Jen Lowe Mortgage Broker

06/02/2026

Today on the Greater Victoria Real Estate Show, we’re diving into the latest monthly market update and what higher inventory levels mean for buyers and sellers in this spring market.

With more listings coming to market, buyers have more choice — but that does not always mean every property is negotiable or every seller is under pressure. We’ll talk about how to read the market properly, where opportunity may exist, and why pricing, presentation, and strategy still matter.

Jen Lowe will also be joining us to talk mortgages, including an important conversation about variable rate mortgages. Did you know a variable rate mortgage can be structured with either fixed monthly payments or payments that fluctuate as rates change? Jen will explain the difference, how each option affects borrowers, and what buyers should understand before making a decision.

Whether you’re buying, selling, refinancing, or simply trying to understand what is happening in the Greater Victoria real estate market, today’s conversation will help bring clarity to the numbers, the strategy, and the decisions ahead.

Join Jane Johnston, Andrew Plank, and Jen Lowe for another practical, local, and timely conversation about real estate in Victoria, BC.

05/28/2026

Join Jane and Andrew on today’s Greater Victoria Real Estate Show as we talk through the current spring market, buyer and seller psychology, rising inventory, price reductions, and whether this may be a good time to buy.

With more listings coming to market and buyers having more choice, the conversation is shifting. Sellers are having to be more strategic with pricing, presentation, and expectations, while buyers are weighing opportunity, affordability, interest rates, and timing.

We tried to keep this one short… but as always, there was a lot to unpack.

In this episode, we discuss:

– What rising inventory means for buyers and sellers
– Why we are seeing more price reductions
– How seller mindset is changing this spring
– Whether buyers should act now or wait
– How to make smart decisions in a more balanced market
– What we are seeing on the ground in Greater Victoria real estate

Whether you are buying, selling, investing, or simply watching the Victoria BC housing market, this episode gives you a clear, practical look at what is happening right now.

Greater Victoria real estate market, Victoria BC housing market, spring real estate market, Victoria BC homes for sale, price reductions, real estate inventory, buying a home in Victoria BC, selling a home in Victoria BC, Vancouver Island real estate.

05/19/2026

Join Jane Johnston, Andrew Plank, and Jen Lowe today at 3 PM for this week’s episode of The Greater Victoria Real Estate Show, where we discuss two major trends affecting the Victoria BC real estate market: mortgage renewal decisions after the COVID-era five-year fixed-rate cycle, and Greater Victoria’s long-term population growth.

Five years ago, many Canadian homeowners locked into low five-year fixed mortgage rates during COVID. Over the past year, that renewal wave created significant activity in the mortgage industry — but now that it has largely passed, what are borrowers choosing next? Are people moving into fixed rates, variable rates, shorter mortgage terms, or waiting for more clarity?

We’ll also look at one of the most important long-term trends shaping Greater Victoria real estate: continued net population growth over the past 24 years. Where are people moving from, why are they choosing Victoria and Vancouver Island, and where are some people moving when they leave?

In this episode, we discuss Victoria BC real estate trends, Greater Victoria housing market updates, mortgage renewal trends in Canada, fixed vs. variable mortgage rates, moving to Victoria BC, Vancouver Island migration, population growth in Victoria BC, and what buyers, sellers, and homeowners need to know in today’s market.

Follow The Greater Victoria Real Estate Show for weekly conversations on local real estate, mortgages, market statistics, buyer and seller strategy, relocation trends, and practical advice for anyone thinking about buying, selling, investing, or moving to Victoria BC.

05/12/2026

Andrew and Jen discuss current market conditions as the market appears to be heating up. Jen also shares some news on interest rates as Canadian jobs numbers appear to be weakening. A bad sign for the economy, but good for interest rates? Jane was absent today, but will be back next week to pipe in with her take on what's what with Victoria real estate.

04/29/2026

Rates held. Prime stays at 4.45%. But here’s what matters.

Inflation is rising again.
The job market is soft.
And the spring market is starting to build momentum.

📌 No change today for variable rates, adjustable mortgages, or lines of credit.
📌 Fixed rates are not tied to this decision, and have been trending upward.

If you’re buying this year or up for renewal, now is the time to look at your options.

A steady rate doesn’t mean a static strategy.

03/18/2026

Rates held today. But that’s not the full story.

The Bank of Canada kept its rate at 2.25% (prime rate at 4.45%), as inflation cools, but the economy shows signs of slowing and global uncertainty continues to build.

Here’s what that means for you:

🏡 Buying this year? The spring market is approaching, and with rates holding, you have a chance to get a plan in place before competition picks up.

🔁 Up for renewal or thinking about refinancing? You’re not alone. 2026 is a huge year for renewals. If your payments are increasing, restructuring your mortgage may help ease the pressure.

📉 This announcement affects variable-rate mortgages, adjustable rates, and lines of credit.

📈 Fixed rates are a different story and have been trending up recently.

Things might feel uncertain, but your mortgage doesn’t have to.
Let’s build a plan that works for your life right now.

03/09/2026

So proud to have helped organize a fundraiser at John Fluevog that raised $9,000+ for BC Cancer. 🎗️💙

It was incredible to see our community come together to support such an important cause. Thank you to everyone who attended, donated, and helped make this event such a success — and to the amazing team at John Fluevog for hosting.

Proof that when people come together, small efforts create big impact.

… See more
— with Jane Johnston and John Fluevog Shoes.

02/17/2026

Thinking about buying,refinancing, or renewing?
My secure mortgage app is your all things mortgage calculator - you can get prequalified, calculate payments, estimate penalties, review closing costs and compare scenarios

02/17/2026

Canada’s inflation rate eased slightly to 2.3% in January, down from 2.4% in December — a small but meaningful shift for borrowers and homeowners. Lower gasoline prices helped pull the headline number down, but core inflation and everyday costs like food and dining out remain elevated.

With inflation hovering close to the Bank of Canada’s 2% target, what does this mean for interest rates and mortgages in 2026?

👉 Read my latest breakdown to understand how this update could impact rate decisions, fixed and variable mortgages, and your home financing strategy.

CPI Inflation in Canada Fell A Tick to 2.3% Y/Y in January on Gasoline Price Decline The Consumer Price Index (CPI) rose 2.3% on a year-over-year basis in January, following a 2.4% increase in December. The gasoline price index was the largest contributor to the deceleration in headline inflation, w...

01/28/2026

Today’s rate decision? No change.

The Bank of Canada held steady at 2.25%, keeping the prime lending rate at 4.45%.

What does that mean for you?
➡️ If you’re buying: it’s a window of opportunity to build a plan with confidence.
➡️ If you’re renewing: this could be your moment to reset with better terms or refinance for more breathing room.

Stable rates don’t solve everything, but they offer something we’ve all been waiting for: a bit of predictability.

Let’s use it to your advantage.