Jeremy Schaffner - Mortgage Broker

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Jeremy Schaffner - Mortgage Broker Jeremy is a Mortgage Broker who began working in Vernon's Financial Services sector in 1999. That is where My Mortgage Works comes in.

My Mortgage Works' primary focus is to completely change the way that Canadians look at not only mortgage financing, but our finances in general. In today's world it has become necessary for us all to leave behind traditional ideas that the "bank" will help us become home-owners and financially successful. The banks are giant company's who must serve the best interest of it's shareholders. We, as clients of those companies are boiled down to profitability numbers, not individuals with dreams and goals. We must all arm ourselves with as much information about how our actions will affect our finances today, tomorrow and beyond. Jeremy has over 20 years experience in the banking and mortgage industry, along with an education in financial planning. He has the tools, experience, industry partners and knowledge to help you achieve your financial dreams! It is his focus to be your partner in finance and educate you on the hundreds of options available to you in Canada's market place.

Be sure to vote today! 🐾Betty the corgi, Arlo and Adora the Maine C***s have one important reminder for Vernon: today is...
10/17/2026

Be sure to vote today! 🐾

Betty the corgi, Arlo and Adora the Maine C***s have one important reminder for Vernon: today is Election Day! 🐾

Polls are open Saturday, October 17, from 8 am to 8 pm. Vote at one of these locations:
• Vernon Recreation Centre: 3310 37th Ave
• Clarence Fulton Secondary: 2301 Fulton Rd
• Vernon Secondary School: 2100 15th St

Bring two pieces of ID showing your name and address.

♿ CURBSIDE VOTING IS AVAILABLE: Look for the signage and call the posted number.

Vernon, there’s plenty to enjoy this weekend! 🍂SATURDAY, OCT 17• General local election• Foraging workshop with Mikaela ...
10/16/2026

Vernon, there’s plenty to enjoy this weekend! 🍂

SATURDAY, OCT 17
• General local election
• Foraging workshop with Mikaela Cannon at Vernon Museum | 1 pm
• Strange Bazaar art market at Caetani Centre | 2–7:30 pm
• VJCS Chow Mein & Bake Sale | 2–4:30 pm
• Schubert Centre Oktoberfest | 4:30–9 pm
• Cheesecake Burlesque Revue at Vernon Performing Arts Centre | 7:30 pm

SUNDAY, OCT 18
• World Food Day BBQ at Trinity United Church | 11 am

ALL WEEKEND
• Okanagan Open Pickleball Tournament
• Horse-Drawn Halloween at Caravan Farm Theatre in Armstrong
• Lake Country C***r Fest on the c***r trail

WEEKEND FORECAST
Saturday: Mainly cloudy, with a 30% chance of late-morning showers. High 18°C. Southwest winds 30 km/h, gusting to 50 km/h in the afternoon. Overnight low 3°C.
Sunday: Sunny. High 14°C, low 5°C.

Have a great weekend, Vernon!

Planning to buy a home? Get pre-approved before you start house hunting, or make an offer.A pre-approval can help you un...
10/16/2026

Planning to buy a home? Get pre-approved before you start house hunting, or make an offer.

A pre-approval can help you understand your budget, make an informed offer and, depending on lender terms and eligibility, hold a rate while you shop. It’s a helpful step in preparing, though final approval is subject to the lender’s review.

Renewing soon? Let’s review your options and plan ahead.

Ready to talk? Book a call at www.mymortgageworks.ca or 📞 250-549-9549.

New to Canada and dreaming of a place to call your own? You may not have to wait years to build a Canadian credit score ...
10/15/2026

New to Canada and dreaming of a place to call your own? You may not have to wait years to build a Canadian credit score first.

Many lenders offer New to Canada mortgage programs designed specifically for newcomers. Instead of relying only on Canadian credit, they may consider:

✅ Credit reports from your home country
✅ A history of on-time rent and utility payments
✅ Your employment in Canada and your work history before you arrived
✅ Your down payment and where it came from

Each program has its own requirements, including residency status and time in Canada, so the right lender makes all the difference. A licensed mortgage agent/broker knows which lenders offer newcomer programs and how to present your application with confidence.

📲 Know someone who's new to Canada? Share this with them. Their first Canadian home might be closer than they think.

Thinking about moving before your mortgage term ends? Portability may let you transfer your existing mortgage to a new h...
10/14/2026

Thinking about moving before your mortgage term ends? Portability may let you transfer your existing mortgage to a new home, but the details depend on your lender and mortgage terms.

