Patrick Perraud, MBA, PFP - Investment Advisor, RBC Dominion Securities

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Patrick Perraud, MBA, PFP - Investment Advisor, RBC Dominion Securities [email protected] My passion is applying financial knowledge and expertise to help my clients develop a personal financial strategy.

I will take the time to understand what matters most to you, then recommend time-tested strategies for reaching your goals - whatever they may be! Royal Bank of Canada
Royal Mutual Funds Inc.

Global bond yields have hit fresh multi-decade highs, but is this a warning sign or a healthy market recalibration? We e...
10/16/2026

Global bond yields have hit fresh multi-decade highs, but is this a warning sign or a healthy market recalibration? We explore the structural forces reshaping interest rates worldwide.

Planning for a longer life is about more than financial foresight. It’s about health, wellness, and the support systems ...
09/17/2026

Planning for a longer life is about more than financial foresight. It’s about health, wellness, and the support systems that let us and our loved ones live with dignity and peace of mind. Dementia is one of the realities many Canadian families will face, and having a plan, both care-wise and financially, can help you prepare for how that chapter unfolds.

In this recent episode of The Hart of It All, host Teri Hart speaks with Dr. Saskia Sivananthan, CEO of the Brainwell Institute, about the Ontario Dementia Task Force and its mission to transform dementia care across the province. They discuss why families need clear guidance, assessments, and support long before caregiver burnout or crisis sets in, and they challenge the misconceptions that still surround dementia today.

I encourage you to give this episode a listen.

Apple: https://apple.co/4xWBN1n

Spotify: https://bit.ly/4rf8tRj

What's expected for the Canadian economy heading into the last quarter of 2026? It’s been quite the summer with trade te...
09/16/2026

What's expected for the Canadian economy heading into the last quarter of 2026? It’s been quite the summer with trade tensions in full swing, but Canada’s growth has also been resilient. RBC Economics tackles everything from the trade war, consumers spending through higher energy costs to growth in commodity rich provinces, and the odds of earlier rate hikes from the BoC and more in their Quarterly Canadian Outlook:

We remain cautiously optimistic the Canadian economy will improve on a per-person basis despite re-escalated trade risks and persistently high energy prices.

Voter concerns leading up to the election are wide-ranging. RBC Capital Markets equity analysts seem mostly unfazed by t...
09/11/2026

Voter concerns leading up to the election are wide-ranging. RBC Capital Markets equity analysts seem mostly unfazed by the election scenarios. We assess the state of House and Senate control and recommend investors focus on what matters more.

Ottawa says long-awaited tax reform is a priority. Here’s what experts say needs to change and why overhauling Canada’s ...
08/20/2026

Ottawa says long-awaited tax reform is a priority. Here’s what experts say needs to change and why overhauling Canada’s tax code won’t be easy.

As we age, our physical health undergoes many changes. Older adults may also start to experience changes in their cognit...
08/07/2026

As we age, our physical health undergoes many changes. Older adults may also start to experience changes in their cognitive health. An important part of successful aging is keeping your brain active.

Learn how in Successful Aging: Tips for Keeping Your Body and Mind Sharp from Cleveland Clinic Canada, your experts in living well: https://cle.clinic/4pZL8lO

To find out more about our strategic relationship with Cleveland Clinic Canada, reach out to me.

As Canadians live longer, the reality of aging brings new complexities. Whether you're planning for your own potential c...
08/03/2026

As Canadians live longer, the reality of aging brings new complexities. Whether you're planning for your own potential care needs or navigating the journey for a loved one, the financial and emotional implications can be significant. Early planning is key.

Specialists from Elder Caring Inc., CanAge, and Baycrest joined RBC Wealth Management to share five practical steps to navigate the emotional and financial costs of caregiving. Watch the conversation here: https://bit.ly/4xnzvb3

How Canadians with disabilities can navigate tax season, including credits, deductions, and programs that can help offse...
05/07/2026

How Canadians with disabilities can navigate tax season, including credits, deductions, and programs that can help offset ...

How Canadians with disabilities can navigate tax season, including credits, deductions, and programs that can help offset higher costs of living.

05/06/2026

Finance Canada releases paper that addresses the use of tax planning with private corporations. July 18, 2017. Feds launch consultation on tax proposals.

Finance Canada releases paper that addresses the use of tax planning with private corporations

By Sammy Hudes, The Canadian Press. Posted May 3, 2026 4:00 am. The kids are moved out and all that extra space in the h...
05/05/2026

By Sammy Hudes, The Canadian Press. Posted May 3, 2026 4:00 am. The kids are moved out and all that extra space in the house just isn't worth the upkeep.

The kids are moved out and all that extra space in the house just isn’t worth the upkeep. It’s an opportunity to move somewhere a little more practical, maybe a condo or bungalow, and bank the savings. For many, that was the ideal retirement plan. But for now, it may not be a realistic one. […...

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