Caradoc Townsend Mutual Insurance Company

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Caradoc Townsend Mutual Insurance Company Local insurance experts offering peace of mind through personalized service and personalized coverage

As a community owned mutual insurance company Townsend provides its insurance products through our own Agent force as well as through independent Brokers.

The CTMers are ready for the Waterford Pumpkinfest Parade! 🎃Don't miss us in the parade today, starting at 12:30 PM! We...
10/17/2026

The CTMers are ready for the Waterford Pumpkinfest Parade! 🎃

Don't miss us in the parade today, starting at 12:30 PM! We'll have awesome giveaways for you along the way.

Keep an eye out and grab some swag as we pass by!

🪫Week 3 of 5: Lithium-Ion Batteries Lithium-ion batteries are part of many of the devices we use every day. Proper stora...
10/17/2026

🪫Week 3 of 5: Lithium-Ion Batteries

Lithium-ion batteries are part of many of the devices we use every day. Proper storage, charging and disposal can help reduce the risk of fire.

This week, we’re sharing a few simple tips to help you use and store batteries safely at home.

Follow along throughout October for more fire safety tips.

Spreading a little joy with some fall treats for our local long-term care homes. 🍂🍪🍎 CTM Care has stopped by Maple Lodge...
10/15/2026

Spreading a little joy with some fall treats for our local long-term care homes. 🍂🍪🍎

CTM Care has stopped by Maple Lodge Retirement Home, Heritage Nursing Home, and Sprucedale Care Centre with some treats to enjoy. We’ll also be making our way to Golden Pond and Iroquois Lodge Long-Term Care Home tomorrow!

A big thank you to The Gingerbread Bakery in Komoka and Waterford Foodland for putting together the beautiful treat trays, and to Suncrest Orchards and Arnold's Orchards for the fresh apples. We’re lucky to have such wonderful local businesses in our communities.

Let's Talk Auto Insurance! Chuck Gibbons is back to answer another common auto insurance question to help you better und...
10/14/2026

Let's Talk Auto Insurance!

Chuck Gibbons is back to answer another common auto insurance question to help you better understand your coverage and options.

If you'd like to learn more, contact your CTM Insurance Agent or CSR.

📞 (888) 302 6052

Pumpkinfest is almost here! 🎃🍂 As a proud Platinum Sponsor, we're excited to be part of this 100% volunteer-run communi...
10/10/2026

Pumpkinfest is almost here! 🎃🍂

As a proud Platinum Sponsor, we're excited to be part of this 100% volunteer-run community festival, taking place October 16-18 in Waterford.

Be sure to watch for the CTM float in the Pumpkinfest Parade on Saturday, October 17 at 12:30 p.m. The parade will travel down Main Street and back up St. James Street, so grab a spot along the route and give our team a wave as they hand out some CTM goodies!

For more information and a full schedule of events, visit: https://pumpkinfest.com/
Waterford Pumpkinfest

🧯 Week 2 of 5: Know Your Fire Extinguisher Our Fire Prevention Month series continues with a look at fire extinguishers....
10/09/2026

🧯 Week 2 of 5: Know Your Fire Extinguisher

Our Fire Prevention Month series continues with a look at fire extinguishers.

Keeping a fire extinguisher accessible, checking that it hasn't expired, and knowing how to use it properly are important steps.

Remember PASS:
Pull the pin
Aim at the base of the fire
Squeeze the handle
Sweep from side to side

Follow along throughout October for more fire safety tips.

This week is Ontario Agriculture Week, a time to recognize the people behind Ontario's farming communities. To our farme...
10/07/2026

This week is Ontario Agriculture Week, a time to recognize the people behind Ontario's farming communities.

To our farmer members and farmers across Ontario, thank you for your incredible work and the contributions you make to our communities every day.

As harvest season gets underway, we encourage everyone to slow down, stay alert, and share the road safely with farm equipment travelling between fields and on local roads.

Thank you, farmers, for all that you do.

Let's Talk Auto Insurance!We're back with another auto insurance question to help make coverage a little easier to under...
10/06/2026

Let's Talk Auto Insurance!

We're back with another auto insurance question to help make coverage a little easier to understand. This week, CTM Agent Aaron Miedema shares some insight.

Have a question about your own coverage? Reach out to your CTM Agent or CSR.

📞 (888) 302 6052 or visit https://www.ctmins.ca/find-an-agent/

Insurance can be complicated. That's why our CTM agents are here to answer your questions, explain your options, and hel...
10/04/2026

Insurance can be complicated. That's why our CTM agents are here to answer your questions, explain your options, and help you make informed decisions with confidence.

Thank you so much for your review and kind words about Chuck and our team!

October is Fire Prevention Month, and throughout the month we'll be sharing weekly fire safety tips to help keep our com...
10/01/2026

October is Fire Prevention Month, and throughout the month we'll be sharing weekly fire safety tips to help keep our communities safe.

Each week, we'll focus on a different fire safety topic and share practical tips to help prevent fires and protect what matters most.

🔥 Week 1 of 5: Test Your Alarms

Follow along throughout October for more fire safety tips.

Address

780 Old Highway 24
Waterford, ON
N0E1Y0

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18883026052

Website

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