Financial Cents - Insurance Broker Terra Bouvier

02/16/2021

In this exceptional year, more than 8 million Canadians have benefited from the Canadian Emergency Response Benefit (CERB).

Unlike an employee's pay where taxes are deducted directly by the employer, this fixed amount taxable benefit was provided without withholding at source.

Some of you may have received the CERB for a few weeks or even months. If you have not set aside a portion of the payments you received, you could end up with a large bill to pay. Contact me to help you navigate this issue and calculate the impact to your situation. 250-681-0372

02/12/2021

I feel like we can all use a little help in this department... we are all in this together, but separate 😉

No matter how you're feeling about the COVID-19 situation, know that you're not alone. Here are a few coping techniques that may help you, or someone you love.

02/11/2021

Find out more about Terra Bouvier Financial Cents by following them on Google

01/26/2021

Insurance acronyms and definitions can leave your head spinning, here is an article that helps make things clearer. When you work with me, I help you navigate these choices with plain and simple explanations.

Life insurance terminology can be confusing. Here are definitions for the most common terms and phrases.

12/13/2019

Great food for thought over the holidays making sure we take care of the important things.

By Michael Callahan | ModernAdvisor Q. I’ve seen a few commercials on television about wills, and I’m wondering if I should have my will completed? I’ve never had one, and never really felt the need for one. But recently, I’ve started thinking about it more and more. I’m in my 30s, and alt...

10/06/2019

We all have our financial story to tell of what has brought us to this point in time. This is why I am so passionate about what I do.

All families need financial guidance to nourish and balance this ever changing financial landscape that influences all aspects of our life and health.👪

This is the beast I face right now. My financial health has been my biggest a(void)acne or avoi(dance). I associated money with frustration, anger and lack, no matter how much I had coming or going.
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In my marriage we had plenty and it was shameful to be abundant so I would find ways to give it away, so to speak without any revealing details. This built resentment with my spouse and we eventually ended up in separation. Little did I realize that what I was doing was subconscious and I could not figure out where or why I did that and he found it hurtful and disrespectful.
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I know now, that we learn about money before the age of 5, before we can even count, literally. What I associated money with was the energy in my parents when money was involved. We ALL do this!!
Here were my findings...
2 important things...
“There’s not enough” and those who had more should “share the wealth”.
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The lies we tell ourselves to serve and protect our self is outstanding. I was refusing to look where I was accountable on so many levels but this one was the most shameful to me and it the last corner of darkness I am facing. Detaching myself of beliefs I didn’t even know I had and this will set me free!
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How about you? How does money make you feel? When you have a lot or little, does it change, does it matter? Do you find yourself comparing your money habits with others or are completely oblivious?
I bet it DOES!
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I had my head in the sand like a camel and never worried about it until I hit a wall of “oh sh*t!” And “what have I done?”
DON’T DO THAT!!
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How is this related to skin? Anything Skin related is associated with self worth and shame is the emotion. Let’s get you back to the beauty you deserve to show up as. #🙌🏼
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09/27/2019

Great article on Tips for Beneficiaries, estate choices and impact of the decisions.

Beneficiary designations are a crucial part of estate planning, yet they are often overlooked. Make sure that your named beneficiaries are consistent with your estate planning documents so that you don't unintentionally undermine your carefully executed estate plan.

09/19/2019

Going away this Winter call me for quotes on Travel Insurance. Even with pre-existing conditions! As a Broker I have many different options depending on your needs. Give me a call today to find out more 250-681-0372

09/12/2019

Great video on the options that are out there regarding your mortgage and so much more than just the Mortgage! Contact me for more information to find out how much you can save with the Manulife One strategy.

09/11/2019

For anyone that has pre existing conditions and maybe hasn't applied or even applied and been denied life insurance, now is the time to take a no obligation look at what you can qualify for.

I have been helping families and businesses in BC for over 14 years and as an independent broker, when there are great options for clients I like to share.

Maybe you have a family member or loved one that you know could use the coverage for peace of mind. Let me know if you have any questions or would like to know more.
[email protected] 250-681-0372

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