Jeremy Schaffner - Mortgage Broker

Jeremy Schaffner - Mortgage Broker Jeremy is a Mortgage Broker who began working in Vernon's Financial Services sector in 1999. That is where My Mortgage Works comes in.

My Mortgage Works' primary focus is to completely change the way that Canadians look at not only mortgage financing, but our finances in general. In today's world it has become necessary for us all to leave behind traditional ideas that the "bank" will help us become home-owners and financially successful. The banks are giant company's who must serve the best interest of it's shareholders. We, as

clients of those companies are boiled down to profitability numbers, not individuals with dreams and goals. We must all arm ourselves with as much information about how our actions will affect our finances today, tomorrow and beyond. Jeremy has over 20 years experience in the banking and mortgage industry, along with an education in financial planning. He has the tools, experience, industry partners and knowledge to help you achieve your financial dreams! It is his focus to be your partner in finance and educate you on the hundreds of options available to you in Canada's market place.

The market just got a bit more interesting for June. 📈With the latest jobs report showing 88,000 new jobs created, every...
06/09/2026

The market just got a bit more interesting for June. 📈

With the latest jobs report showing 88,000 new jobs created, everyone is looking ahead to the Bank of Canada’s announcement on June 10th. In the mortgage world, a strong labor market often signals that the economy is still running warm, which can influence how the BoC handles interest rates.

What does this mean for you if you’re looking to buy or refinance in Vernon? 🏘️

Essentially, it adds a layer of complexity to the timing of your next move. While we all look for lower rates, economic strength can sometimes keep them steady for longer. Now more than ever, having a strategy that looks beyond just the headline rate is essential.

Whether you’re a first-time buyer or exploring options for your current mortgage, let’s chat about how to stay ahead of these shifts and find the right alignment for your financial goals.

Reach out today to discuss your options! 📞

www.mymortgageworks.ca

New to Canada?We know it’s equal parts exciting and overwhelming. Between finding a job, setting up your finances, and s...
06/09/2026

New to Canada?

We know it’s equal parts exciting and overwhelming. Between finding a job, setting up your finances, and securing a place to live, there’s a lot to navigate.

The Government of Canada offers free resources to help you settle in, and we are here to help you prepare for homeownership.

Explore support to:
🔍 Find a job
🏥 Access health care
🗣️ Improve your language skills

When you’re ready to look at buying your first home, we can guide you through:
1️⃣ The true costs of homeownership
2️⃣ Saving for a down payment
3️⃣ Understanding your eligibility
4️⃣ What you can afford
5️⃣ Mortgage pre-approval
6️⃣ Your mortgage options, including New to Canada programs

💬 Let’s make your transition to homeownership clear and achievable. Connect with us anytime.

It sounds like a contradiction, doesn’t it? Canada officially entered a technical recession in Q1 2026, which historical...
06/08/2026

It sounds like a contradiction, doesn’t it? Canada officially entered a technical recession in Q1 2026, which historically should signal a drop in mortgage rates. Yet, here we are in Vernon watching fixed rates hold steady or even nudge higher.

This is what I’m calling the "Recession Paradox." 💡

While our domestic economy is slowing down, global events are pulling the strings on our bond yields. Current tensions in the Strait of Hormuz are causing uncertainty in global markets, keeping those yields (and your fixed rates) elevated despite the local slowdown.

The next big date to circle on your calendar? June 10th. That’s when the Bank of Canada makes its next interest rate announcement. Whether you’re looking to renew, refinance, or buy your first home in the Okanagan, having a strategy in place is more important than ever.

We aren't just looking at the rate; we’re looking at the long-term plan to ensure your mortgage aligns with your life stages.

If you have questions about how these shifts affect your homeownership goals, let's chat. 📞

Connect with us at www.mymortgageworks.ca

Looking for something fun to do in Vernon this weekend? There is plenty happening on June 6-7! Here is a guide to the lo...
06/05/2026

Looking for something fun to do in Vernon this weekend? There is plenty happening on June 6-7! Here is a guide to the local highlights:

CREATIVE CHAOS FESTIVAL
Visit the Vernon Recreation Complex for Western Canada’s largest craft sale. Enjoy artisans, specialty foods, and food trucks.
➡️ Free admission.
💡 Pro-tip: Take the free shuttle from Schubert Centre or Kal Tire Place.
🕒 June 6-7, 10 AM onwards.

22ND ANNUAL GARDEN TOUR
Hosted by The People Place, this self-guided tour features 9 local gardens.
🕒 Sat, June 6, 9 AM – 2 PM.

YOGA WITH GOATS
Enjoy unique company at Historic O’Keefe Ranch.
🕒 Sat, June 6, 9 AM.

RAINBOW STORYTIME
A family-friendly event at the Vernon Library.
🕒 Sat, June 6, 1 PM – 2:30 PM.

THE GALA SHOW
A spectacular performance at the Vernon and District Performing Arts Centre.
🕒 Sun, June 7, 6 PM.

