Joseph Trimboli - Mortgage Agent

09/06/2023

Bank of Canada held its overnight target rate at 5% today. This should make for a good fall real estate market. This effects only those in a Variable or Adjustable rate mortgage, lines of credit and unsecured debt that fluctuates with Prime rate. Current Prime rate remains at 7.2%

05/31/2023

A good read ahead of the upcoming rate announcement on June 7. What do you think will do this time?

04/11/2023

What do you think the bank of Canada will do tomorrow? Decrease, increase or leave things alone? Comment below ready… GO!!

04/11/2023

What do you think the bank of Canada will do tomorrow? Decrease, increase or leave things alone? Comment below

10/13/2022

Thank you for the opportunity to present at the upcoming National Conference in Vancouver. . . . .

If you are joining us in Vancouver, I am looking forward to meeting you and speaking about how your mindset impacts your goals, and everyday lives & businesses.

06/02/2022

Repost from
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The Bank of Canada increased their overnight rate by 0.50%

Reach out today to find out what this means for your adjustable rate Mortage!

Joe Trimboli
📲 (416) 319-5626
📧 [email protected]
💻 www.mymortgagematters.com

01/05/2022

YOU can CREATE the world you want to live in 🌎

Use your imagination to create the world, in your mind, that you want to see.

If you can see it in your mind,
You can hold it in your mind.

Get clear on what you want and understand the tools you’re equipped with to make that happen 👊🏻

What is your intention for 2022?
Share below 👇

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11/19/2021

SET YOUR ALARM 💥

SAKS FIFTH AVENUE + THE WAKE UP CALL

📸CHECK YOUR SELF IMAGE

Saturday, November 20th
JOIN US LIVE ON ZOOM

The more knowledge and understanding you have about yourself, the greater will be your self confidence 😎

SHARE WITH A FRIEND 😉
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10/31/2021

I’m grateful for the opportunity I had to speak to Regional Sales Teams in Quebec, Toronto and Calgary!

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For Booking Inquiries please email [email protected]

📸REPOST . . . . . . . . .

Thank you for presenting INSIDE OUT to First National’s sales team at our Quarterly meetings. The feedback has been incredible. You’ve inspired and motivated us to work on ourselves, take notice of the Universal Laws and the importance of vibrating to our goals. Let go of negative paradigms and fill that space with positive ones.

04/08/2021

After a 25% rise in the average home price in a year, OSFI (Office of the Superintendent of Financial Institutions) is taking measures to help contain the super hot real estate market by increasing the Stress Test qualifying Rate to 5.25% (or 2% above the market rate, whichever is higher). The current stress test calls for borrowers to prove affordability of their mortgage at a rate of 4.79% (or 2% above the market rate). This 0.46% difference will impact the purchase price by a little over $30,000. This assumes an average household income in toronto of $110,000. Purchase price of $700,000 with 20% down payment is reduced to a purchase of $670,000 with 20% down. So... before everyone panics as the media blows this up. This change comes into the effect June 1st. If you’ve been pre approved and haven’t purchased yet, be sure to review your situation to make sure this won’t affect you.

03/10/2021

The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent. This means that there is no change in Prime Rate. Prime is the rate that is used to calculate your Variable Rate Mortgage, Lines of credit and other Revolving debt:

Bankofcanada.ca is temporarily unavailable. Please check back shortly. We apologize for any inconvenience. If you continue to see this message for an extended period, please write to: [email protected].

02/07/2021

I realize the focus of my posts lately has been mostly on mindset and the - but the focus of my business is always as a mortgage broker and serving my clients and referral partners as best as we can. I’m grateful to all my clients, realtors, lender and referral partners and my friends and family that support us in every way. The reason I rant about mindset so much is because it’s what got me here. It’s been the difference between average and top of class and it’s what softened the blow of 2020 for sure! Thank you .millerrrr for taking me into 2020 and for taking me the rest of the way. Thank you for allowing me to focus on my businesses. Thank you .voci for your unwavering support. You are the pinnacle of lenders and without you guys, we wouldn’t get these types of results. Thank you - your leadership has been next to none. Always top level bringing us everything we need to be able to do it better than most. Overwhelmed with gratitude to be able to share this with you and remind you that we care a great deal about what we do. 🙏🏼