Mortgage Fit

Mortgage Fit We make it our business to take care of every aspect of your mortgage needs – seeking out the best

Think bad credit means you can't buy a home? 🏠Not necessarily.While your credit score does play a role, it's only one pi...
06/23/2026

Think bad credit means you can't buy a home? 🏠

Not necessarily.

While your credit score does play a role, it's only one piece of the puzzle. Your income, down payment, debt levels, and overall financial picture all matter too.

Depending on your situation, there may still be options available, and in some cases, a few simple steps can help put you in a stronger position to qualify.

The most important thing? Don't assume the answer is no before exploring your options.

Helping clients feel informed and supported is what Mortgage Fit is all about.Thank you for trusting us with such an imp...
06/19/2026

Helping clients feel informed and supported is what Mortgage Fit is all about.

Thank you for trusting us with such an important milestone. We truly appreciate the kind words! 🏡

Want to pay off your mortgage sooner? 🏡Small changes can make a bigger impact than you might think.Here are 4 ways homeo...
06/16/2026

Want to pay off your mortgage sooner? 🏡

Small changes can make a bigger impact than you might think.

Here are 4 ways homeowners can potentially reduce their mortgage faster:
• Switch to accelerated bi-weekly payments
• Increase your regular mortgage payments
• Make lump-sum payments when possible
• Review your mortgage regularly to ensure it's still working for your goals

Even small amounts applied directly to your principal can help reduce interest costs and shorten your amortization over time!

Not everyone gets the same mortgage rate…and there’s a reason why.Your rate is based on a variety of factors, including:...
06/12/2026

Not everyone gets the same mortgage rate…and there’s a reason why.

Your rate is based on a variety of factors, including:
🔸 Your credit history
🔸 The size of your down payment
🔸 The type of property you're purchasing
🔸 The lender and mortgage product you choose

Every situation is unique, which is why two buyers may qualify for different rates, even if they're purchasing similar homes.

Have questions? We're always happy to help you understand your options!

The Bank of Canada has announced that it is holding its overnight lending rate, choosing to leave rates unchanged.What t...
06/10/2026

The Bank of Canada has announced that it is holding its overnight lending rate, choosing to leave rates unchanged.

What this means for you 🏡
• Variable-rate mortgages and HELOCs: No immediate change. Your interest rate and payments should remain the same for now.
• Fixed-rate mortgages: If your rate is already locked in, today's announcement does not affect your mortgage. Fixed rates are influenced more by the bond market than by the Bank of Canada's overnight rate.

Have questions about what it means for your mortgage plans? We're happy to help!

Victoria Market Update – May 2026 🏡The spring market continues to gain momentum, with sales increasing from April and in...
06/04/2026

Victoria Market Update – May 2026 🏡

The spring market continues to gain momentum, with sales increasing from April and inventory reaching its highest level in over a decade.

Here's a quick snapshot:
• 713 properties sold in May
• Sales up 10.9% from April
• Over 4,000 active listings available
• Inventory up 8.6% from April

What this means:
With more homes on the market, buyers have more choice and can often take a little more time to compare properties and make decisions. While sellers need to be strategic with pricing to stand out in a competitive market.

Whether you're buying, selling, or planning ahead, it’s a good time to check-in and understand your options!

When should you talk to a mortgage broker? 🏠A good rule of thumb is 6–12 months before you plan to buy a home.Starting t...
06/01/2026

When should you talk to a mortgage broker? 🏠

A good rule of thumb is 6–12 months before you plan to buy a home.

Starting the conversation early gives you time to understand your options, strengthen your finances if needed, and build a plan that supports your goals.

A mortgage broker can also help you understand how major life decisions may impact your future purchasing power, including:

• Going back to school
• Changing jobs or careers
• Taking on new debt
• Refinancing or consolidating debt
• Planning for future financial goals

The more time you have to prepare, the more options you may have when you're ready to buy.

Have questions? We're happy to help.

One of the benefits of getting pre-approved?Your interest rate is typically held for a set period of time, often 90 to 1...
05/29/2026

One of the benefits of getting pre-approved?

Your interest rate is typically held for a set period of time, often 90 to 120 days.

That means while you're searching for the right home, you're generally protected if rates increase.

And if rates happen to decrease before your purchase closes, you may still be able to access the lower rate.

A pre-approval helps give you a clearer picture of your budget and can provide some peace of mind while you focus on finding the right home.

Have questions about pre-approvals? We're happy to help.

Pre-approved? Here are a few mistakes to avoid before closing on your home 🏡A lot can change between pre-approval and po...
05/26/2026

Pre-approved? Here are a few mistakes to avoid before closing on your home 🏡

A lot can change between pre-approval and possession day, which is why it’s important to keep your finances as stable as possible during the process.

Swipe through for some common mistakes to avoid during the home buying journey 👉

I am honoured to have been recognized as the #2 (out of 196 agents) Top Pacific Mortgage Specialist!A special thank you...
05/22/2026

I am honoured to have been recognized as the #2 (out of 196 agents) Top Pacific Mortgage Specialist!

A special thank you to my friend and colleague Lisa Matthews for the support and recognition + taking this photo. I’m grateful to work alongside such great people in this industry!

And of course, a huge thank you to all of the clients, partners, friends, and families who have trusted me to be part of such an important step in their lives. Your support is what makes achievements like this possible! 🏆

Address

Victoria, BC
V9B0S4

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12505076379

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