Sun Life Canada

Sun Life Canada Welcome to Sun Life's official page in Canada! http://www.sunlife.ca/ Remember that this is public – so protect your privacy. Don’t post confidential information.

Sun Life in Canada is part of the Sun Life group of companies, with operations also in the U.S., Bermuda, the U.K., Hong Kong, the Philippines, Indonesia, India, and China. Our roots in Canada go back nearly 150 years when we began selling life insurance to Canadian families. With innovative technology, a strong distribution network, and long-standing relationships with some of the country’s large

st employers, we are today providing financial security to millions of Canadians. The financial success and stability here at home continues to fuel our expansion in other parts of the world. And note that we reserve the right to delete any spam or comments that are off-topic, attack individuals, involve business solicitation or use racist, sexist, or offensive language. Visit the privacy page (http://www.sunlife.ca/PSLF/canada) on our web site for more information. Facebook is owned by a third party not affiliated with Sun Life and we’re not responsible for Facebook’s privacy or security policies. Facebook may publish advertisements on this page – we don’t endorse these or any of the content, products, advice, opinions, recommendation, or other materials presented through the site.

You want to be fair to your kids. But sometimes well-intentioned RRSP decisions can create unintended outcomes.Here's a ...
08/31/2026

You want to be fair to your kids. But sometimes well-intentioned RRSP decisions can create unintended outcomes.
Here's a scenario that can happen unintentionally:

One child receives the RRSP as designated beneficiary, while another child may inherit the family home through the Will and the estate. Taxes on the RRSP could potentially be paid from the estate, which might affect the child who inherited the home.

This kind of outcome is often unintentional. It's about understanding how beneficiary designations, estate distribution, and tax treatment can interact in ways that aren't always obvious.

The good news?
These situations can be spotted ahead of time. An advisor can help you see how your current setup might play out, so you can consider whether adjustments are needed to the beneficiary designations on your registered accounts before decisions are finalized.

Note for Québec residents: You can designate beneficiaries through your Will. You can also designate them on the contract, if your RRSP is a type of insurance contract (like a segregated fund contract, insurance GICs, or accumulation annuities).

Whatever your goal looks like, you're not doing it on your own. We’re here to help you achieve it.

Learn more about how RRSP beneficiary choices can impact your estate. Read the article: https://spr.ly/6188B1fWH6

Does income change how much TFSA room you get each year?Comment A, B, or C. We’ll reveal the answer in our Stories and s...
08/27/2026

Does income change how much TFSA room you get each year?

Comment A, B, or C. We’ll reveal the answer in our Stories and save it to our Test Your Knowledge Story Highlight on Instagram.

08/21/2026

If you're going through a divorce, there's probably a lot on your mind right now. And yes, some of the details feel like the last thing you want to think about. This is just a gentle reminder that life insurance may be worth adding to that list when you’re ready.

A few things to check:

- Who’s listed as your beneficiary

- Whether your coverage still makes sense for your life now

- Whether any part of your agreement mentions life insurance

👉 Click here to read the full article: https://www.sunlife.ca/en/insurance/life/life-insurance-after-divorce/?WT.mc_id=en-ca:social:networks:facebook:liafterdivorcepost3

📌 Save this post for when you're ready to sort this out

Nobody really prepares you for how much your priorities shift after becoming a parent. Not just emotionally, but in ever...
08/19/2026

Nobody really prepares you for how much your priorities shift after becoming a parent.

Not just emotionally, but in every way.

Suddenly, your heart exists outside your body and you start thinking differently about everything. You think longer term, you worry differently, and more than anything, you want to protect this tiny human with everything you have.

And somewhere between the late-night feeds, the baby monitor checks and the “are we doing enough?” conversations, you start thinking more seriously about the future you’re building for them too.

That’s why many parents start exploring tools that can help support that future, including life insurance for children.

Get all the information you need about life insurance for kids at: https://spr.ly/6185B1g1fX

08/18/2026

A new chapter can come with a lot of visible changes. But some of the most important ones happen behind the scenes.

The post-divorce reset doesn’t always look dramatic. Sometimes it looks like updating the details that no longer reflect your life now.

That could include:

→ Beneficiaries that reflect who matters most today

→ Coverage that matches your real responsibilities

→ A policy you understand and control

Your life got an update. Your policy can too.

Start now 👉 https://www.sunlife.ca/en/insurance/life/life-insurance-after-divorce/?WT.mc_id=en-ca:social:networks:facebook:liafterdivorcepost4

If you’ve been paying a bit more attention to your spending lately, you’re not alone. Small, thoughtful changes can make...
08/12/2026

If you’ve been paying a bit more attention to your spending lately, you’re not alone.

Small, thoughtful changes can make a real difference over time and help you feel more in control.

We’ve pulled together a few simple ideas to help you get started. Check them on our new article: https://spr.ly/6186B1OwCa

One spouse contributes to the account while the other spouse owns it. So, what happens to a spousal RRSP when one of you...
08/10/2026

One spouse contributes to the account while the other spouse owns it. So, what happens to a spousal RRSP when one of you passes away?

This often confuses people in retirement planning.

If the owner passes away: The account is usually closed, and funds are either paid out to the beneficiary or moved into the surviving spouse or common-law partner’s own plan (if they have been designated as a beneficiary).

If the contributor passes away: The surviving spouse keeps the account exactly as it is. It stays open and active in their name. This means no taxation is triggered and retirement savings stay intact.

The rules depend on who passes away first, and many couples don't realize the difference until they're faced with it. Reviewing your spousal RRSP arrangement with an advisor can help clarify what applies to your situation.

Note for Québec residents: You can designate beneficiaries through your Will. You can also designate them on the contract, if your RRSP is a type of insurance contract (like a segregated fund contract, insurance GICs, or accumulation annuities)

Read the full article to understand how spousal RRSPs are treated and what it means for your family: https://spr.ly/6184B1JadC

08/05/2026

When markets feel uncertain, it's easy to feel unsure too. But a steady approach can make all the difference. Want to learn more? Tap the link to read the full article: https://spr.ly/6180B16tyq

08/04/2026

We all love to stay connected while away from home. But did you know? Public Wi-Fi at the cottage, resort or coffee shop could expose your data.

Here are 4 tips to help you connect securely while travelling this summer.

🏖️Stay cyber safe this summer. For more cybersecurity tips, check out our full article: https://spr.ly/6188BECqsw

Even when markets feel uncertain, you can stay in control. And it's okay if you don’t feel like you are! You're not alon...
07/31/2026

Even when markets feel uncertain, you can stay in control. And it's okay if you don’t feel like you are! You're not alone. Take the first step and check out our tips at the link: https://spr.ly/6183BEFLzl

Address

Canada Head Office: 227 King Street South
Waterloo, ON
N2J4C5

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Alerts

Be the first to know and let us send you an email when Sun Life Canada posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share