C3 Wealth Advisors

06/02/2026

Working hard in Winnipeg at Day 1 of the annual VPI Meeting!

Today I had the opportunity to introduce Canso, our bond management partner. Their disciplined approach focuses on managing downside risk while creating upside opportunity helping protect clients, particularly those in the withdrawal stage of retirement, during periods of market volatility.

Grateful for the chance to connect with colleagues, share insights, and continue learning from some of the best minds in the industry.

05/31/2026

Every day, I work with individuals, families, and businesses, as a Certified Financial Planner®️ with a Certified Health Insurance Specialist designation, to help protect against the financial impact of unexpected health events through disability insurance, critical illness insurance, and group benefits. To***co and ni****ne use don’t just affect long-term health, they can also affect insurability, premiums, claims risk, time away from work, and overall financial security for families and employers alike.

This year’s World No To***co Day campaign by the World Health Organization (WHO) focuses on “Unmasking the appeal : Countering ni****ne and to***co addiction” highlighting how to***co and ni****ne products continue to target younger generations through marketing, flavours, and product design.

According to the World Health Organization (WHO):

In many countries, 13-15 year olds are overtaking adults in v**e use. This is a trap.

To***co companies are targeting young people whose brains are vulnerable to ni****ne addiction.

And va**ng can harm more than you think:
🧠 Ni****ne is highly addictive and impairs brain development in under-25s
☠️ V**e aerosols contains toxic substances
🫁 Va**ng increases risk of lung disorders
❤️ Va**ng increases risk of cardiovascular disease

Here’s what governments must do to protect youth: Ban flavours, marketing and designs that increase youth appeal.

05/31/2026

𝙰𝚜 𝚊 𝙲𝚎𝚛𝚝𝚒𝚏𝚒𝚎𝚍 𝙵𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝙿𝚕𝚊𝚗𝚗𝚎𝚛®️𝚊𝚗𝚍 𝙲𝚎𝚛𝚝𝚒𝚏𝚒𝚎𝚍 𝙷𝚎𝚊𝚕𝚝𝚑 𝙸𝚗𝚜𝚞𝚛𝚊𝚗𝚌𝚎 𝚂𝚙𝚎𝚌𝚒𝚊𝚕𝚒𝚜𝚝, 𝚆𝚘𝚛𝚕𝚍 𝙽𝚘 𝚃𝚘𝚋𝚊𝚌𝚌𝚘 𝙳𝚊𝚢 𝚒𝚜 𝚒𝚖𝚙𝚘𝚛𝚝𝚊𝚗𝚝 𝚝𝚘 𝚖𝚎 𝚋𝚎𝚌𝚊𝚞𝚜𝚎 𝙸 𝚜𝚎𝚎 𝚝𝚑𝚎 𝚛𝚎𝚊𝚕-𝚕𝚒𝚏𝚎 𝚒𝚖𝚙𝚊𝚌𝚝 𝚑𝚎𝚊𝚕𝚝𝚑 𝚌𝚑𝚊𝚕𝚕𝚎𝚗𝚐𝚎𝚜 𝚌𝚊𝚗 𝚑𝚊𝚟𝚎 𝚘𝚗 𝚏𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚜𝚎𝚌𝚞𝚛𝚒𝚝𝚢.

𝙿𝚛𝚘𝚝𝚎𝚌𝚝𝚒𝚗𝚐 𝚏𝚊𝚖𝚒𝚕𝚒𝚎𝚜 𝚒𝚜𝚗’𝚝 𝚓𝚞𝚜𝚝 𝚊𝚋𝚘𝚞𝚝 𝚒𝚗𝚟𝚎𝚜𝚝𝚖𝚎𝚗𝚝𝚜 𝚊𝚗𝚍 𝚛𝚎𝚝𝚒𝚛𝚎𝚖𝚎𝚗𝚝 𝚙𝚕𝚊𝚗𝚗𝚒𝚗𝚐, 𝚒𝚝’𝚜 𝚊𝚕𝚜𝚘 𝚊𝚋𝚘𝚞𝚝 𝚙𝚛𝚎𝚙𝚊𝚛𝚒𝚗𝚐 𝚏𝚘𝚛 𝚝𝚑𝚎 𝚞𝚗𝚎𝚡𝚙𝚎𝚌𝚝𝚎𝚍 𝚝𝚑𝚛𝚘𝚞𝚐𝚑 𝚍𝚒𝚜𝚊𝚋𝚒𝚕𝚒𝚝𝚢, 𝚌𝚛𝚒𝚝𝚒𝚌𝚊𝚕 𝚒𝚕𝚕𝚗𝚎𝚜𝚜, 𝚊𝚗𝚍 𝚎𝚟𝚎𝚗 𝚐𝚛𝚘𝚞𝚙 𝚒𝚗𝚜𝚞𝚛𝚊𝚗𝚌𝚎 𝚜𝚘𝚕𝚞𝚝𝚒𝚘𝚗𝚜. 𝙵𝚛𝚘𝚖 𝚑𝚒𝚐𝚑𝚎𝚛 𝚒𝚗𝚜𝚞𝚛𝚊𝚗𝚌𝚎 𝚙𝚛𝚎𝚖𝚒𝚞𝚖𝚜 𝚊𝚗𝚍 𝚒𝚗𝚌𝚛𝚎𝚊𝚜𝚎𝚍 𝚑𝚎𝚊𝚕𝚝𝚑 𝚛𝚒𝚜𝚔𝚜 𝚝𝚘 𝚝𝚑𝚎 𝚙𝚘𝚝𝚎𝚗𝚝𝚒𝚊𝚕 𝚏𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚜𝚝𝚛𝚊𝚒𝚗 𝚘𝚏 𝚒𝚕𝚕𝚗𝚎𝚜𝚜 𝚘𝚛 𝚍𝚒𝚜𝚊𝚋𝚒𝚕𝚒𝚝𝚢, 𝚝𝚑𝚎 𝚝𝚛𝚞𝚎 𝚌𝚘𝚜𝚝 𝚘𝚏 𝚜𝚖𝚘𝚔𝚒𝚗𝚐 𝚐𝚘𝚎𝚜 𝚏𝚊𝚛 𝚋𝚎𝚢𝚘𝚗𝚍 𝚝𝚑𝚎 𝚙𝚛𝚒𝚌𝚎 𝚘𝚏 𝚌𝚒𝚐𝚊𝚛𝚎𝚝𝚝𝚎𝚜.

