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Select Mortgage Select Mortgage - Mortgage Broker Services BC Canada. Vancouver Island & Lower Mainland We match the right mortgage rate, lender, and product with your needs.

Why You Should Contact Us For Your Next Mortgage

We have more options and great rates - Having access to more lenders and more lending products lets us better serve our mortgage clients. Your bank or credit union has only its own mortgage products and mortgage rates to offer. As a mortgage brokerage firm, our sub-mortgage brokers offer mortgage rates and products from over 40 Mortgage Lenders. Compare our BC Mortgage Rates. We are paid by the lender - In most cases, residential sub-mortgage brokers are paid by the mortgage lender where we place the mortgage, and not the client. We're a growing trend - In Canada, 1 in 4 mortgage borrowers are using the service of a mortgage broker firm, and almost 1 in 3 in BC. Our clients include: working families, professionals, retirees, First Time Buyers, Self Employed clients, buyers of Rental & Vacation Properties, New Immigrants, and clients who are Refinancing or Renewing their mortgages. Anyone who wants to be sure they are getting the best mortgage product and mortgage rate for their situation, is now using a mortgage broker firm. We're big enough, but not too big - Select Mortgage is a Canadian company based on Vancouver Island - in Victoria BC. We employ local sub-mortgage brokers on both Vancouver Island and the Lower Mainland/Fraser Valley and are not owned by a financial institution. We have offices in Victoria, Nanaimo, Sidney, Courtenay/Comox and South Surrey/White Rock. Our Staff are Licensed Mortgage Professionals - Our mortgage staff are licensed in BC as sub-mortgage brokers, and, all mortgage business carried out is governed by rules ensuring mortgage advice that clients receive suits the client's needs. Licensing is not required of mortgage representatives in banks and credit unions. We are Mortgage Specialists - Unlike a bank or credit union, we won't ask you about moving your other business from your current institution. Where you have your investments is your business and not ours. We do a great job on mortgages (with optional mortgage and title insurance) and that's it. Whether you're a first time home buyer, renewing your mortgage, refinancing, buying a vacation or rental property, or just looking for ways to pay off your mortgage earlier, contact one of our BC licensed sub-mortgage brokers. For a full list of our sub-mortgage broker staff, see Our Sub-Mortgage Brokers in our ten BC Locations. Mid-Vancouver Island: Courtenay/Comox, Nanaimo, and Courtenay/Comox
South Island: Victoria-Westshore, Victoria-Admirals, Victoria-Oak Bay, and Sidney
Lower Mainland/Vancouver: White Rock - South Surrey

10/15/2026

The LinkedIn job title vs. the actual job

10/15/2026

Take the work phone too while you’re at it 🫣

10/12/2026

Do you really need 20% down to buy a home in BC? Not always. 🏡

The minimum down payment is:
• 5% on the first $500,000
• 10% on the portion between $500,000 and $1.5M
• 20% on homes priced at $1.5M+

The bigger question is what down payment strategy makes the most sense for you.

Buying in BC? Reach out and let’s figure out your best path forward.

10/09/2026

The office divas are ready for the weekend

10/05/2026

Reverse mortgages aren’t what they used to be! 🏡

If your pension isn’t stretching as far as it used to, your home equity could give you some extra financial flexibility.

A reverse mortgage may allow you to:

Access tax-free cash without selling your home.
Choose whether to make interest payments or let the interest accumulate.
Take out a lump sum for those much-needed home repairs.

It’s not for everyone, but it could be an option worth exploring.

Curious if a reverse mortgage is right for you? A conversation with us is FREE! Reach out and let’s explore your options.

09/30/2026

They know all I need is a little attention.

09/28/2026

Helping your kids get into the housing market? 🏡 There may be more ways to help than you think!

From gifting a down payment to using your home equity or helping them qualify for a mortgage, there are several strategies worth exploring.

Every family’s financial situation is different. It’s all about finding an approach that works for both you and your kids, based on your income, credit and long-term goals.

Buying a first home in BC can feel daunting, but having a good plan and knowing your options can make all the difference!

Thinking about helping your kids buy their first home? A conversation with us is FREE! Reach out and let’s explore your options. 💬

09/23/2026

Tag the coworker you have a completely normal and professional relationship with 🙂

(Don’t worry it’s all love here)

09/21/2026

One extra mortgage payment a year could make a BIG difference over the life of your mortgage. 👀🏡

Small changes to your mortgage strategy can potentially mean less interest paid and becoming mortgage-free sooner.

Talk to your mortgage broker about the prepayment options available with your specific mortgage and how to make the most of them.

Ready to build a smarter mortgage strategy? Reach out to our team for personalized advice.

09/17/2026

Take your the coworker you have a love/hate relationship with ⬇️

(Don’t worry it’s all love here)

Address

102/1497 Admirals Road
Victoria, BC
V9A2P8

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