Generational Wealth Management of Raymond James Ltd.

06/02/2026

Women are shaping more of Canada's wealth, and financial conversations between advisors and clients are evolving—becoming more intentional, and shaped by priorities such as caregiving, career transitions, and family planning.

Explore a new era of wealth planning conversations: https://www.raymondjames.ca/commentary-and-insights/lifestyle-technology/2026/03/19/how-women-are-transforming-the-wealth-conversation

raymondjames.ca

05/28/2026

Fraudulent scams are on the rise. Protecting your accounts starts with proactive monitoring and smart security habits.

Click below to learn some tips to monitor your accounts and prevent scams from happening.

raymondjames.ca

05/20/2026

I'm pleased to invite you to the upcoming Client Insights Webinar hosted by Raymond James on May 26, where our expert speakers will explore what women want from money conversations as they continue to evolve.

Our speakers — Teresa Malowany, VP Head Wealth Planning & Tax Consulting; Annie Belanger, Insurance Planning Specialist; and Marissa Lydynia, AVP, Estate and Trust Solutions — will discuss:
• How women think about wealth differently from values, priorities, and more
• What women are looking for from their financial conversations
• Real-world ways to build trust, confidence, and engagement in these conversations

If you're interested in joining us to gain actionable insights towards more productive, thoughtful, and inclusive discussions about wealth, this is a great opportunity to learn directly from leaders in the industry.

Register here: https://raymondjames.zoom.us/webinar/register/WN_FEBSrGy1S8SwFAgBcUxGiA

zoom.us

05/10/2026

Happy Mother's Day from all of us at Generational Wealth Management!

05/07/2026

Jill recently joined Sybil Verch on The Wealthy Life for a practical conversation about financial advice, planning through every stage of life, and what investors should reasonably expect for the fees they pay. Finding a connection with the right advisor can bring clarity and confidence to your financial life over what is often a decades‑long relationship.

generational-wealth.com

04/09/2026

The U.S./Israeli attacks on Iran, and subsequent retaliatory strikes by Iran against U.S. assets and other countries in the region quickly became the most impactful event of the month.

raymondjames.ca

03/08/2026

As someone who supports individuals and families through wealth management, I see every day how powerful women are when they have the tools, knowledge, and confidence to take control of their future.

And as a parent, I'm reminded constantly that the next generation is watching how we show up and what we choose to champion.

The theme of this year's International Women's Day is a reminder that progress is possible when we lift each other up. By creating space, amplifying voices, and challenging the systems that hold people back, we will only get better from here.

Cheers to all the women and girls who are making this happen already!

***************
Jill Cramp
Wealth Advisor, CFP®
Raymond James Ltd.

03/06/2026

A quick reminder I share with clients when the headlines get loud and markets get "choppy":
History has had many "good reasons" to step away from your investments and wait on the sidelines. A crisis. A recession. A war. A market drop. A scary chart.

And yet… long-term investors have historically been rewarded for staying invested and staying disciplined.

What makes this hard is that when markets fall, our brains scream "do something!" But investing success is often about doing the right thing not the urgent thing.

Trying to time the market can backfire because the strongest recovery days can show up unexpectedly...sometimes right after the worst days. Selling can feel easy when there are panic driven events occurring as it feels like there is a logical reason for doing it. Getting back in is the hard part as there is rarely a single moment when the waters suddenly feel "safe" again. The following article outlines the financial impact of missing out on the best performing days vs. staying the course by staying invested.

So what can you do? Well rather than reacting to the headline of the day, I prefer to review with my clients the following:

- Has your goal changed?
- Has your timeline changed?
- Has your risk tolerance changed?

If not, then the best move may simply be: stay invested, stay diversified, and stay aligned with your plan.

************
Jill Cramp
Wealth Advisor, CFP® https://www.raymondjamesconnect.com/aS5RS1

03/03/2026

In times of global conflict, staying disciplined and avoiding reactive decisions remains one of the most effective investment strategies.

History shows that while geopolitical shocks can rattle markets in the short term, long‑term performance is driven far more by economic fundamentals than by headlines. Investors who stay the course tend to benefit as markets often recover faster than expected.

theglobeandmail.com

02/20/2026

Attention BC homeowners: the 2026 provincial budget introduces important changes to the Property Tax Deferment Program. Under the new rules, anyone choosing to defer their property taxes will now face higher, compounded interest rates, marking a significant shift from the historically low‑cost structure of the program.

Take a minute or two to read our summary of the upcoming changes.

generational-wealth.com