Guy Bélanger - Courtier hypothécaire / Mortgage Broker

08/08/2022

It’s always great to catch up with Cardinal Realty Group’s Marc Leroux and photographer Alden Morris Photographe. Both excellent professionals in their respective industry.

07/02/2021

👄🍹🇨🇦 Canada Date with

11/15/2020

🏃🏻👟Evening runs are great for REFLECTION 🤔

04/03/2020

👔🕺🏻QUARANTINE CHIC.
💻📱 We**am , phone , & : Thankful for all the which helps me communicate with my clients during the COVID-19 pandemic.
⚠️ 🆘 If you have questions about payment (and what happens when you do this), please contact me - I’ll be happy to provide you with advice.
P.S. Yes, I matched my PJ bottoms with my shirt & tie 😉

03/27/2020

🚨MONTREAL MORTGAGE NEWS: In order to support the Canadian financial system and economy during the COVID-19 pandemic, today the Bank of Canada (BoC) LOWERED its “overnight” lending rate by 0.5% to 0.25% - this is the 3rd decrease by 0.5% in March 2020.

❓What does this mean for you (the current or future homeowner)? If you already have a variable rate mortgage, your interest rate will likely drop by 0.5% (i.e. your payment will be lower because your bank will lower its Prime Rate by 0.5%, from 2.95% to 2.45%). If you’re shopping for a home, you may be able to secure a lower variable rate than previously available (again, if your bank now lowers its Prime Rate).

☝️Please remember that fixed rates are influenced by the bond market (not the BoC’s “overnight” rate) so fixed rates may not change.

📱If you have any questions or you want mortgage advice that isn’t tied to a bank’s bottom line, give me a call 😉

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. This unscheduled rate decision brings the policy rate to its effective lower bound and is intended to provide support t...

03/04/2020

🚨MONTREAL MORTGAGE NEWS: The Bank of Canada (BoC) lowered its “overnight” lending rate by 0.5% to 1.25% - it’s the first decrease from the BoC since 2015.

❓What does this mean for you (the current or future homeowner)? If you already have a variable rate mortgage, your interest rate will drop by 0.5% (i.e. your payment will be lower). If you’re shopping for a home, you may be able to secure a lower fixed rate than previously available (if your bank lowers its fixed rates).

📱If you have any questions or you want mortgage advice that isn’t tied to a bank’s bottom line, give me a call 😉

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to 1 ¼ percent. The Bank Rate is correspondingly 1 ½ percent and the deposit rate is 1 percent.

02/21/2020

Mortgage APPROVED for the purchase of this beautiful, fully-renovated in . It was a pleasure collaborating with Real Estate .e.leroux and congrats to my lovely clients! 🏠📄🖊✅👍
With the right in place before shopping, a qualified can help you secure on a future prior to selling your current one, while also saving you thousands of dollars in bank penalties/fees! Ask me how!👇
@ Verdun, Quebec

02/17/2020

🏠🧭 LOCATION, LOCATION, LOCATION. Centrally-located, detached bungalow in the heart of downtown . Featuring a minimalist design, solid construction, and highly practical floor plan - this home is truly one of a kind! 🤡
⬆️💰With prices expected rise by at least 5-6% (that’s a conservative number), Montreal will get more in 2020. How do you know if you can afford a home rather than a ‘shack’? Simple: Get a PRE-APPROVAL! ✅

@ L'église du Gesù

01/06/2020

💪📦 ALWAYS a and sometimes a for my amazing GF
🏋🏻‍♂️🦵Remember to lift heavy objects with your legs, not your 🔙
#2020

10/12/2019

🤴🏻👑

05/23/2019

🍔 😋 to this delicious from in 🇺🇸
🏦 😊 Just like a great burger, a loan should be made up of the right ingredients: interest rate, term length, amortization, low reimbursement penalties, pre-payment privileges, and much much more. As a Mortgage Broker, I make sure my clients are getting the best for their mortgage - so they save money now and in the future! You know I had to relate this post to mortgages in some way 😅