Blair & Associates - IG Private Wealth Management

11/03/2026

A recent article suggests Canadian real estate prices could face further pressure, even after the interest rate increases we've already experienced. While no one can predict the future with certainty, it serves as a good reminder that real estate values do not always move in a straight line.

For those who are counting on their home, rental property, or cottage to help fund retirement, it's important to ensure your financial plan doesn't rely on overly optimistic assumptions about future property appreciation.

A strong retirement plan should be able to withstand different market environments, including periods of flat or declining real estate values.

✅ Review retirement projections regularly
✅ Use reasonable long-term growth assumptions
✅ Avoid relying on a future property sale as the only retirement funding strategy
✅ Consider how higher borrowing costs may impact property values and buyer demand

Stress-testing your plan today can help avoid surprises tomorrow.

11/03/2026

The Odyssey promised passengers a yearslong sojourn, but then its owner ran out of money when fuel prices soared.

11/01/2026

As lifespans increase, people have to prepare—mentally and financially—to work well into their 70s and 80s. That’s going to require a new plan.

10/31/2026

For many business owners, estate planning goes far beyond simply having a will.

A recent article from IG Wealth Management highlights the importance of succession planning, tax planning, corporate structure reviews, powers of attorney, and the potential use of multiple wills as part of a comprehensive estate plan.

While a multiple will strategy can be an effective way to reduce probate costs for assets such as private company shares, it must be carefully coordinated with the rest of your estate plan. Liquidity needs, tax liabilities on death, shareholder agreements, and succession objectives all need to be considered to ensure the strategy achieves the intended outcome.

With our business owner clients, we take a deep dive into these conversations. Estate planning is not a one-time exercise. As businesses grow, corporate structures evolve, and family circumstances change, it's important to regularly revisit planning strategies to ensure they remain aligned with your goals.

The best estate plans look beyond reducing costs today and focus on preserving options, minimizing taxes, providing liquidity when needed, and creating a smooth transition for both your family and your business.

Estate planning for business owners is far more complex than for salaried people. These are the priorities to consider for an entrepreneur’s estate plan.

10/31/2026

Retirees seeking to escape the drama in the bond market might look to annuities as an alternative. But they have their own drawbacks, and investors' goals—not emotions—should guide asset allocation.

10/30/2026

If you meet certain eligibility criteria, the CRA may do most of your tax return 2026 for you. But you’ll have to act soon to have a chance.

10/28/2026

In case you missed it: Philip explains why corporate buybacks are the largest net buyer of U.S. stocks and what a record $1.3 trillion in authorizations could mean for the markets. Listen now: https://ow.ly/AJFp5101NC1

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10/27/2026

Struggling with debt? Learn how to assess what you owe, explore repayment strategies, and make a plan to get out of debt—and stay out for good.

10/25/2026

This is for everyone who has ever lain awake at night wondering what it’s all for.

10/24/2026

Whether you’re starting a new gig or hiring for one, Kyle Van Noy offers lessons from 13 NFL seasons that will shorten the learning curve.