Edward Jones - Financial Advisor: Colin Duggan

09/02/2026

When your child is ready to buy their first home, you might want to help financially. There are several ways to do this, and each comes with different considerations.

Scenario 1: Gift money toward a down payment. This can be straightforward, but you lose control of how those funds are used once gifted. If you're considering this, it's important to keep your own future financial needs in mind first.

Scenario 2: Loan funds with clear repayment terms. This keeps you in more control, but increases your child's debt load, which could affect the size of mortgage they qualify for. Proper documentation is essential to prevent misunderstandings later.

Scenario 3: Co-sign their mortgage. This helps them access better rates or a larger loan without requiring you to access your own capital. But you may be on the hook for the full amount if they can't make payments, and it could limit your ability to access credit in the future.

Each approach should align with your own long-term financial plan. What works for one family might not work for another.

If you're thinking about helping your child purchase a home, let's talk. We can help you understand which approach makes sense for your situation and how it fits with your overall financial goals.

Here’s what to consider

08/31/2026

A well-designed portfolio is more than a collection of investments. It's built around a clearly defined portfolio objective that guides how your investments are managed over time.

That objective is shaped by two important factors: where you are in life and how much investment risk you're comfortable taking.

For someone in the early stages of investing with a higher tolerance for risk, a growth-focused objective might be appropriate. For someone closer to retirement, a focus on income or preserving wealth may be a higher priority.

The result is an investment strategy designed to support the future you’re building, while considering your unique financial situation and your comfort with risk.

Is your portfolio working toward the right objective? Let's review your investment strategy and ensure it’s aligned to your long-term goals.

08/29/2026

The burden of proof shifts back to AI skeptics. NVIDIA's earnings reinforced that AI demand and spending remain robust, with customer demand continuing to outpace supply and little evidence that the AI investment cycle is nearing an end.

How did the markets perform this week? Get the highlights and the latest economic news.

08/28/2026

A new school year is just around the corner, and for many families that means it's time to start drawing from an RESP.

Julie Petrera, our Director of Financial Planning at Edward Jones Canada, shared some helpful perspective in The Canadian Press on the mistakes to avoid — like taking from the wrong portion of the account first, or leaving too much invested in equities too close to withdrawal time.

We work with media to share insights like these because the families we serve are asking these same questions every day. By contributing to credible publications, we help bring timely, trustworthy guidance to clients and families across Canada — not just in our own communities, but wherever these conversations are happening.

If education planning is on your mind, reach out. We're here to help.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

08/28/2026

Our colleague Julie Petrera, Director of Financial Planning at Edward Jones Canada, recently spoke with The Canadian Press about the RESP withdrawal mistakes families make as the school year approaches.

Why does this matter to us? Because RESPs are one of the most important tools Canadian families use to invest in their children's education, and the decisions around withdrawals can have a real impact on taxes, growth, and whether the money is there when it's needed.

We share our insights with credible media because we want to meet families where they are — with topical, practical guidance they can trust. Articles like this one help us extend our reach beyond our offices and into the homes of families across Canada who are navigating these moments for the first time.

Have a look, and if you're working through an RESP withdrawal, let's talk.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

08/26/2026

You may have heard of active investing and passive investing. But what's the difference?

Active investing means that your investments are managed by professionals who research and select investments with the goal of outperforming an index. While there's no guarantee of better performance, this can offer greater potential for returns and reduced risk.

Passive investing aims to match the performance of a market index. Your investment typically rises and falls with the market and comes with lower fees.

The good news? You don't have to choose just one approach.

Many well-diversified portfolios include a mix of active and passive investments. The right balance depends on your financial goals, time horizon, and comfort with risk.

Wondering which approach makes sense for you? Let's connect and build an investment strategy that fits your goals.

Learn about the similarities and differences between these two popular investment styles.

08/24/2026

Many investors think that successful stock investing is about picking the next big winner.

In reality, it's often about building a diversified portfolio that reflects your goals, time horizon, and comfort with risk—and sticking with your plan through changing market conditions.

Strategies like diversification, dollar-cost averaging, and periodic rebalancing can help take emotion out of investing and keep you focused on the long term.

Ready to put a plan in place? Let's connect and build an investment strategy that's right for you.

08/22/2026

Upward pressure on global long-term bond yields weighed on investor sentiment, sending stocks lower last week.

How did the markets perform this week? Get the highlights and the latest economic news.

08/19/2026

U.S. retirement to RRSP transfer? The math isn't 1:1.

A $100,000 withdrawal faces 30% U.S. withholding tax, leaving you $70,000 to deposit. But to offset the full tax impact in Canada, you need to contribute the entire $100,000 to your RRSP.

I work with clients and their qualified tax professionals to help you understand the true cost and cash flow requirements upfront.

Let's evaluate whether an RRSP transfer makes sense for your situation.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice.

If you're a Canadian who has worked in the U.S. and returned to Canada with a foreign retirement account, learn more about some of your options for your retirement plan accounts.