11/25/2025
What's borrowing costing businesses right now?
Whether you're looking at expanding, buying equipment, or making a major investment—one of the first questions is: should I finance it or pay outright?
The answer depends on a lot of factors: your cash flow, the rate environment, opportunity cost, and your overall financial strategy.
Here's a snapshot of where Canadian lending rates sit right now
At PCM, we don't do lending—but we help our clients make sense of decisions like this. Borrow or buy? Leverage or stay liquid? That's the kind of strategic thinking we're here for.
Got a decision you're weighing? Let's talk it through.
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