What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Mortgage Fit

Home
Canada
Victoria, BC
Mortgage Fit

Call Directions Website Contact the business

We make it our business to take care of every aspect of your mortgage needs – seeking out the best

10/15/2026

If you've been thinking about updating your kitchen, renovating a bathroom, or tackling a larger home improvement project, the equity you've built in your home could help make those plans possible.

Depending on your financial situation and available equity, you may be able to access some of that value through options like:

• Mortgage refinancing: Adjusting your existing mortgage to access additional funds for your renovations.

• Home Equity Line of Credit (HELOC): A flexible borrowing option that allows you to access funds as needed, up to an approved limit.

Have questions about using your home equity? We're happy to help!

10/12/2026

Happy Thanksgiving! 🍂🦃

Wishing you a wonderful day filled with good food, great company, and time spent with the people who matter most.

From all of us at Mortgage Fit, we hope you enjoy a relaxing and happy Thanksgiving!

10/05/2026

Victoria Market Update – September 2026 🏡

Greater Victoria’s real estate market slowed in September, with fewer sales and more homes available compared to this time last year. The numbers moved the market into buyer’s market territory for the month.

Here’s a quick snapshot:
• 463 properties sold in September
• Sales down 16.4% compared to September 2025
• 3,811 active listings on the market
• Inventory up 3.2% year over year

Home prices:
• Single-family homes: ⬇️ 2% year over year
• Condos: ⬆️ 1% year over year

What does this mean?
With more inventory and fewer sales, buyers currently have more choice and may have more time to consider their options. For sellers, understanding current market value and pricing appropriately is especially important.
While September moved into buyer’s market territory, one month doesn’t necessarily signal a longer-term shift. We’ll have to see how the market develops through the fall.

Have questions about what the current market could mean for your mortgage plans? We’re happy to help!

09/30/2026

Today, we pause to recognize the National Day for Truth and Reconciliation 🧡

We honour residential school Survivors, the children who never returned home, and their families and communities, while taking time to listen, learn and reflect on the ongoing impacts of the residential school system.

Every Child Matters.

09/25/2026

It’s time for another Mortgage 101! 🏡

A mortgage renewal happens when your current mortgage term comes to an end and you still have a balance owing on your mortgage.

Before your renewal date, you’ll have the opportunity to review things like your interest rate, term length, payment frequency, and other mortgage features.

And remember, you don’t necessarily have to renew with your current lender. Renewal can be a good opportunity to look at what’s available and make sure your mortgage still fits your needs and plans.

Have a renewal coming up? It’s worth reviewing your options before signing your renewal offer!

09/22/2026

If buying a home is on your radar this fall, getting a few things organized ahead of time can make the process a lot easier 🍂🏡

Before you start seriously looking, consider:
• Reviewing your budget and what you’re comfortable spending
• Making sure your down payment funds are ready
• Gathering your income and financial documents
• Getting pre-approved so you understand what you may qualify for
• Planning for closing costs and other homeownership expenses

You don’t have to wait until you find the right home to start getting prepared.

Taking care of these steps early can give you a clearer idea of your budget and help you feel ready when the right home comes along!

09/18/2026

When you’re planning to buy a home, it’s easy to focus on the purchase price and mortgage payment. But there are a few other costs worth including in your budget too 🏡

Depending on the property, these might include:
• Property taxes
• Home insurance
• Utilities
• Strata fees
• Ongoing maintenance and repairs

Looking at the full picture ahead of time can help you understand what homeownership will realistically cost each month and choose a budget that feels comfortable for you.

A little planning now can make it easier to feel prepared when the right home comes along!

09/15/2026

What do Canadians think after working with a mortgage broker? 🏡

According to Mortgage Professionals Canada’s 2026 Consumer Survey, among current mortgage holders who used a broker:

83% would recommend their mortgage broker, and 72% would use a broker again.

A mortgage broker can help you understand your options and find a mortgage solution tailored to your needs, goals, and financial situation.

Whether you’re buying, renewing, or refinancing, working with a broker gives you someone in your corner to help navigate the process and make sense of your options.

Source: Mortgage Professionals Canada, 2026 Consumer Survey

09/11/2026

When choosing a mortgage, the interest rate gets a lot of attention, but the features that come with your mortgage can matter too 🏡

Here are 3 worth knowing about:

Prepayment privileges: Give you the option to put extra money toward your mortgage without a penalty, within your lender’s limits.

Portability: May allow you to take your existing mortgage with you when you move to a new home, subject to lender approval and conditions.

Payment flexibility: Some mortgages give you options to increase your regular payments or make additional payments, helping you pay down your mortgage faster.

The right features might not seem important today, but they can give you more flexibility when your plans change down the road.

Have questions about what features are included in your mortgage? We’re happy to help!

09/08/2026

Back-to-school season can bring some big changes, including new schedules, reduced work hours, or changes to your income 📚

If buying a home is also in your plans, those changes could affect how much you qualify to borrow.

Lenders look at your income and employment when assessing your mortgage application, so changes to your hours, employment, or how you’re paid can make a difference.

If your work or income is changing this fall, talk to us about your mortgage plans. We can help you understand what those changes could mean for your qualification.

Address

Victoria, BC
V9B0S4

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12505076379

Website

https://mortgagefit.ca/

Alerts

Be the first to know and let us send you an email when Mortgage Fit posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgage Fit:

Want your business to be the top-listed finance company in Victoria?