Abhi Uppal - Mortgage Consultant

04/08/2026

Hello, , here is a great promotion that appreciates your contribution to society through your work. on
Need a mortgage for your dream home?
Message here or call at 250-883-7069
Happy to help 😀 get approved, Achieve with Abhi 😀

OR 's

03/31/2026

Happy Tuesday to my client for securing an excellent on their .

If your mortgage is up for renewal in the next 6 months, don't wait for your existing lender to send you an inflated offer!

Call me, happy to help 😀

Achieve with Abhi

03/12/2026

Great News for First Time Home Buyers when buying a New Built Home.
--You can now save up to $50,000 on purchase of newly built home.
--Bill C-4, the Making Life More Affordable for Canadians Act, today received Royal Assent.
--The Act eliminates Goods and Services Tax (GST) for first-time home buyers on new homes up to $1 million
-- And reduces Goods and Services Tax (GST) for first-time home buyers on new homes between $1 million and $1.5 million.
-- No rebate for new homes valued over $1.5 million.
--This tax cut will save Canadians up to $50,000—allowing more young people and families to enter the housing market and make the goal of home ownership a reality for more Canadians.
--The rebate will generally apply to agreements of purchase and sale entered into on or after March 20, 2025, and before 2031.
--With Royal Assent of the bill, the Canada Revenue Agency (CRA) will now be able to start processing rebate claims.

02/27/2026

3 that will you can a on your and gain some financial .

1) Most will send you a renewal letter until its less than a month before your mortgage renews. This works in their favour as you don't get enough time to shop around. So and get in touch with a at least #4 prior to your mortgage renewal.

2) -- Reach out to your existing mortgage ; ask them what is the best they have to offer you on your mortgage renewal? Once you have a answer that with .

3) Let your mortgage consultant put in the the i.e. around for you. Share what you are trying to achieve with the mortgage renewal: , debt , lower , higher . , setting up a line of credit, need extra cash for , etc ? make the renewal work towards your

Call me at 250 883 7069 for more personalised mortgage advise, happy to help,

Achieve with Abhi

02/10/2026

Four points why going to a bank may not be the
1. have 2 sets of rates i.e and rate; most bank clients find out about the posted rates the hard way.
2. Banks and its employees primarily work towards generating a profit for the bank's shareholders; they don't work for you
3. Bank staff are shielded by their organisation, they generally have no obligation towards you.
4. Incase the bank declines your application you could loose on getting your .
As an independent mortgage consultant :
1) Clients are the primary focus of my work
2) I share mortgage and upfront
3) My obligations are both towards my clients and the lenders
4) Having access to lenders and mortgage products positions me better towards getting an
For personalised mortgage advise, get in touch, DM me here.
Achieve with Abhi, happy to help 😀

Send a message to learn more

02/06/2026

The bank said no to my A clients, they came to me on a Thursday night, got them approved on Monday; all conditions satisfied by Thursday. Get in touch, DM me here, get approved. Happy to help, Achieve with Abhi, 😁🤓 🇨🇦

01/23/2026

What would you do? which lender will you go with?

Details
Mortgage amount = 455,354
Term / Amortisation = 5/30 years

Lender 1 : 3.89 fixed rate
no cash back
monthly mortgage payment = 2137.04
4,272 prepayment penalty after 2 years

Lender 2 : 3.79 fixed rate
1,500 cash back
monthly mortgage payment = 2111.51
8517.42 prepayment penalty after 2 years

Look at the big picture,
Happy to help 😊 , Achieve with Abhi
Get approved here :https://lnkd.in/gZWN26Fk

01/08/2026

Did you know? What are the pros and cons of a Variable rate ?

can be a great for and , however its important to make an informed decision by looking at the other side of the coin.



- Variable rate mortgages in response to the Bank of Canada's rate

- Generally during an downturn or for a weaker economy variable rates can stay to induce stimulus

-Most lenders give the option of to fixed or in the rate for their variable rate mortgage products

- for variable rate mortgages are almost at 3 months



- Variable rates can without ; can be over before the morning coffee

- rates offered for can be than what lenders might to

- can on variable rate mortgages while the mortgage to another

For more details and personalised mortgage advise, message me here.

Achieve with Abhi, to 😊

01/05/2026

Financial Fitness for homeownership in 2026

With planning and persistence the overwhelming process of getting your dream home in , can become enjoyable and less painstaking.

- Start with understanding your current financial situation, review your credit score.

- Small steps like establishing a , paying of debt and little savings can make a big difference.

- Set clear goals, like:

$ - Setting a timeline and amount to save for your

$ - Identify actions that will boost your

$ - Strengthen your position by clarifying what you can afford - get

- Plan for the :Partnering with a trusted early on can help against changes in and . always helps whether you are buying a , or .



- For personalised mortgage advise and tailored solutions, get in touch. Message me here

Achieve with Abhi,

Happy to help 😊

01/02/2026

Bank of Canada's scheduled dates for the interest rate announcements for 2026 are as follows:
Wednesday, January 28
Wednesday, March 18
Wednesday, April 29
Wednesday, June 10
Wednesday, July 15
Wednesday, September 2
Wednesday, October 28
Wednesday, December 9



Source:https://www.bankofcanada.ca/2025/08/bank-canada-publishes-2026-schedule-policy-interest-rate-announcements-other-major-publications/

12/31/2025

Happy New year to everyone, a special thank you to all for putting your trust in me in 2025. Look forward to helping existing and new homeowners in 2026 with exceptional service!
#2026

12/19/2025

Speculation and Vacancy tax changes coming in 2026 for British Columbia, Canada

#2026

Source: https://lnkd.in/g4gATwzS