Scott Despins: Tabone Insurance Agent

05/27/2026

04/27/2026

03/31/2026

Ontario Auto Insurance Is Changing in
2026 — Are You Ready?

Starting July 1, 2026, Ontario is changing how auto
insurance accident benefits work. Many benefits that
are currently included will become optional, meaning
you’ll need to actively choose the protection you want.

✅ Medical, rehab, and attendant care stay mandatory.
⚠️ Income replacement, caregiver benefits, and more
may not be automatic.

Lower premiums might sound appealing — but the
wrong choice could leave you underinsured after an
accident.

At Tabone Insurance Brokers, we help you understand
your options before you need to use them.

📞 Questions? Let’s talk.

03/04/2026

From the open road to the comfort of home, Nader Touhan helps protect every part of your journey.
Auto and Home insurance with clarity and care.

02/28/2026

Are you legally obligated to have Tenant Insurance if you only rent?
In Ontario, tenant insurance isn’t required by law, but it's a smart move and many landlords include it as a condition in the lease agreement. So, while the government won’t force you to get it, your landlord might.
Here’s why it’s worth considering anyway:

Tenant Insurance Covers:
• Your belongings: If there’s a fire, theft, or water damage, your stuff (like clothes, electronics, furniture) is protected.
• Liability: If someone gets hurt in your apartment or you accidentally damage someone else’s property (like flooding the unit below), you’re covered.
• Temporary housing: If your place becomes unlivable due to a covered event, it helps pay for hotel stays and meals.

so, even if your landlord doesn’t require it, having tenant insurance can make you a more attractive applicant when apartment hunting and it gives you peace of mind.
Cost-wise, it’s fairly inexpensive, depending on your coverage, location, and deductible.
You can often save by bundling with auto insurance or installing safety features like smoke detectors.
Need more help figuring out how much coverage you’d need for your stuff? Give us a call today and we can walk you through it.

02/27/2026

Tabone Insurance Brokers Inc. – Your Local Partner for Commercial Insurance.
When it comes to protecting your business, experience and local understanding make all the difference. At Tabone Insurance Brokers Inc., we've been helping businesses in our community thrive for years, offering personalized commercial and business insurance solutions that truly fit your needs.
From unexpected disruptions to everyday operations, we're here to ensure your hard work is safeguarded. We're not just brokers; we're your neighbors, dedicated to the success and security of local enterprises.

Why trust Tabone Insurance for your business?
• Deep Local Expertise: We know the unique challenges and opportunities of our area.
• Tailored Solutions: Insurance designed specifically for your business, not off-the-shelf policies.
• Dedicated Service: A trusted team focused on your protection.

Ready to secure your business's future with a partner you can rely on?
📞 Get Your Free Quote Today!
Phone: 226.216.5777
Email: [email protected]

02/19/2026

Headed for sunshine soon?
Before you raise your arms and soak in that ocean breeze, make sure your home is just as ready for vacation as you are.
A quick pre‑trip checklist:
• Lock windows & doors (yes, even the side garage one)
• Unplug small appliances
• Set timers for lights
• Secure valuables
• Let a trusted neighbour know you’re away (not the neighbour who always borrows your stuff and never gives it back. lol)
• Review your home insurance for peace of mind because nothing feels better than a getaway… except knowing your home is protected while you’re gone.
Tabone Insurance Brokers
A clear choice for a protective plan.