Christe McConkey - Mortgage Specialist, Royal Bank of Canada

Too many Canadians are struggling to find a home they can afford—making housing the defining issue of this country’s pol...
03/24/2025

Too many Canadians are struggling to find a home they can afford—making housing the defining issue of this country’s politics and economics. The Great Rebuild—a new report from RBC Economics, looks at the five phases that led to Canada’s housing crisis:

Too many Canadians are struggling to find a home they can afford—making housing the defining issue of this country’s politics and economics.

Canada’s housing crisis will reach even more alarming levels if not enough is done now. According to RBC Economics, if a...
03/24/2025

Canada’s housing crisis will reach even more alarming levels if not enough is done now. According to RBC Economics, if affordability remains close to where it is today, many renters won’t be able to afford rent in the future.

Too many Canadians are struggling to find a home they can afford—making housing the defining issue of this country’s politics and economics.

Mortgage default insurance is required by the Government of Canada when home buyers are putting less than the 20% down p...
03/24/2025

Mortgage default insurance is required by the Government of Canada when home buyers are putting less than the 20% down payment typically needed to qualify for a conventional mortgage.

Mortgage default insurance is required by the Government of Canada when home buyers are putting less than 20% down on a home purchase. Find out how it works at RBC Royal Bank.

Get up to $4,600 in cash and Avion points only with an RBC mortgage.Great news! We have a new limited-time offer that wi...
03/24/2025

Get up to $4,600 in cash and Avion points only with an RBC mortgage.
Great news! We have a new limited-time offer that will make the homebuying journey a little easier and more rewarding.
Contact me for more information.

New to Canada? We understand that starting fresh in a new country can be challenging. At RBC, we’re here to help you set...
03/24/2025

New to Canada? We understand that starting fresh in a new country can be challenging. At RBC, we’re here to help you settle in faster with a wide range of home financing options. Plus, for a limited time, you could receive up to $4,600 in cash and Avion points with an RBC Mortgage. Conditions apply. Contact me for more information.

Bank of Canada Interest Rate Announcement and New Mortgage Rules: What it Means for Homebuyers and Owners
03/24/2025

Bank of Canada Interest Rate Announcement and New Mortgage Rules: What it Means for Homebuyers and Owners

The latest interest rate announcement, which revealed a reduction of 25 basis points, continues to signal good news for both current and prospective buyers — in the last year, rates have come down from 5% to 3%.

On March 12 the BoC reduced its benchmark rate to 2.75%, its seventh straight cut. This reduction coupled with recent ch...
03/24/2025

On March 12 the BoC reduced its benchmark rate to 2.75%, its seventh straight cut. This reduction coupled with recent changes to mortgage rules, may entice more first-time home buyers to act. Here’s how an FHSA could help.

The latest interest rate announcement, which revealed a reduction of 25 basis points, continues to signal good news for both current and prospective buyers — in the last year, rates have come down from 5% to 3%.

Moving to the U.S? Check out these tips for a smooth move and make your U.S. house feel like home!
03/24/2025

Moving to the U.S? Check out these tips for a smooth move and make your U.S. house feel like home!

Moving day to the U.S. is bound to be hectic and exciting. Here are four steps to make it smoother.

Any signs of market optimism that emerged in January (mostly from sellers) quickly vanished in February as concerns abou...
03/24/2025

Any signs of market optimism that emerged in January (mostly from sellers) quickly vanished in February as concerns about the economic consequences of a trade war with the U.S. sent chills through participants. Rough weather conditions in large parts of the country also likely kept house hunters at bay.

Any signs of market optimism that emerged in January (mostly from sellers) quickly vanished in February as concerns about the economic consequences of a trade war with the U.S. sent chills through participants.

From dreaming to doorstep, we're with you. Check out RBC U.S. HomePlusTM Advantage, built exclusively for Canadians to p...
03/24/2025

From dreaming to doorstep, we're with you. Check out RBC U.S. HomePlusTM Advantage, built exclusively for Canadians to provide full-service support through every step of the U.S. homebuying process.

RBC U.S. HomePlus Advantage is build exclusively for Canadians to provide full service support through every step of the U.S. home buying process.

Whether you’re looking for a supplementary source of income or ways to help out family or friends who are searching for ...
03/24/2025

Whether you’re looking for a supplementary source of income or ways to help out family or friends who are searching for a place to live, you may want to consider redeveloping your home and/or adding new residential units to your property.

The threat of U.S. tariffs has become top of mind for those considering buying or selling a home in Canada. Concerns abo...
03/24/2025

The threat of U.S. tariffs has become top of mind for those considering buying or selling a home in Canada. Concerns about the significant damage that hefty tariffs would inflict on the economy prompted many buyers and sellers to hit pause in February—leading to a nearly 10% plunge in home resales nationwide from January. It was the biggest monthly drop in close to three years.

The threat of U.S. tariffs has become top of mind for those considering buying or selling a home in Canada.

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