Eli education

10/12/2026

10/11/2026

💳 A $2,000 purchase could cost you more than you think.

Have you ever bought something with your credit card because the minimum payment seemed affordable?

It’s easy to look at a purchase and think, “I can manage the monthly payment.”

But there’s a bigger question we should ask ourselves: How much will this really cost me, and how long will I be paying for it?

I believe financial education isn’t just about learning how to save or invest. It’s also about understanding the decisions we make with our money every day.

That’s why I want to talk more about everyday financial habits—not to judge anyone, but to help us make more informed choices.

Here’s an example from the Government of Canada’s credit card calculator:

📌 A $2,000 balance at 21% annual interest could take 16 years and 1 month to repay if you make only the minimum payments.

💸 The estimated interest? $2,504.62.

That brings the total repayment to $4,504.62.

These figures are based on the calculator’s assumptions, with no additional purchases. Your actual results may differ depending on your card’s terms and minimum-payment rules.

My reminder to myself and to you:

✔️ Pay your full statement balance whenever possible.
✔️ If you can’t, make at least the required minimum payment on time.
✔️ Have a realistic plan to pay off the remaining balance.
✔️ Before buying something, think about how it fits into your bigger financial goals.

Because building a better financial future isn’t always about earning more. Sometimes, it starts with making a more informed decision today.

I’d love to hear your thoughts:

What’s harder for you—avoiding unnecessary spending, managing credit card debt, or saving consistently?

Let’s have an honest conversation. No judgment. ❤️

10/05/2026

💰 Your money needs time to grow.

We’re often taught to think about money in terms of what we can buy with it today.

But investing is about giving your money a chance to work over time.

When your money earns a return, those returns can remain invested and potentially generate additional returns. That’s the idea behind compounding.

And this is where time matters.

The longer money stays invested, the more opportunity it has to compound. It’s not about getting rich quickly — it’s about giving your money time to do its job.

So before you spend your money, ask yourself:

Am I spending Mama Money…
or Baby Money? 👶💰

Keep the mama working.
Let the babies multiply.

Investment returns are not guaranteed, and the value of investments can go up or down.

10/01/2026

🎀 October is Breast Cancer Awareness Month.

In Canada, 1 in 8 women is expected to develop breast cancer in her lifetime.

We are fortunate to have a healthcare system that helps. In BC, eligible women can access free screening mammograms, and governments are also working to make certain medications more accessible and affordable.

But there is another part of this conversation that we need to have:

Who helps with your income when you are too sick to work?

Because even when healthcare is there to help you through the illness, your rent or mortgage, car payment, groceries, bills and family expenses don’t necessarily stop.

Your health deserves attention.
Your financial life deserves attention too.

That’s why I believe every woman should ask herself:

“If I couldn’t work because of a serious illness, how would I pay my bills?”

If you don’t have an answer yet, maybe it’s time to do something about it.

🎀 Don’t just wear the pink ribbon this October.
Think about what happens to your finances when your income can’t keep going.

❤️ Send this to a woman you care about.

09/28/2026

Starting over in a new country comes with so many things to figure out — work, housing, family, paperwork… and money. 🤍

Sometimes we’re so focused on building a new life that financial planning gets pushed to the side.

And if you’ve ever thought, “I’ll deal with that when I’m more settled,” — you’re not alone.

You don’t need to have everything figured out.
You don’t need to earn a lot.
And you don’t need to make perfect financial decisions.

Sometimes, the first step is simply understanding where you are and what matters most to you.

If you’re building your life in Canada, what part of money feels the hardest to figure out? 🌱

If you’re new to Canada, what feels harder?

💰 Understanding money
🏠 Getting settled

09/22/2026

You got paid… so where did it all go?

If you sometimes feel like your income disappears before you even get a chance to enjoy it, you’re not alone.

And honestly, the answer isn’t always “spend less.”

Sometimes the bigger question is:

What is putting the most pressure on my money?

When you understand where your money is going, you can start making intentional changes—without feeling like you have to give up everything you enjoy.

You don’t need to start with a huge amount.
You don’t need a perfect budget.
You just need a little more clarity and purpose. 🌿

Save this for your next payday.
And tell me in the comments: What expense do you wish you had more control over?

09/15/2026

Maybe it’s time to talk about the things that can change a life. 🤍

I’ve always believed that financial planning is about much more than numbers.

It’s about having options.
Protecting the people you love.
Building confidence about the future.
And knowing what’s possible before life makes the decision for you.

I’ve decided to be more intentional about sharing what I know—not because everyone needs another person trying to sell them something, but because good information can change the decisions we make, and those decisions can change our lives.

If something I share helps one person feel more prepared, more confident, or simply ask a question they hadn’t thought about before, then it’s worth sharing.

So, I’m starting again. 🌱

More education.
More honest conversations.
More real-life financial topics.
And hopefully, a community where we can learn from each other.

If you’re here, welcome. I’m glad you’re here. 🤍

FinancialWellness BuildYourFuture MoneyMatters FinancialAdvisor ProtectYourFuture

05/27/2026

Persian Food Festival 🔥
📍 آدرس بازار:
3012 Murray St, Port Moody, BC V3H 1X2

⏰ زمان: 👇
🗓 June 7, 2026
از ساعت ۱۱ صبح تا ۷ شب

این بار با فضایی بزرگ‌تر و متفاوت‌تر برمی‌گردیم 😍
علاوه بر فضای داخل سالن (مارکت)، بخش بزرگی از فضای بیرونی رو به چادرهای غذا اختصاص دادیم تا طعم واقعی غذاهای ایرانی رو همون‌جا تازه و داغ تجربه کنید 🔥🍢
از کباب و جوجه گرفته تا آش و غذاهای محلی استان‌های مختلف…
و داخل سالن هم می‌تونید انواع خوراکی‌های خانگی، خشکبار، شیرینی، سبزیجات آماده و محصولات خاص ایرانی رو برای خونه تهیه کنید 🛍
این بار فقط غذا نیست 👀
غرفه‌های صنایع دستی، محصولات هنری و بیزینس‌های متنوع هم کنارمون هستن.
🎈 فضای بازی و سرگرمی برای کودکان
🎁 کلی قرعه‌کشی و برنامه ویژه
🎟 ورود برای همه آزاد و رایگان
دوستاتون رو تگ کنید و این پست رو Share کنید 🙌🔥
منتظرتونیم ❤️

spicy ca

04/14/2026

Not everything you see from the outside tells the real story.

Someone in Canada is quietly drowning—
under financial pressure, stress, and uncertainty.

And someone else, in the same situation,
is moving forward with peace of mind 🚀

The difference?

It’s not luck. ❌
It’s making the right financial decisions at the right time.

The truth is…
when things are going well, we assume they always will.

But sometimes, it only takes one moment
for everything to change.

So here’s the real question:
👉 Which side are you on?

If you’re ready to move from pressure to clarity,
message me.

04/06/2026

Middle class thinking vs Rich vs Millionaires

Simple and easy🤩