Tricia McIntosh - McIntosh Mortgage Group

Tricia McIntosh - McIntosh Mortgage Group We support individuals to secure tailored mortgage products to suit their needs, at no cost to them

There’s a lot of misinformation out there, and it can hold you back from making confident decisions. I'm here to break i...
09/02/2026

There’s a lot of misinformation out there, and it can hold you back from making confident decisions. I'm here to break it down and keep it real.

Want to know what’s fact vs. fiction? Let’s chat! 💬
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You’ve spent years building equity in your home. A reverse mortgage may allow you to access some of that value without s...
08/31/2026

You’ve spent years building equity in your home. A reverse mortgage may allow you to access some of that value without selling or making regular mortgage payments. 💰

For Canadian homeowners aged 55 and over, the funds can be used to supplement retirement income, manage expenses, renovate, help family members, or simply create more financial flexibility. You continue to own and live in your home, provided the mortgage requirements are met.

A reverse mortgage isn’t the right fit for everyone, but it may be worth exploring. Let’s review the benefits, costs, and alternatives together so you can make an informed decision with confidence.
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A little progress each day adds up to big results, and the same goes for your homeownership goals. 🏡Whether you're build...
08/28/2026

A little progress each day adds up to big results, and the same goes for your homeownership goals. 🏡

Whether you're building your credit, saving for a down payment, or paying down debt, every small step gets you closer to the keys in your hand. 🔑

It’s not about perfection, it’s about progress. And I’m here to support you through every step of your mortgage journey. Let’s get you home.
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08/27/2026

Buying a home involves more than the purchase price and down payment. It’s important to budget for additional expenses such as legal fees, property transfer taxes, a home inspection, an appraisal and home insurance.

Planning for these costs early can help you avoid surprises and feel more confident throughout the process. Not sure how much to set aside? Let’s connect and build a budget that works for you! 🏡
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Buying your first home comes with a lot of excitement, and probably a few questions too. 🏡The good news? You don’t have ...
08/26/2026

Buying your first home comes with a lot of excitement, and probably a few questions too. 🏡

The good news? You don’t have to have everything figured out before you get started.

A little preparation, the right information, and a mortgage plan built around your finances can make the path to homeownership feel a whole lot clearer.

Thinking about buying your first home? Let’s start with a conversation and find out what’s possible for you.
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Your salary may not be the only income that helps you qualify for a mortgage. 🏡Depending on the lender and your situatio...
08/24/2026

Your salary may not be the only income that helps you qualify for a mortgage. 🏡

Depending on the lender and your situation, income from bonuses, commission, rental properties, investments, pensions, or child/spousal support may also be considered.

Every lender has different guidelines, which is where working with a mortgage broker can make a difference. We look at your full financial picture to find options that fit.

You may qualify for more than you think. Let’s find out. 🔑
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Making an offer on a home? You'll probably hear the word "deposit" thrown around — and it's easy to mix it up with your ...
08/21/2026

Making an offer on a home? You'll probably hear the word "deposit" thrown around — and it's easy to mix it up with your down payment. They're not the same thing.

What is a deposit? It's a sum of money you put down when you make an offer on a home, showing the seller you're serious. That money doesn't go straight to the seller — it's held in trust by their agent, broker, lawyer, or notary until your deal closes.

Once closing day arrives, your deposit gets applied toward your purchase — usually rolled into your down payment or closing costs.

Buying soon? Send us a message and we'll walk you through exactly what to expect, deposit and all. 🏡

Save this for when you start house hunting, and share it with a friend who's buying their first home.

08/20/2026

Getting ready to buy a home? 🏡

Follow these simple steps to set yourself up for success!

If you're ready to start, I’m here to guide you every step of the way!
Let’s chat about your options today. 📩
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Your salary may not be the only income that helps you qualify for a mortgage. 🏡Depending on the lender and your situatio...
08/19/2026

Your salary may not be the only income that helps you qualify for a mortgage. 🏡

Depending on the lender and your situation, income from bonuses, commission, rental properties, investments, pensions, or child/spousal support may also be considered.

Every lender has different guidelines, which is where working with a mortgage broker can make a difference. We look at your full financial picture to find options that fit.

You may qualify for more than you think. Let’s find out. 🔑
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What if your favourite getaway didn’t require a reservation? 🌲Whether you’re dreaming about a cabin by the lake, a mount...
08/17/2026

What if your favourite getaway didn’t require a reservation? 🌲

Whether you’re dreaming about a cabin by the lake, a mountain escape, or a place to spend more time with family, a second home may be more achievable than you think.

Let’s explore your mortgage options and see what could work for you.
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Victoria, BC

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