C3 Wealth Advisors

10/17/2026

Every great game plan starts with perspective.

Year-end is the perfect time to review your strategy, protect what you’ve built, and make thoughtful adjustments for the future.

At C3 Wealth Advisors, we help you move forward with clarity, confidence, and control.

10/13/2026

DON’T LEAVE YOUR FINANCIAL PLANNING OPPORTUNITIES ON THE FIELD.

There’s still time on the clock and there may be opportunities worth exploring before the year is over.

From FHSA contributions and capital gains planning to corporate cash, retirement projections, charitable giving and estate planning, a little strategic planning now can make a meaningful difference down the road.

Don’t wait for the final whistle. Let’s make sure you’re making the most of the opportunities available to you.

Reach out to C3 Wealth Advisors and let’s get your financial game plan in place.

10/11/2026

Happy Thanksgiving!

As we gather with family and friends this Thanksgiving, I’m reminded that true wealth is about so much more than money, it’s about the people we love, the moments we share, and the joy we find along the way.

Thank you for allowing C3 Wealth Advisors to be part of your financial journey. Wishing you and your family a wonderful Thanksgiving filled with gratitude, connection, and plenty of joy.

Warmly,
Roxanne
C3 Wealth Advisors

10/07/2026

Capital gains can have a big impact on your overall tax picture but understanding the rules can help you plan ahead.

In Roxanne’s latest article, she breaks down capital gains inclusion rates, the LCGE, and capital losses, and what they could mean for your wealth strategy.

Read the full article and make informed decisions before year-end.

https://www.eyecarebusiness.ca/category/resources/finance-operations/

10/06/2026

Your first home starts with a plan.

If homeownership is on your horizon, now is the time to make sure your First Home Savings Account (FHSA) contributions are working for you. Timing matters. Let’s make sure your savings strategy is on track.

09/15/2026

It is World Lymphoma Awareness Day with the global theme “Navigating Lymphoma and CLL Together”.

Our founder, Roxanne, was diagnosed with Diffuse Large B Cell Lymphoma in 2018. Below, Roxanne openly shares some of her anxieties and challenges hoping to reassure others facing similar experiences that they are not alone in their struggles. The Leukemia & Lymphoma Society of Canada

08/14/2026

The staff of C3 Wealth Advisors want to wish our founder, fearless leader, and Certified Financial Planner® Roxanne a very Happy Birthday. Hoping your day is as special as you are!

08/10/2026

Your financial questions deserve answers.

Whether you’re wondering “How much do I need to retire?”, “Am I saving enough?”, or simply want to get a better handle on your financial picture, having the right tools can be a great place to start.

We’ve just added a new financial Tools & Calculators page to our website, with helpful resources designed to make some of the numbers behind financial planning easier to understand.

Explore the calculators. Run the numbers. Gain a little more clarity about your financial future.

Visit our new Financial Tools & Calculators page:

https://c3wealthadvisors.ca/financial-tools-calculators/

And remember, calculators are a starting point. Your financial plan should consider your unique goals, circumstances and needs. We’re here if you’d like help turning those numbers into a personalized financial plan.

08/01/2026

This long weekend, all of us at C3 Wealth Advisors wish you and your loved ones a wonderful weekend filled with joy, relaxation, and time to recharge.

Whether you’re spending time with family, enjoying the outdoors, or simply taking a well-deserved break, we hope these extra moments bring you renewed energy and lasting memories.

Have a safe, happy, and restful long weekend. The office shall be closed on Monday for the Civic Holiday but we look forward to connecting with you again soon.

Happy Long Weekend!

07/23/2026

One of the most misunderstood concepts in practice transitions is the phrase “debt-free, cash-free.” It sounds straightforward, but the details surrounding equipment loans, leases, inventory, working capital, and purchase price adjustments can significantly impact both buyers and sellers.

In my latest editorial for Eye Care Business Canada, I unpack what “debt-free, cash-free” really means and why understanding the definitions before you negotiate can save you from costly surprises.

Whether you’re years away from selling or actively considering a transition, knowing how these deals are structured can help you protect the value you’ve worked so hard to build.

Read the full article here:

https://www.eyecarebusiness.ca/resources/finance-operations/debt-free-cash-free-optometry-practice-sale/

I’d love to hear your thoughts. What topics around buying or selling an optometry practice would you like me to cover next?

Learn what debt free, cash free means in an optometry practice sale, including how equipment loans, leases, working capital and inventory are handled.