Mike Szenasi - BRX Mortgage

Mike Szenasi - BRX Mortgage With over 7 years of experience in sub-prime lending, my clients look to me for custom, creative mortgage solutions.

Call, text or email me today... and let's get started on YOUR mortgage solution!

🔑 Mortgage Terms Made Simple! 📚 Navigating the world of mortgages can be confusing, especially with all the jargon. Here...
10/03/2024

🔑 Mortgage Terms Made Simple! 📚 Navigating the world of mortgages can be confusing, especially with all the jargon. Here are some essential terms you should know:

1️. Fixed Rate: Your interest rate stays the same for the entire loan term, giving you predictable payments.

2️. Variable Rate: Your interest rate can change based on market conditions, potentially leading to lower initial payments but with some risk.

3️. Amortization: The process of paying off your mortgage over a specified period, usually 15-30 years.

4️. Pre-Approval: A lender’s commitment to lend you a certain amount, based on your financial situation, which strengthens your position when house hunting.

Understanding these terms can help you make informed decisions about your mortgage. Have more questions? Send me a message! 🏡💬

🌟 Thinking about buying an investment property? It’s a fantastic way to build wealth and create a steady income stream! ...
10/02/2024

🌟 Thinking about buying an investment property? It’s a fantastic way to build wealth and create a steady income stream! Here are a few key benefits:

1️. Additional Income: Rent out your property and generate passive income.

2️. Property Value Appreciation: Over time, real estate tends to increase in value, boosting your investment.

3️. Tax Advantages: Enjoy potential tax benefits.

Before diving in, make sure to do your research and understand the market. Need guidance on financing options? Reach out, I’m with you every step of the way!

🔑 Buying your first home? Here are three key tips to keep in mind:1️⃣ Get pre-approved.2️⃣ Understand your budget.3️⃣ Re...
09/30/2024

🔑 Buying your first home? Here are three key tips to keep in mind:

1️⃣ Get pre-approved.
2️⃣ Understand your budget.
3️⃣ Research neighbourhoods.

Need more guidance? I’m just a call away!

Bad credit doesn’t have to stop your homeownership dreams. I can help you secure the right mortgage with these benefits:...
09/27/2024

Bad credit doesn’t have to stop your homeownership dreams. I can help you secure the right mortgage with these benefits:

📌 Specialized Lenders: Access lenders who offer solutions for bad credit.

📌 Tailored Solutions: Find a mortgage plan that fits your needs.

📌 Credit Guidance: Get advice on improving your credit score.

📌 Negotiation Power: Secure the best terms with expert negotiation.

Don’t let credit issues hold you back—contact me to find a mortgage that works for you! 🏠

Buying your first home can seem daunting, but it comes with amazing benefits! As a homeowner, you'll boost your net wort...
09/26/2024

Buying your first home can seem daunting, but it comes with amazing benefits! As a homeowner, you'll boost your net worth, build equity, enjoy the freedom to renovate, and have the security of no landlord. 🏡

💬 Ready to take the plunge into homeownership? Send me a message to start the process. I’m here to guide you every step of the way! 🏡

Want to tap into your home’s equity? Here’s a quick HELOC guide:📌 Check Equity: Borrow up to 65-80% of your home’s value...
09/23/2024

Want to tap into your home’s equity? Here’s a quick HELOC guide:

📌 Check Equity: Borrow up to 65-80% of your home’s value.

📌 Review Credit Score: A strong score gets better terms—need help? Contact me!

📌 Gather Documents: Prepare income proof, property details, and mortgage info.

📌 Shop Rates: Contact me and I can find the best rates and terms for you.

📌 Apply: Once you choose a lender, submit your application and start the process!

Renting vs. Buying? Here’s why buying could be better:📌 Investment: Build equity and grow your wealth.📌 Stability: Enjoy...
09/20/2024

Renting vs. Buying? Here’s why buying could be better:

📌 Investment: Build equity and grow your wealth.

📌 Stability: Enjoy long-term security without rent hikes.

📌 Customization: Renovate and decorate to your liking.

📌 Predictable Payments: Fixed-rate mortgages make budgeting easier.

📌 Appreciation: Real estate can increase in value.

Ready to explore homeownership? Contact me today! 🏠

In Canada, fixed mortgage rates are closely tied to the yields on government bonds, particularly the 5-year bond. When b...
09/18/2024

In Canada, fixed mortgage rates are closely tied to the yields on government bonds, particularly the 5-year bond. When bond yields rise, lenders typically increase fixed mortgage rates to maintain their profit margins. Conversely, when bond yields fall, there's often a drop in mortgage rates.

So, if you're thinking about buying a home or renewing your mortgage, keeping an eye on bond yields can give you a hint about where rates might be headed!

👉 Have questions about your mortgage options? Send me a message!

Interest rates are dropping, making it a great time to buy a home!📉 Lower rates mean more affordable monthly payments, b...
09/16/2024

Interest rates are dropping, making it a great time to buy a home!

📉 Lower rates mean more affordable monthly payments, but keep in mind that lower rates often lead to higher demand and rising home prices. 🏠📈

If you’re considering buying, now might be the ideal time to act before the market heats up. Whether you’re buying your first home, upgrading, or investing, acting quickly could save you money!

Contact me to explore your options and find the perfect mortgage solution.

What is best for you depends on your financial situation and tolerance for risk. I don’t have a crystal ball, but I will...
09/13/2024

What is best for you depends on your financial situation and tolerance for risk. I don’t have a crystal ball, but I will walk you through various scenarios to determine what is best for you.

Reach out to talk about YOUR mortgage.

🔍 Why choose a Mortgage Broker?📌 Better Rates: Brokers use their network to find you discounted rates. 📌 More Choices: ...
09/11/2024

🔍 Why choose a Mortgage Broker?

📌 Better Rates: Brokers use their network to find you discounted rates.

📌 More Choices: Access a wide range of lenders and products.

📌 Free Service: Expert help at no cost to you—paid by the lender.

Ready to explore your mortgage options? 🏠

A recent study revealed that 84% of Canadian adults aged 18-38 consider homeownership a good investment. On top of that,...
09/09/2024

A recent study revealed that 84% of Canadian adults aged 18-38 consider homeownership a good investment. On top of that, 78% of this group see homeownership as a priority and significant milestone.

If you are thinking about buying your first home, reach out. I work with multiple lenders to find the best solution for you, and I will walk you through the entire process.

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Welland, ON
L3C0G7

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Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
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Sunday 9am - 9pm

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+12894881788

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