Jen Lowe Mortgage Broker

Jen Lowe Mortgage Broker Please like my page to stay up to date. Please share it with those that may find it interesting.

With over a decade of experience in the financial services industry and more than 12 years as a licensed mortgage broker, I’ve earned the prestigious Elite Hall of Fame Award for successful funded mortgage transactions. I enjoy Facebook personally and for work--this mortgage broker site that I have created is to provide you a streamline of recent news articles, and current mortgage trends to keep

you in the know of what is happening in the mortgage industry. I will also from time to time put mortgage rate specials on this site as well!

The BoC held rates steady again, keeping the policy rate at 2.25% and the prime rate at 4.45%. But not all rates are sta...
06/10/2026

The BoC held rates steady again, keeping the policy rate at 2.25% and the prime rate at 4.45%. But not all rates are staying still.

While variable rates remain unchanged, fixed mortgage rates have recently ticked up due to a rise in bond yields. If you're in a fixed-rate mortgage and your current rate is over 5%, now may be a smart time to reassess your options.

✅ We can calculate your penalty for breaking early
✅ Compare it to today’s rates
✅ Help you decide whether a switch makes sense long-term

Every mortgage is different, but if your fixed rate is starting to feel like a financial anchor, it’s worth running the numbers.

Let’s weigh the pros and cons together and make sure you’re not leaving money on the table.

06/02/2026

Today on the Greater Victoria Real Estate Show, we’re diving into the latest monthly market update and what higher inventory levels mean for buyers and sellers in this spring market.

With more listings coming to market, buyers have more choice — but that does not always mean every property is negotiable or every seller is under pressure. We’ll talk about how to read the market properly, where opportunity may exist, and why pricing, presentation, and strategy still matter.

Jen Lowe will also be joining us to talk mortgages, including an important conversation about variable rate mortgages. Did you know a variable rate mortgage can be structured with either fixed monthly payments or payments that fluctuate as rates change? Jen will explain the difference, how each option affects borrowers, and what buyers should understand before making a decision.

Whether you’re buying, selling, refinancing, or simply trying to understand what is happening in the Greater Victoria real estate market, today’s conversation will help bring clarity to the numbers, the strategy, and the decisions ahead.

Join Jane Johnston, Andrew Plank, and Jen Lowe for another practical, local, and timely conversation about real estate in Victoria, BC.

05/28/2026

Join Jane and Andrew on today’s Greater Victoria Real Estate Show as we talk through the current spring market, buyer and seller psychology, rising inventory, price reductions, and whether this may be a good time to buy.

With more listings coming to market and buyers having more choice, the conversation is shifting. Sellers are having to be more strategic with pricing, presentation, and expectations, while buyers are weighing opportunity, affordability, interest rates, and timing.

We tried to keep this one short… but as always, there was a lot to unpack.

In this episode, we discuss:

– What rising inventory means for buyers and sellers
– Why we are seeing more price reductions
– How seller mindset is changing this spring
– Whether buyers should act now or wait
– How to make smart decisions in a more balanced market
– What we are seeing on the ground in Greater Victoria real estate

Whether you are buying, selling, investing, or simply watching the Victoria BC housing market, this episode gives you a clear, practical look at what is happening right now.

Greater Victoria real estate market, Victoria BC housing market, spring real estate market, Victoria BC homes for sale, price reductions, real estate inventory, buying a home in Victoria BC, selling a home in Victoria BC, Vancouver Island real estate.

Rates held. Prime stays at 4.45%. But here’s what matters.Inflation is rising again.The job market is soft.And the sprin...
04/29/2026

Rates held. Prime stays at 4.45%. But here’s what matters.

Inflation is rising again.
The job market is soft.
And the spring market is starting to build momentum.

📌 No change today for variable rates, adjustable mortgages, or lines of credit.
📌 Fixed rates are not tied to this decision, and have been trending upward.

If you’re buying this year or up for renewal, now is the time to look at your options.

A steady rate doesn’t mean a static strategy.

Address

207-3531 Uptown Boulevard
Victoria, BC
V8Z0B9

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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