I hope you have a fantastic weekend exploring our community! Reach out if you have any questions.

www.mymortgageworks.ca

Looking for plans this weekend? The 51st Annual Creative Chaos Festival is back in Vernon!It IS the biggest craft show i...
06/05/2026

Looking for plans this weekend? The 51st Annual Creative Chaos Festival is back in Vernon!

It IS the biggest craft show in Western Canada, and it’s happening right now at Kal Tire Place from June 5th to 7th.

With over 200 artisans, delicious food trucks, and live entertainment, there is plenty to see and do. Whether you're looking for unique home decor or just want to enjoy the local atmosphere, it’s a great way to support our community's talent.

Admission is free, but if you can, please bring a donation for the local food bank: it’s a small way we can all give back while having a great time.

I’m always proud to support the events that make our community so vibrant. If you’re out and about this weekend, I hope to see you there!

Vernon Pride Week is here! 🌈 From June 4th to 6th, there are some fantastic local events happening to support and uplift...
06/04/2026

Vernon Pride Week is here! 🌈 From June 4th to 6th, there are some fantastic local events happening to support and uplift our 2SLGBTQIA+ community.

Participating in community events is what makes Vernon such a vibrant place to live. Whether you're there for the stories or the sunshine, there's something for everyone.

Here is the schedule:

➡️ Thursday, June 4: Two-Spirit, Trans & Non-Binary Storytelling Night @ Caetani Cultural Centre (7–9 PM).
➡️ Friday, June 5: Pride in the Park @ Polson Park (4 PM – late) featuring a Pride March, drag performers, and a DJ dance party.
➡️ Saturday, June 6: Rainbow Storytime @ Vernon Library (1–2:30 PM) & Pride Picnic @ Kin Beach (12–5 PM).

Just as I help families find their place in our city, I’m proud to support the initiatives that make Vernon inclusive for all.

Hope to see you there! 📞 For any questions about home financing or your mortgage strategy, feel free to reach out.

www.mymortgageworks.ca

Carrying high-interest credit card debt can be overwhelming. Refinancing your mortgage could be a way to consolidate tha...
06/04/2026

Carrying high-interest credit card debt can be overwhelming. Refinancing your mortgage could be a way to consolidate that debt and save on overall interest paid. By rolling multiple payments into one, you could free up cash flow and pay off your credit card debt faster - keeping more of your money in your bank account.

Working with a mortgage agent (broker) ensures you access competitive rates, multiple lender options, and expert advice tailored to your financial goals.

Ready to see if refinancing is right for you? Let’s explore the possibilities together. Contact us today!

Is it time to stop settling for "good enough"? With BC listings up 4.1%, the market is finally giving you some breathing...
06/03/2026

Is it time to stop settling for "good enough"?

With BC listings up 4.1%, the market is finally giving you some breathing room. For a long time, buying a home felt like a race to the finish line: often leading to compromises on the things that actually matter.

The 'Stop Settling' strategy is all about taking advantage of this increased inventory. Whether it’s that extra bedroom for your home office or a kitchen that doesn't require a full renovation, you now have the space to find a home that fits your life, not the other way around.

Strategy matters more than ever. When there’s more choice, you need a plan that ensures your financing is as flexible as your options. Having a clear vision of your mortgage features: like portability and prepayment options: is just as important as the home itself.

Ready to see what's out there without the pressure? Let’s chat about your goals and get your pre-approval aligned with today’s market.

Connect here: www.mymortgageworks.ca

Why are we talking about your mortgage renewal a full year before it's due?Because in BC, the landscape is shifting. Wit...
06/01/2026

Why are we talking about your mortgage renewal a full year before it's due?

Because in BC, the landscape is shifting. With delinquency rates on the rise and market volatility becoming the new normal, waiting until the last 120 days is no longer the safest play.

Think of a 12-month head start as your "Plan B."

It gives us the breathing room to:
➡️ Review your current financial health without the pressure of a deadline.
➡️ Monitor rate trends and lock in options early.
➡️ Pivot your strategy if your life goals have changed since you first signed.

Proactive preparation isn't just about getting a better rate: it’s about having the confidence that your mortgage still aligns with your long-term plan.

Is your renewal coming up in the next year? Let’s start the conversation now to keep your options open and your stress levels low.

Reach out today or visit www.mymortgageworks.ca to get ahead of the curve.

Love is love. Home is home. Everyone belongs.We believe in building a world and a mortgage industry where everyone feels...
06/01/2026

Love is love. Home is home. Everyone belongs.

We believe in building a world and a mortgage industry where everyone feels seen, supported, and celebrated.

This Pride Month, we stand with the 2SLGBTQIA+ community in honouring the strength, resilience, and joy that continue to shape our communities.

🏳️‍🌈 Here’s to creating space, lifting each other up, and making sure everyone has a place to call home.

Address

5603 27 Street
Vernon, BC
V1T8Z5

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+12505499549

Website

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