My Little Insurance Boutique by Rochelle

04/01/2026

this is going to be so fun! and some great giveaways! grab the ladies and board the train!!

03/30/2026

To save or not save.. the answer is yes, but how?

Group RRSPs and TFSAs help your team save for the future—but how you structure employer contributions can make a huge difference in protecting that investment.

With a Group RRSP, employer contributions are treated like immediate income: employees usually own the money right away and can withdraw it (with tax) as soon as it lands in the account, even if they leave shortly after. In a TFSA, contributions grow tax-free, but there is no built‑in way for employers to control when their portion can be taken out, which can be frustrating if someone exits after only a short time.

That’s where a Deferred Profit Sharing Plan (DPSP) comes in. A DPSP lets employers contribute on behalf of employees, with vesting rules that can require someone to stay a set period (for example, 2–3 years) before they own 100% of the employer money. If an employee leaves before they’re vested, the unvested employer contributions can be forfeited back to the plan or the employer, instead of walking out the door on day one.

Combined with a Group RRSP or TFSA, a DPSP becomes a powerful retention tool: employees still get meaningful retirement savings, but employers gain protection for their contributions and a clear way to reward long‑term commitment.

DM me to learn more

01/28/2026

Join a pooled, not-for-profit plan that delivers stable rates and unmatched value for businesses with 1-50+ employees.

Get your free quote today. message me

01/13/2026

life insurance approvals and applications have never been easier!! check it out!

https://amoreinsurance.ca/sales/quote/personal?agent=RochelleVMjs&ln=en&fbclid=IwdGRjcAPTQatleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEe6Ubz3iFTAvVnzRB04y3jZnxcLpbDES475TTeI_-h87Z2H75jH8Lwb3st3lY_aem_PBV9vFbRtdr7ctGo0nevoA

01/13/2026

https://www.census.gc.ca/en/jobs/across-canada

Statistics Canada will soon be hiring approximately 32,000 census jobs across Canada

06/22/2024

06/22/2024

know the difference between life insurance

05/10/2024

to all my farming friends and small business owners! if your unhappy with your health benefits we should chat! the chamber of commerce benefits are unbeatable when it comes your small business! and yes they cover farming operations and include disability benefits to you as well! they are a not for profit organization that has a proven track record on low renewals and excellent customer service! quotes are free and there’s no obligation! call or message me for more info

06/15/2023

🤣

01/18/2023

https://saskatoon.ctvnews.ca/sunwing-cuts-half-of-flights-out-of-saskatoon-for-rest-of-winter-1.6235966?cid=sm:trueanthem:ctvregina:post&utm_campaign=trueAnthem:+Trending+Content&utm_medium=trueAnthem&utm_source=facebook&fbclid=IwAR3gNJ4tgDOSaC6mZVZuRFIvAjrO1NM-OeHPQEj65kCgRhJVo1eftT61Qq4&mibextid=Zxz2cZ

The Saskatoon airport has confirmed that Sunwing will be cancelling half of its flights out of Saskatoon for the rest of the winter season.

01/17/2023

And bam! Just like that….