CJ Derpak - IG Wealth Management.

18/05/2022

'As Warren Buffett wrote in 2008, “When investing, pessimism is your friend, euphoria the enemy.”

The world can definitely seem like a scary place right now, especially for investments, but embracing the fear with the cushion of higher yields should allow you to feel better about investing today.'

Check out this article for some great market insight: https://financialpost.com/investing/ted-rechtshaffen-extreme-pessimism-and-higher-yields-suggest-its-safe-to-come-out-and-invest

08/03/2022

Thank you Sattu 💕
Much appreciated!!!

On International Women's Day we celebrate the successes of our colleagues like CJ Derpak - IG Wealth Management. and women across the globe. We continue to raise awareness against bias and strive for equality. To all the incredible women in the world, shine on, not just today but every single day.

14/12/2021

Have you heard about IG's new Climate Action Portfolios?

Check out this amazing article!

I would love to chat more about aligning your values with your investment portfolio.

"The IG Climate Action Portfolios offer several attractive features: all sub advisors are required to be signatories to the United Nations Principles for Responsible Investment (PRI); they invest in best-in-class companies that offer leading practices, services and/or products that are helping to advance the green transition; active climate stewardship by engaging with companies to influence their behaviour; and carbon offset purchases."

https://www.thestar.com/sponsored_sections/2021/12/06/combating-climate-change-brings-positive-effects-and-tremendous-.html

https://www.ig.ca/en/investments/ig-climate-action-portfolios

14/12/2021

03/12/2021

03/12/2021

Are you a teenager, or have teenagers in your life? Read this article on how to invest as a teenager in Canada.

"Birthday money burning a hole? Read our "investing for teens" guide for where to invest, how to buy stocks, what you need from your parents, and more."

Feel free to reach out if you have any questions!

https://www.moneysense.ca/save/how-to-invest-as-a-teenager-in-canada/

02/12/2021

"Transfers between registered retirement accounts are generally done on a tax-deferred basis. Withdrawals from a registered retirement account are generally considered fully taxable income. As such, even if a LIRA can be unlocked and some or all of the maximum withdrawal limits of a LIF can be lifted, account holders should be cautious about the tax implications of large registered account withdrawals."

Check out the article for more. As someone who just transferred my own personal accounts, I am happy to help you do the same!! Call or email me with any questions!

Can you take it with you? After quitting his job, Andrew wants to know if he can transfer that employer’s pension to an RRSP.

02/12/2021

There are many year-end tax planning opportunities for you and your business. Have you considered bonuses, adding family member salaries, what about your salary/dividend mix?
Check out this article or give me a call/email today.
https://www.ig.ca/en/articles/2021/11/year-end-tax-planning-tips-for-business-owners

24/11/2021

"Shopping small is beneficial in so many ways. When you get out and support local, you’re not only returning to the familiar faces, places and businesses that make your neighbourhood special, you’re also discovering your next favourite spot, be it a cafe, a gift shop or something else entirely."
- https://www.theglobeandmail.com/business/adv/article-why-making-shopping-small-a-habit-is-the-best-way-to-support-local/

24/11/2021

There is time before year-end for business owners to save taxes!!

Here are some year-end tax planning ideas that can help many business owners.

24/11/2021

"Keep in mind that you don’t want to blow your entire holiday budget on Black Friday deals, because there are many other holiday expenses that we often forget about.
For example, if you find yourself hosting the family feast, the extra food alone can put a strain on the budget. If you want to deck your halls with new decorations, that will also increase your costs. Attending holiday parties away from home can require a sitter or a cab to get home safely. Just like those stretchy pants that allow for a little overindulgence, your holiday budget should factor in some extra room for any unexpected costs."

Our email boxes over the next few days will be bombarded with Black Friday and holiday specials, but sometimes a 'sale' only results in spending more instead of saving money.

24/11/2021

"Make a financial plan you love"... Let me help you with that!

Finding financial focus in 2022 is going to bring you peace of mind and more money. Start with these five steps.