Tricia McIntosh - McIntosh Mortgage Group

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Tricia McIntosh - McIntosh Mortgage Group We support individuals to secure tailored mortgage products to suit their needs, at no cost to them

Getting pre-approved? Make sure you're setting yourself up for success! ✔️Follow these tips for what to do and what to a...
10/16/2026

Getting pre-approved? Make sure you're setting yourself up for success! ✔️

Follow these tips for what to do and what to avoid, before you apply.

A few smart moves now can save you time, stress, and money later. 💡
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10/15/2026

What are closing costs?💰

Closing costs are the additional expenses you’ll need to cover when finalizing your home purchase. They typically include legal fees, land transfer taxes, home inspections, title insurance, and more. These costs usually range from 1.5% to 4% of the purchase price, so it’s important to budget for them!

Need help understanding what to expect? Let’s chat! 💬
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Is now the right time to refinance your mortgage?Swipe through this quick guide to see the top reasons people refinance,...
10/14/2026

Is now the right time to refinance your mortgage?

Swipe through this quick guide to see the top reasons people refinance, from lowering interest rates to consolidating debt or accessing home equity.

Every situation is unique, and refinancing isn’t always the best move, but we can help you find out if it makes sense for you.

Ready to explore your options? Let’s talk!

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Refinancing isn’t just about rates, it’s about possibilities. 💸 Whether you're looking to lower your monthly payments, p...
10/12/2026

Refinancing isn’t just about rates, it’s about possibilities. 💸

Whether you're looking to lower your monthly payments, pay off debt faster, or access equity for something important, refinancing could be the key. 🔑

Let’s talk about your options and find the strategy that works best for you.
📲 Ready when you are.
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Thinking about buying a home? 🏡Start with your credit. A few smart moves now can open the door to better mortgage option...
10/09/2026

Thinking about buying a home? 🏡

Start with your credit. A few smart moves now can open the door to better mortgage options later. 💳
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10/08/2026

Fixed vs. variable rates: what’s the difference? 💡

Choosing the right mortgage rate can make a big impact on your financial future!

Not sure which one is right for you? We can help! Reach out today to explore your best mortgage options. 🏡
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You bought the home... now what? 🏡 Getting an accepted offer is a big milestone, but it’s not the finish line just yet. ...
10/07/2026

You bought the home... now what? 🏡

Getting an accepted offer is a big milestone, but it’s not the finish line just yet.

Feeling unsure about what happens next? I’ll walk you through every step to make it stress-free and smooth. You’ve got this, and I’ve got your back. 💬
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Thinking about a vacation property, a weekend getaway spot, or a place for your kids while they’re in school? 🏡A second ...
10/05/2026

Thinking about a vacation property, a weekend getaway spot, or a place for your kids while they’re in school? 🏡

A second home mortgage could make that dream a reality!

With flexible options and competitive rates, I can help you finance a second home that fits your lifestyle and goals. Let’s chat about what’s possible!
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If you had some extra room in your budget, where would it go? 🤔Some people love the idea of chipping away at their mortg...
10/02/2026

If you had some extra room in your budget, where would it go? 🤔

Some people love the idea of chipping away at their mortgage faster. Every extra payment goes straight to your principal, so you pay less interest over time and reach that mortgage-free day sooner. It feels good to own your home outright.

Others would rather put their home equity to work. By refinancing or setting up a HELOC, you can use the value you've built to help buy an investment property and grow your wealth another way. It takes more planning, but it can open some exciting doors.

Neither choice is wrong. It really comes down to your goals, your comfort with risk and where you are in life.

So which one are you? Tell us in the comments. And if you're torn, send me a message and we can talk through what each option would look like for you.
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10/01/2026

Getting a mortgage is one of the biggest financial decisions you’ll make, and I’m here to make it easier, stress-free, and tailored to your needs. 💙

Instead of being limited to one bank’s offerings, I have access to multiple lenders and mortgage products, giving you more options, better rates, and stronger negotiation power.

My job doesn’t stop at getting you approved, I’m here to provide ongoing support, answer your questions, and help you make the best financial decisions for years to come. Plus, I handle the legwork, saving you time, stress, and unnecessary headaches.

If you’re thinking about buying, refinancing, or renewing, let’s chat! I'd love to help find you the perfect mortgage solution. 🏡
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Victoria, BC

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