Kulbhushan Narang - Orbis Mortgage Group

Kulbhushan Narang - Orbis Mortgage Group With over 20 years of sales experience,I’ve been proudly helping clients achieve their homeownership dreams since joining Mortgage Alliance in 2017.

My mission is to provide personalized mortgage solutions with a commitment to trust and excellence

People hear the word “refinance” and assume something must be wrong.But honestly, sometimes life just changes.Maybe you ...
05/27/2026

People hear the word “refinance” and assume something must be wrong.
But honestly, sometimes life just changes.

Maybe you want fewer payments to manage, a little extra breathing room each month, or finally start that home renovation you’ve been putting off.

Refinancing isn’t always about falling behind; sometimes it’s about making things feel lighter and more manageable.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com

05/25/2026

You walk them through fixed vs variable in the simplest way, give real-life examples, answer every question and it still lands on “so which one is cheaper?”
And honestly, you get it. When it’s your money and your future, you’re not just looking for information you’re looking for something that feels right. That’s why the conversation matters just as much as the numbers

To connect with me:
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com


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Buying a home is one of the biggest financial decisions you’ll make and having the right mortgage support can make the p...
05/24/2026

Buying a home is one of the biggest financial decisions you’ll make and having the right mortgage support can make the process feel a lot less overwhelming.

Whether you’re buying your first home, renewing your mortgage, refinancing, or exploring investment property options, the goal is to help you understand your choices clearly and find a solution that fits your financial situation and future plans.

✔️ Commercial mortgages and new construction
✔️ First-Time Home Buyer Support/New in Canada
✔️ Renewals & Refinancing
✔️ Investment Property Guidance & Multi-Residential Properties
✔️ Solutions for autonomous workers

Every situation is different, and the right strategy always starts with understanding your goals first.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com

Buying a home comes with a lot of moving pieces, rates, approvals, paperwork, timelines.The right mortgage support helps...
05/23/2026

Buying a home comes with a lot of moving pieces, rates, approvals, paperwork, timelines.
The right mortgage support helps bring it all together in one place so the process feels a little less overwhelming.
Whether you’re buying your first home, refinancing, or exploring your options, we’re here to help make things simpler and easier to understand.
Send a message anytime to get started.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com



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This is usually the point where people stop guessing… and just want straight answers.“Can I actually afford this?” “Is m...
05/22/2026

This is usually the point where people stop guessing… and just want straight answers.
“Can I actually afford this?”
“Is my bank really giving me the best rate?”
“What happens when it’s time to renew?”
That’s where I step in.
I take all those questions and turn them into a clear, simple plan
Look beyond just your bank to find better options
Help you make the most of your home equity
And find a mortgage that actually fits your day-to-day life
And even after everything’s signed… I’m still here when you need guidance.
Because it’s not just a mortgage it’s your next move.
If you’re thinking about your next step, let’s talk it through.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com



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05/20/2026

If keeping up with multiple bills and high-interest payments has been feeling stressful lately, you’re definitely not alone.
For many Canadian homeowners, refinancing can be a way to simplify things and create a little more breathing room financially.
And honestly, the process is often less complicated than people expect.
When reviewing a refinance application, lenders will usually consider:
✔️ How much equity you’ve built in your home
✔️ Your income and employment
✔️ Your credit history
✔️ Your current debts and monthly payments
In some cases, refinancing may help combine higher-interest debt into one more manageable monthly payment, making everyday budgeting feel a little easier.
Every situation is different, which is why having the right guidance matters. Sometimes even a quick conversation can help you better understand what options may be available to you.
If refinancing or debt consolidation has been on your mind, feel free to reach out anytime with your questions.

To connect with me:
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com


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On this Victoria Day, take a moment to think about your next move.Whether it’s buying, renewing, or planning ahead, I’m ...
05/18/2026

On this Victoria Day, take a moment to think about your next move.
Whether it’s buying, renewing, or planning ahead, I’m here to make your mortgage journey simple and clear.
Small steps today can lead you closer to home.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com



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The market has definitely started picking up this May in Vaughan, Ontario. More homes are coming onto the market, buyers...
05/17/2026

The market has definitely started picking up this May in Vaughan, Ontario. More homes are coming onto the market, buyers are slowly becoming more active again, and a lot of people are starting to think more seriously about their next move.
For some, it’s buying their first home. For others, it’s refinancing, renewing, upsizing, or simply trying to make sense of where things are headed right now.
There’s been a lot of change in the market lately, and it’s normal to have questions. Everyone’s situation is different, and sometimes even a quick conversation can help bring a bit more clarity and confidence to the process.
Whether you’re planning something soon or just exploring your options, now is a good time to stay informed and prepared.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com




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05/16/2026

If you’re self-employed, you’ve probably heard this before:
“Getting a mortgage is harder when you work for yourself.”
And after talking to a lot of clients over the years I get why that feels discouraging.
Maybe your income isn’t the exact same every month.
Maybe you’ve got write-offs.
Maybe your bank looked at your paperwork and made you feel like owning a home is out of reach.
But being self-employed doesn’t mean you’re doing anything wrong.
It just means your finances look a little different than someone with a 9–5 and not every lender knows how to properly work with that.
The good news? There are lenders in Canada who do understand self-employment and who are willing to look at the bigger picture, not just one number on a tax return.
So if you’ve been told “no” before, or you’ve been putting off the conversation because you assumed it wouldn’t work out, don’t count yourself out yet.
You might have more options than you think.
Whenever you’re ready, send me a message. We’ll go through everything together and figure out what makes the most sense for you. 🤝

To connect with me:
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com


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Still hearing these mortgage myths in 2026?A lot of people are still making big decisions based on information that’s no...
05/15/2026

Still hearing these mortgage myths in 2026?
A lot of people are still making big decisions based on information that’s not really up to date.
Waiting for rates to drop, assuming your bank is your only option, or thinking you need a large down payment can sometimes hold you back more than help you.
The truth is, there are often more options available than people realize and the right guidance can make a real difference in what you qualify for and what you end up saving.
If you’re thinking about buying, refinancing, or just want a clearer picture of your options, let’s connect and go through it together.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Let’s connect.
📞 Call: 905-581-8188
📧 Email: [email protected]
🌐 Visit: www.loansbykulbhushan.com




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Address

7611 Pine Valley Drive
Vaughan, ON
L4L3Y9

Opening Hours

Monday 12pm - 5pm
Tuesday 12pm - 5pm
Wednesday 12pm - 5pm
Thursday 12pm - 5pm
Friday 12pm - 5pm
Saturday 12pm - 5pm
Sunday 12pm - 5pm

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