MDK Mortgages - by Dean Kimoto - DLC White House Mortgages

MDK Mortgages - by Dean Kimoto - DLC White House Mortgages Working directly for you to make borrowing simple.

Buying a new home or property is always stressful. Add wild fire season and there’s another layer of stress.Speak to you...
08/07/2026

Buying a new home or property is always stressful. Add wild fire season and there’s another layer of stress.

Speak to your professional team as soon as possible. Confirmation of home insurance is usually a mortgage funding condition. Speak with your Mortgage Broker. Also speak with your Realtor to ensure it’s a subject on your purchase offer (it usually is).

Most importantly during the fire season, speak with a home insurance professional as SOON as possible. As high of a priority as getting your financing in place. This is one you don’t want to be caught waiting last minute for.

Questions? Message me any time. I’m here to help.

Love the early morning court time with the kids. Can’t work all the time! No idea what she was doing with her hand. If y...
07/18/2026

Love the early morning court time with the kids. Can’t work all the time! No idea what she was doing with her hand. If you know her, you know the unexpected is just how she rolls.

This morning the Bank of Canada held its policy interest rate at 2.25% citing improvement in the Canadian economy, recen...
07/15/2026

This morning the Bank of Canada held its policy interest rate at 2.25% citing improvement in the Canadian economy, recent spikes in inflation, and risks related to the Middle East and US trade policy.

Full article re-posted to my blog deankimoto.com—>blog or available on the Bank of Canada website.

Next announcement is scheduled for September 2nd.

Direct lineLending pro with years of experience Multiple lenders - I have a solution for you These are some of the most ...
07/08/2026

Direct line
Lending pro with years of experience
Multiple lenders - I have a solution for you

These are some of the most common reasons my clients say they prefer working with me.

The summer is supposed to be fun. Let me do the heavy mortgage work so you can have more time in the sun with your friends and fam!

Friends, fam and contacts!Friendly reminder property taxes are due soon. Don’t forget to claim your grant—even if your ...
06/26/2026

Friends, fam and contacts!

Friendly reminder property taxes are due soon. Don’t forget to claim your grant—even if your lender collects and pays your taxes on your behalf.

Let me know if you have questions!

⬆️ The #1 reason people want to chat with me about mortgages these days.No 1-800 automated phone systems to navigateNo ...
06/25/2026

⬆️ The #1 reason people want to chat with me about mortgages these days.

No 1-800 automated phone systems to navigate
No 3-4 week wait for a mortgage appointment

DM/text/call—I’m here.

250-540-3243
[email protected]
deankimoto.com

Bank of Canada maintains the policy rate at 2.25%Full Bank of Canada release can be found on my blog: deankimoto.com-->B...
06/10/2026

Bank of Canada maintains the policy rate at 2.25%

Full Bank of Canada release can be found on my blog: deankimoto.com-->Blog.

The last line of this LinkedIn story caught my attention: “At the same time, the banks are increasing provisions for pot...
05/28/2026

The last line of this LinkedIn story caught my attention: “At the same time, the banks are increasing provisions for potential loan defaults.”

Banks track their internal meta-data closely for many reasons and if they are increasing provisions for potential loan defaults, they have their reasons.

If you are starting to feel the pinch financially, if debt repayments are feeling heavier, speak with a professional sooner rather than later. Let’s have a chat BEFORE there’s a problem and keep you on the right track!

https://www.linkedin.com/feed/news/scotiabank-bmo-national-bank-report-strong-profits-7306612


I’ve been on the road a lot for the past 5 weeks but I’m back and I have a two-week window of extra capacity, and I want...
05/06/2026

I’ve been on the road a lot for the past 5 weeks but I’m back and I have a two-week window of extra capacity, and I want to put it to work for you.

If any of the following have been sitting on your to-do list, now’s the time:
• Buying a home or rental property
• Mortgage renewal coming up
• Reviewing your finances and credit before you’re ready to buy
• A financial review to see where you stand

Whatever stage you’re at, let’s talk. Two weeks only — first come, first served.

📞 250-540-3243
📧 [email protected]
👤 deankimoto.com

Prime Rate Update: The Bank of Canada has held its policy interest rate—which affects variable interest rates and adjust...
03/18/2026

Prime Rate Update: The Bank of Canada has held its policy interest rate—which affects variable interest rates and adjustable interest rates—at 2.25%. Most lenders’ current prime rates remain at 4.45%.

Does this affect your fixed interest rate mortgage? Let’s chat!

Although inflation has eased and unemployment is rising, the Bank cited the war in the Middle East, global oil and gas prices, the effective closure of the Strait of Hormuz, and U.S. tariffs as key factors behind its decision.

Read the full Bank of Canada report on my blog: deankimoto.com → Blog

Next reading: April 29, 2026.

What impact does this have on your home buying in 2026? This is a great time to chat with a professional—DM me and let’s chat!



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Vernon, BC
V1T4X7

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