Mortgage Fit

Mortgage Fit We make it our business to take care of every aspect of your mortgage needs – seeking out the best

When should you talk to a mortgage broker? 🏠A good rule of thumb is 6–12 months before you plan to buy a home.Starting t...
06/01/2026

When should you talk to a mortgage broker? 🏠

A good rule of thumb is 6–12 months before you plan to buy a home.

Starting the conversation early gives you time to understand your options, strengthen your finances if needed, and build a plan that supports your goals.

A mortgage broker can also help you understand how major life decisions may impact your future purchasing power, including:

• Going back to school
• Changing jobs or careers
• Taking on new debt
• Refinancing or consolidating debt
• Planning for future financial goals

The more time you have to prepare, the more options you may have when you're ready to buy.

Have questions? We're happy to help.

One of the benefits of getting pre-approved?Your interest rate is typically held for a set period of time, often 90 to 1...
05/29/2026

One of the benefits of getting pre-approved?

Your interest rate is typically held for a set period of time, often 90 to 120 days.

That means while you're searching for the right home, you're generally protected if rates increase.

And if rates happen to decrease before your purchase closes, you may still be able to access the lower rate.

A pre-approval helps give you a clearer picture of your budget and can provide some peace of mind while you focus on finding the right home.

Have questions about pre-approvals? We're happy to help.

Pre-approved? Here are a few mistakes to avoid before closing on your home 🏡A lot can change between pre-approval and po...
05/26/2026

Pre-approved? Here are a few mistakes to avoid before closing on your home 🏡

A lot can change between pre-approval and possession day, which is why it’s important to keep your finances as stable as possible during the process.

Swipe through for some common mistakes to avoid during the home buying journey 👉

I am honoured to have been recognized as the #2 (out of 196 agents) Top Pacific Mortgage Specialist!A special thank you...
05/22/2026

I am honoured to have been recognized as the #2 (out of 196 agents) Top Pacific Mortgage Specialist!

A special thank you to my friend and colleague Lisa Matthews for the support and recognition + taking this photo. I’m grateful to work alongside such great people in this industry!

And of course, a huge thank you to all of the clients, partners, friends, and families who have trusted me to be part of such an important step in their lives. Your support is what makes achievements like this possible! 🏆

Our Meet Experts with Jayden from Pivot Homes Group is now live and several episodes are airing on their social media ch...
05/21/2026

Our Meet Experts with Jayden from Pivot Homes Group is now live and several episodes are airing on their social media channels! 🎙️

Head on over to their page to learn more about buying & selling homes from a mortgage broker perspective 🏡

Excited to share that Michael from Mortgage Fit will be joining an upcoming episode of Meet Experts with Jayden of Pivot...
05/15/2026

Excited to share that Michael from Mortgage Fit will be joining an upcoming episode of Meet Experts with Jayden of Pivot Homes Group 🎙️

The conversation will cover mortgage insights, financing tips, and real-world advice to help buyers and sellers navigate today’s market with more confidence and clarity.

There’s a lot that goes into buying a home beyond just finding the right property, and having the right strategy and guidance can make all the difference.

Stay tuned for the episode release 👀

Navigating mortgage terminology can feel overwhelming, let’s break it down! What is bridge financing?Bridge financing is...
05/12/2026

Navigating mortgage terminology can feel overwhelming, let’s break it down!

What is bridge financing?

Bridge financing is a short-term loan that can help cover the gap between buying a new home and selling your current one.

It’s commonly used when your new home closes before your current home sale is completed.
• Helps avoid timing stress between purchases and sales
• Gives you access to funds for your new home purchase
• Can help make moving timelines smoother

Bridge financing is temporary and is typically paid back once your current home sells.

Not all mortgage solutions come from traditional banks.Private mortgage financing is a short-term lending option typical...
05/07/2026

Not all mortgage solutions come from traditional banks.

Private mortgage financing is a short-term lending option typically provided by individual investors or mortgage investment companies.

It can be helpful in situations where traditional financing may not be available right now, but there’s a plan to transition into it later.

Common uses include:
• Renovating a property before refinancing with a traditional lender
• Short-term bridge financing
• Temporary financing while waiting for a property to sell
• Consolidating debt or improving credit
• Paying off CRA balances or other creditors

Because rates and fees are usually higher, private financing is generally used as a temporary solution, not a long-term strategy.

Private mortgage financing is one of the solutions we offer, and we’re always happy to help you explore what may work best for your situation.

Victoria Market Update – April 2026 🏠The spring market continues to build, with more listings and steady buyer activity....
05/05/2026

Victoria Market Update – April 2026 🏠

The spring market continues to build, with more listings and steady buyer activity.

Here’s a quick snapshot:
643 homes sold in April
• Sales up 11.1% from March
• Active listings up 13.8% month over month

What this means:
We’re seeing a balanced market with good inventory and steady demand.
Buyers have more choice and time to make decisions, while sellers are still seeing consistent interest.

As we move into the busier spring months, having a clear plan matters.

If you’re thinking about buying, selling, or planning ahead, it’s a good time to check-in and understand your options!

Looking to improve your mortgage approval chances?A few key things can make a big difference:🔸Keeping your debt levels m...
05/01/2026

Looking to improve your mortgage approval chances?

A few key things can make a big difference:
🔸Keeping your debt levels manageable
🔸Building and maintaining good credit
🔸Showing stable, consistent income
🔸Having a solid down payment

Lenders are looking at your overall financial picture, not just one number.
Small improvements can go a long way!

Address

Victoria, BC
V9B0S4

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12505076379

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