

Did you know you can secure your mortgage rate for up to 120 days? That means today’s rate is protected — even if rates increase before your closing.

✔️ Peace of mind while you shop
✔️ Time to find the perfect home
✔️ Protection against rising rates

And the best part? If rates drop during that time… you can still get the lower rate!

If you’re thinking about buying this spring, now is the time to get pre-approved and lock in your rate!

📩 Message me to get started

03/30/2026

Starting April 1, new HST savings are making brand new homes more affordable than we’ve seen in years.

Here’s what you need to know:

Homes under $1M You could receive the FULL 13% HST savings — meaning a significantly lower purchase price right from the start.

Homes between $1M–$1.5M You may qualify for a rebate of up to $130,000.

What does this mean for you? - Lower overall purchase price - Smaller mortgage required - Lower monthly payments - Increased buying power

This isn’t just a tax break — it can completely change what you qualify for and how you structure your mortgage.

Applies to agreements signed between April 1, 2026 – March 31, 2027

If you’re thinking about buying new, now is the time to understand your options.

Address

Windsor, ON
N8X1L9

Telephone

+12262807637

Website

http://www.linktr.ee/ssmortgages, https://www.sslending.ca/

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