Before you list, check:
➡️ The lender’s portability rules and timing window
➡️ Whether your new home and application will need approval
➡️ How any additional borrowing will be priced
➡️ What fees or penalties could apply if the mortgage can’t be ported

A portable mortgage isn’t automatically a fit for every move. Reviewing the conditions early can help you compare your options and plan with more confidence.

If a move may be on the horizon, let’s review your mortgage strategy. Connect at www.mymortgageworks.ca.

Selling your home before your mortgage term is up? You have two main paths, and choosing the right one could save you th...
10/13/2026

Selling your home before your mortgage term is up? You have two main paths, and choosing the right one could save you thousands.

🏡 Porting: You take your existing mortgage (rate, balance, and remaining term) with you to your new home. Need to borrow more? Many lenders will blend your current rate with today's rate on the additional amount.

🔓 Breaking: You pay out your mortgage early and start fresh with a new lender, product, or term. It opens up options, but it usually comes with a prepayment penalty.

Worth knowing:
✅ Not every mortgage is portable, so check your terms
✅ You'll still need to re-qualify for the new property
✅ Lenders set time limits between your sale and your purchase

Whether you're upsizing for a growing family, downsizing, or relocating for work, the right choice depends on your full picture, not just your rate.

📩 Thinking of moving? Let's compare both options before you list.

I’ve really appreciated Jeremy’s honesty and expertise for all things mortgages. He was fully transparent with me that a...
10/10/2026

I’ve really appreciated Jeremy’s honesty and expertise for all things mortgages. He was fully transparent with me that at the time he unfortunately couldn’t offer me the best rate but he still provided great advice and prompt support throughout the process. I hope next time the timing with be right!

Thanksgiving weekend in Vernon (Oct 9–12) 🍂🎶 Fri: Australian Bee Gees Show (from Las Vegas), 7 PM, Vernon Performing Art...
10/09/2026

Thanksgiving weekend in Vernon (Oct 9–12) 🍂
🎶 Fri: Australian Bee Gees Show (from Las Vegas), 7 PM, Vernon Performing Arts Centre.
🥾 Sat: Naturalists Club 5-km BX Ranch loop, 9–11 AM. Meet at East Vernon Rd lot; no dogs.
🎨 Predator Ridge Community Art Show, Commonage Ballrooms, 11 AM–4 PM. Free; local artists, w**e bar, Range food, silent auction; 100% of proceeds to Foundry North Okanagan.
🪙 Vernon Stamp Club monthly meeting, People Place, 12:30 PM: area dealers and auction.
🍷 Vintages & Views Fall W**e Expo, The Edge Restaurant, 1:30–4 PM.
😂 Comedy Night, The Roster Sports Club, 6 PM.
🎬 Mon: Run Terry Run, Towne Theatre, 2:45 & 6:45 PM; evening live music, 19+.
🌦 Sat: Mainly cloudy, high 10–11°C, showers possible; SilverStar may see flurries as the freezing level drops. Sun/Mon: clearer and cool, highs 11–15°C, minimal precipitation.
🌫 Air quality is good; no active Vernon advisory. Authorized pile burning near Monte Lake and prescribed burns in Lake Country may bring smoke. Check Environment Canada’s Air Quality Health Index before heading out, especially with kids or anyone sensitive to smoke.
Anything else happening? Share below. Have a great weekend, Vernon!

www.mymortgageworks.ca

The Bank of Canada announces its next interest rate decision on Wednesday, October 28, 2026.Whether you're buying, renew...
10/07/2026

The Bank of Canada announces its next interest rate decision on Wednesday, October 28, 2026.

Whether you're buying, renewing, or watching the market, this one matters.

We'll break down exactly what it means for your mortgage the moment the decision drops. Follow along.

Meet the team's unofficial office supervisors. 🐾Betty the corgi brings short legs, big personality, and her signature on...
10/06/2026

Meet the team's unofficial office supervisors. 🐾

Betty the corgi brings short legs, big personality, and her signature one-blue-eye, one-brown-eye look. Around here, those little legs are affectionately known as her "marshmallow legs."

Adora is our orange Maine C**n, and she is the composed observer. She takes in every detail with calm, quiet confidence, usually from the sunniest spot she can find.

Arlo is our black Maine C**n, and he is the curious investigator. He is confident, alert, and always ready to inspect whatever happens to be going on.

Three very different personalities, and plenty of character, in one office.

What would your pet's job title be at home? 🐶🐱

Address

5603 27 Street
Vernon, BC
V1T8Z5

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+12505499549

Website

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