PenFinancial Credit Union

PenFinancial Credit Union PenFinancial Credit Union - Niagara's Truly Local Credit Union We have been helping Niagara grow for over 60 years.

PenFinancial Credit Union provides a full range of banking, wealth management and credit solutions. With 20,000 Members, and a rich history, our roots are firmly planted and our future is strong. As a values-driven co-operative we believe the prosperity of our Members and our community go hand in hand, and we’re on a mission to improve lives and strengthen communities. Our Truly Local Commitment i

s ingrained in everything we do, which is why we commit to investing a portion of our profits back into Niagara and Haldimand communities. We hold ourselves to an uncompromising standard of giving back, whether it’s through our B Corp certification, socially responsible investing philosophy, or donating our Community Room space to local not-for-profits in Niagara. At PenFinancial, our people are our greatest asset and our values speak for themselves: accountability, passion, integrity, respect, and knowledge. More than a poster on the wall, our values guide everything we do. They’re values we live every single day – where everyone has a voice and where we listen. We are also proud to be a Living Wage employer. A living wage is calculated by the Ontario Living Wage Network to show how much a household – two adults working full-time supporting two small children – must earn per hour in order to make ends meet and enjoy modest participation in their civic and cultural community.

There's just one month left to apply for funding through PenFinancial Credit Union's Truly Local Grant Program. We're in...
08/31/2026

There's just one month left to apply for funding through PenFinancial Credit Union's Truly Local Grant Program. We're investing $25,000 in local non-profit projects and initiatives serving Niagara and Dunnville that advance one or more of our Purpose Pillars:
🍎 Poverty Reduction & Food Security
🎓 Education & Youth Development
💚 Health & Well-being
To help support as many organizations as possible, grant requests are capped at $10,000 per application. Applications close September 30, and our simple online application makes it easy to get started.

Know a local non-profit making a difference in our community? Share this opportunity and encourage them to apply today. 🔗 Learn more and apply: https://hubs.la/Q04vYMH20

Build relationships. Create impact. Grow your career.PenFinancial Credit Union is hiring Financial Solutions Specialists...
08/28/2026

Build relationships. Create impact. Grow your career.

PenFinancial Credit Union is hiring Financial Solutions Specialists in both Welland and Fonthill.

If you're passionate about helping people, delivering exceptional service, and making a difference in your community, we'd love to hear from you.

Join a collaborative, purpose-driven organization where your expertise helps members achieve their financial goals while strengthening the communities we serve.

📍 Welland
📍 Fonthill

Apply today.

Extended to August 31st!  Our Members have let us know how valuable the Emergency Response Loan has been, and many have ...
08/19/2026

Extended to August 31st!

Our Members have let us know how valuable the Emergency Response Loan has been, and many have asked for a little more time to apply. We know that summer is busy, recovery takes time, and insurance claims don't happen overnight. That's why we've extended the application deadline to August 31, 2026. Reach out to our Truly Local Contact Centre at 905-685-7737, visit a branch, or book an appointment online to learn more.

🚨 Could you spot the signs of identity theft?Join our free Each One, Teach One: Fraud & Identity Theft workshop and lear...
08/17/2026

🚨 Could you spot the signs of identity theft?

Join our free Each One, Teach One: Fraud & Identity Theft workshop and learn how to protect yourself, your finances, and your personal information from today's most common scams.

📅 Sept 4th, 2026
🕚 10:30am
📍 Garrison Branch, Fort Erie
👉 Register: Email [email protected]
💡 More fraud prevention resources: https://hubs.la/Q04tgNR_0

Open to everyone, including members, non-members, family, and friends. Bring someone you care about and learn how to better protect yourselves from fraud.

We've been encouraged by the number of Members reaching out for support through our Emergency Response Loan. Just a remi...
08/14/2026

We've been encouraged by the number of Members reaching out for support through our Emergency Response Loan. Just a reminder, Members can access up to $30,000 with 0% interest for the first year with applications closing August 21.

Visit your Local PenFinancial branch, or give our Truly Local Contact Centre a call at 905-685-7737.

We’ve heard from you, our Members, about the impact the recent flooding has had on our homes and our community.

As a community-based Credit Union in Niagara, we know that when our community faces difficult times, we have a responsibility to show up and support one another.

To help those who have been impacted, PenFinancial is offering access to an Emergency Response Loan of up to $30,000 with 0% interest for the first year. Members can repay the loan at any time with no payout fee.

If more time is needed, the loan will continue into a low-interest emergency response loan priced below our Prime Rate. The total term to repay the loan is 5-years.

We hope this support provides some peace of mind as you focus on what matters most: restoring your home and moving forward.

Applications must be received by August 21. Standard underwriting applies. For more detailed information and conditions, please connect with our Truly Local Contact Centre at 905-685-7737, visit one of our local branches across Niagara, or book an appointment online at https://hubs.la/Q04spnBX0

🗑️📄 SHRED IT & SUPPORT LOCAL! 📄🗑️It’s time for one of our favourite Truly Local traditions – Shred Day!📅 Friday, Septemb...
08/14/2026

🗑️📄 SHRED IT & SUPPORT LOCAL! 📄🗑️

It’s time for one of our favourite Truly Local traditions – Shred Day!

📅 Friday, September 4th
🕙 10AM – 3PM
📍 PenFinancial’s Garrison Branch parking lot, Fort Erie

Bring your old documents and watch them get safely and securely shredded for FREE – thanks to our friends at Safe Stor Records Management.

While you’re clearing out the clutter, you’ll be helping make a difference! This year, all proceeds raised will be donated to Community Crew, supporting youth facing food insecurity across Niagara. 💚

So grab your boxes, bring your papers, and join us for a day of shredding, giving, and Truly Local spirit!

We’ve heard from you, our Members, about the impact the recent flooding has had on our homes and our community.As a comm...
08/10/2026

We’ve heard from you, our Members, about the impact the recent flooding has had on our homes and our community.

As a community-based Credit Union in Niagara, we know that when our community faces difficult times, we have a responsibility to show up and support one another.

To help those who have been impacted, PenFinancial is offering access to an Emergency Response Loan of up to $30,000 with 0% interest for the first year. Members can repay the loan at any time with no payout fee.

If more time is needed, the loan will continue into a low-interest emergency response loan priced below our Prime Rate. The total term to repay the loan is 5-years.

We hope this support provides some peace of mind as you focus on what matters most: restoring your home and moving forward.

Applications must be received by August 21. Standard underwriting applies. For more detailed information and conditions, please connect with our Truly Local Contact Centre at 905-685-7737, visit one of our local branches across Niagara, or book an appointment online at https://hubs.la/Q04spnBX0

08/08/2026

🤌🇮🇹 MAMMA MIA, IT’S ITALIAN HERITAGE NIGHT presented by PenFinancial Credit Union!

Big bats, big personalities and enough hand gestures to get us ejected. 😂

📅: Sat, Aug 15
⏰: 6:05 pm
🎁: Gio Morello Bobblehead (First 1,000)
🎟️: tickets.wellandjackfish.com (Only 500 tickets remain)

Fuggedaboutit — we’ll see you at The Pond!

Address

247 East Main Street
Welland, ON
L3B3X1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 10am - 5pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 1pm

Telephone

+18668666641

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