𝙿𝚛𝚎𝚟𝚎𝚗𝚝𝚊𝚝𝚒𝚟𝚎 𝚑𝚎𝚊𝚕𝚝𝚑 𝚌𝚑𝚘𝚒𝚌𝚎𝚜 𝚝𝚘𝚍𝚊𝚢 𝚌𝚊𝚗 𝚖𝚊𝚔𝚎 𝚊 𝚖𝚎𝚊𝚗𝚒𝚗𝚐𝚏𝚞𝚕 𝚍𝚒𝚏𝚏𝚎𝚛𝚎𝚗𝚌𝚎 𝚏𝚘𝚛 𝚋𝚘𝚝𝚑 𝚢𝚘𝚞𝚛 𝚠𝚎𝚕𝚕-𝚋𝚎𝚒𝚗𝚐 𝚊𝚗𝚍 𝚢𝚘𝚞𝚛 𝚏𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚏𝚞𝚝𝚞𝚛𝚎.

To***co and ni****ne companies deliberately design their products to hook you.

Sugars, flavours, and cooling agents all mask the harshness of ni****ne so you inhale more, and get addicted faster.

But the grip of addiction can be broken. And the benefits are felt almost immediately:

⏱️ In 20 minutes, your heart rate drops
🫁 2–12 weeks, your lung function improves
❤️ 1 year, your risk of heart disease is cut in half

What's holding you back from calling it quits?
Take the bold step, break the addiction.

Help is available:

https://www.who.int/campaigns/world-no-to***co-day/2026/quit-today

***coDay 🚭

05/19/2026

36 years, countless adventures, and a lifetime of memories together!

Happy Anniversary to Ken & Roxanne! Your journey together is such a beautiful reminder that the best partnerships are built on love, laughter, trust, and a shared sense of adventure.

From mountain trails to life’s biggest milestones, you continue to inspire everyone around you with the way you support one another and embrace every chapter together.

Wishing you both a very happy 36th Anniversary and many more adventures ahead!

05/16/2026

Wishing you a well-deserved, relaxing Victoria Day long weekend!

Whether you’re spending time outdoors, enjoying time with loved ones, or simply taking a moment to recharge, we hope your weekend is filled with rest, joy, and meaningful moments.

From all of us at C3 Wealth Advisors, Happy Victoria Day Weekend!

05/14/2026

As an Optometrist, before building my financial advisory practice focused on helping Optometrists create strong financial futures, I was once a student walking the halls of the University of Waterloo School of Optometry & Vision Science.

That experience shaped not only my career path, but also my understanding of the unique pressures, opportunities, and realities that come with being an Optometrist. It’s why supporting this profession is so meaningful to me today.

If Waterloo played a role in your journey or if you simply believe in supporting the next generation of Optometrists, I encourage you to learn more or contribute here:

https://imodules.uwaterloo.ca/s/1802/bp24/home.aspx?sid=1802&gid=2&pgid=3483

Grateful for where it all started and for the incredible professionals I now have the privilege of working with every day.

In true Waterloo fashion, the University of Waterloo is bringing an innovative and competitive twist to Giving Day.

Introducing the UWaterloo Giving Day Game! Start playing — https://bit.ly/4soFHwc

Your points = real dollars! Fly the legendary goose across campus, dodge obstacles and collect points. Then, gift those points to your favourite area on campus, like the Faculty, School, College or program, that shaped your Waterloo experience.

🏆 The top five areas with the most points will share $4,000
👑 The top player will direct an additional $1,000 to a fund of their choice

Get your game on, play as many times as you’d like until May 21 and be part of something impactful.

05/10/2026

Happy Mother’s Day to all of the incredible mothers, grandmothers, stepmothers, and mother figures we are fortunate to know and work with.

Today, we celebrate the strength, compassion, resilience, and dedication that mothers bring to their families and communities every single day. The care and guidance you provide leaves a lasting impact that extends far beyond the home.

We are truly grateful for the relationships we have built with so many amazing women and families, and we hope today brings you the love, appreciation, and recognition you so deeply deserve.

Wishing you a beautiful Mother’s Day filled with meaningful moments and cherished time with those you love.

With appreciation,
Roxanne & Dana
C3 Wealth Advisors

05/05/2026

https://cmha.ca/mental-health-week

04/25/2026

In recognition of National Volunteer Week, I’m reflecting on the meaningful impact of volunteering with FP Canada.

Whether we're contributing time, sharing expertise, or supporting initiatives that strengthen the profession, volunteers play a vital role in advancing financial planning across Canada.

Volunteering allows me to give back to a profession I care deeply about and play a role in helping to ensure Canadians receive the trusted financial advice they deserve.

I’m proud to be part of a community that is committed to making a difference for the profession, for Canadians, and for the future of financial planning in Canada.
Learn more about volunteer opportunities with FP Canada: https://fpcanada.us6.list-manage.com/track/click?u=d399a8266af2d7407f3b34b73&id=34a7f1b490&e=4a086126a9