Edward Jones Financial Advisor-Liz da Mata

06/01/2026

Happy Pride Month! 🌈

This June, we celebrate love, authenticity, and the courage it takes to live as your true self.

Pride is about visibility, acceptance, and progress. It's about creating spaces where everyone feels safe to plan for the life they envision, whether that's marriage, family planning, retirement, or legacy building.

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/28/2026

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but you can delay until age 70. Each choice affects how much you receive.

Starting at 65 means you begin receiving income earlier. But if you delay, your monthly payments increase by 0.6% for each month you wait, up to a maximum 36% increase at age 70.

So which option is right for you? It depends on several factors unique to your situation. Your current tax rate matters. If you're still working or have other significant income, delaying might make sense. Your total income matters too, because OAS is subject to a clawback if your income exceeds certain thresholds.

If you're approaching 65 and wondering when to start your OAS, reach out. I can help you evaluate your options based on your personal circumstances.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

05/25/2026

Money is a major source of stress, especially when markets or life circumstances change.

A financial plan can help. Research shows that Canadians who work with a financial planner feel more confident and less anxious about money. Planning builds resilience and helps give a sense of stability, even in uncertain times.

As an advisor, I empower clients to take charge of their finances and their future.

👉 Let’s work together to build a plan that helps you feel secure - and that your goals are within reach.

Investments are tools. A financial plan is the blueprint. Together, they help you build and experience the life you want.

05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.

05/21/2026

Spousal RRSPs can help to level out household income, both now and in retirement.

The higher-earning spouse contributes and claims the tax deduction at their marginal tax rate, while the lower-earning spouse owns the account and pays tax on future withdrawals, typically at a lower rate. This strategy works particularly well when there's an income gap between partners or a significant age difference.

I help couples evaluate whether spousal RRSPs fit their retirement income strategy. Reach out to discuss your situation.

Income splitting is a strategy to level out income earned by spouses to reduce tax bills.

05/21/2026

A balanced family budget isn't about deprivation or cutting everything you enjoy. It's about creating a realistic plan that supports your goals and fits your life.

Start with clear, achievable goals. Build in flexibility for unexpected expenses, because life rarely goes exactly as planned. Review your budget regularly and adjust as your circumstances change. The families who succeed with budgeting are the ones who stay consistent, not perfect.

And remember, you don't have to figure this out alone. Working with an advisor means having someone who can help you review your current situation, refine your goals, and create a strategy that can help keep you on track.

If you're ready to create a budget that works for your family's goals, reach out. I'm here to help.

05/18/2026

U.S. retirement to RRSP transfer? The math isn't 1:1.

A $100,000 withdrawal faces 30% U.S. withholding tax, leaving you $70,000 to deposit. But to offset the full tax impact in Canada, you need to contribute the entire $100,000 to your RRSP.

I work with clients and their qualified tax professionals to help you understand the true cost and cash flow requirements upfront.

Let's evaluate whether an RRSP transfer makes sense for your situation.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice.

If you're a Canadian who has worked in the U.S. and returned to Canada with a foreign retirement account, learn more about some of your options for your retirement plan accounts.

05/18/2026

Edward Jones proudly established a Canadian headquarters in Mississauga in 1994. On behalf of our thousands of associates, happy 181st Victoria Day!

Whether you're firing up the grill, opening the cottage, or simply enjoying a well-deserved break, here's to celebrating community, connection, and the season ahead.

Wishing you a safe and wonderful long weekend!

05/16/2026

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian TSX in March, and ongoing uncertainty around the Iran war and oil prices, stocks are back near all-time highs.

How did the markets perform this week? Get the highlights and the latest economic news.