TLC Financial

09/02/2026

If your bank said no, I need you to hear this: that's not the end of the road. Most self-employed buyers in the GTA have more options than they realize. It just takes knowing where to look. Drop a 💡 if you've been told no before and want to know if you still qualify.

09/02/2026

Bank of Canada held the overnight rate at 2.25% We can expect the Canadian banks to hold the Bank Prime rate at 4.45%.

Your loans that are priced at the Bank Prime rate will remain the same. With the violitity of the marker, I recommend that you buckle down and pay off debts that are not tax deductible quickly. Preparing yourself for the future.

09/01/2026

09/01/2026

Reading 50 books a year means nothing if you don't apply a single page. Great ideas without action are just museum pieces. What’s one piece of advice you’ve been hoarding that you actually need to use today?



Learning loads the weapon; action pulls the trigger. Knowledge isn't power—it's potential power. It’s the blueprint, not the house. Don't confuse preparation with progress.



This is where the magic happens. When strategy meets momentum, you become unstoppable. Stop waiting for the "right time" to start using what you already know. The future belongs to the doers.



Ideas are cheap. Ex*****on is everything.
​Every founder thinks they’re one podcast, one masterclass, or one business book away from a breakthrough. But hoarding frameworks without shipping products just builds a graveyard of good intentions.

​The market doesn't pay for what you know, it pays for what you build, launch, and optimize.

​Stop endlessly researching the competition, refining your pitch deck for the twentieth time, or waiting for perfect conditions. Put the theory into practice, take the real market feedback, and iterate in real-time.

​Which stage are you in? 1, 2, or 3?

Drop your number below. 👇 Let me know what you decide to do about it.

Have a blessed and productive day!

08/28/2026

Another Golf outing courtesy of my business partner Hosper Mortgage . Thank you Kelly for the sponsorship and the help to get mortgage deals done over the years. I appreciate you.

To these guys, Morgan Little - Hamilton Realtor, Barrington Lewis, and Cory Mills for a great time. Let's do it again, minus the bogey game we had. 😃

☀️

Its was great meeting with Casafix Renovations . With this new partnership, we can help you with complete interior home renovations, rehabilitation and remodeling of your home.

I provide great financing options if your buying a home or would like to renovate your current home.

For first time hime buyers, we can help you increase your mortgage approval by adding a second unit.

I am looking forward to talking to you or anyone you know that are looking to purchase a home.

Let's talk!



It was a great day to take a dip.... But, I will pass on this pond! Give me a beach in the Caribbean! 😃

Have a great day everyone! 😃

08/28/2026

It has been several years since I last attended Canadian Mortgage Brokers Association - Ontario Summerfest. Well this year was a perfectly organized event. Providing great opportunities to connect with industry leaders. Thank you keeping this tradition going. I am already looking forward to next year.

I also want to thank Andrew Behan Ownright and the team for sponsoring me to attend this event, giving me the opportunity to meet Morgan Little - Hamilton Realtor .

To all of the industry leaders, thank you for your continued support allowing us to service our clients alike.

Some of the pics include the following mortgage companies:

Tembo Financial EQ Bank Haventree Bank Hillmount Capital MCAN Home Mortgage Corporation Hosper Mortgage Atrium MIC Home Trust Company Farm Lending Canada

If I didn't mention you, please reach out and I will make sure it doesn’t happen again. 😃. Forgive me!

08/19/2026

Keep on shining. Reaching for the stars and beyond.

Daddy loves you.

08/14/2026

Money problems don't always start with a lack of money. Sometimes they start with a lack of respect for money. ☁️💰

Hear me out...

There’s an old saying: “Familiarity breeds contempt.”

I believe the same thing can happen with money.

When income arrives every month, credit is readily available, the mortgage payment comes out automatically, and the bills are getting paid, it can become easy to take money for granted.

We get comfortable.

And that comfort can slowly change how we manage money.

A few unnecessary purchases become normal.
Credit balances start creeping up.
Savings get pushed to next month.
The mortgage becomes “just another payment.”
Insurance and retirement planning get put on the back burner.

Individually, these decisions may not seem significant.

But repeated over years, they can have a major impact on your financial future.

That's what I mean by familiarity breeding contempt in money management.

Respecting money doesn't mean being afraid to spend it or never enjoying what you've worked for.

It means giving your money purpose.

Know what comes in.
Understand what goes out.
Manage debt intentionally.
Protect what you've built.
And make sure your mortgage is part of your financial strategy—not separate from it.

For couples, this becomes even more important.

You don't have to agree on every purchase, but you should understand the financial direction you're travelling in together.

Because earning more money doesn't automatically create financial security.

What you do with the money you already have matters.

🏡 Mortgage Planning
💳 Debt Management
🛡️ Insurance Planning
💰 Wealth Building
📈 Retirement & Financial Planning

Respect your money. Give it direction. Make it work toward the life you're trying to build.

If this message made you think differently about your finances, save this video and share it with someone who needs to hear it.

And if you're wondering whether your mortgage, debt and financial strategy are actually working together, send me a DM with the word “PLAN.”

Ted E. Evans | TLC Financial

08/06/2026

This was a great opportunity to speak to an amazing lady, Nkechi on her inspiring show Empowered In My Skin. Thank you for this great experience. I enjoyed our time together and you sparked something in me that I have to explore more. Stay tuned!

On EIMS podcast we discussed how financial health is tied to mental health. Making sure your experiences through life are all learning moments and continue to grow through your experiences emotionally, socially and financially. Seek people you trust and can learn from to improve your life. A circle makes a great wheel. No matter what the size of the circle is, it will always roll with perfection. Don't try to make a square roll as efficiently as a circle!

EIMS Question: What's one money conversation you've been putting off and what's one small step you can take to start it today? Share it in the comments below.

Go ahead and like follow and share Empowered In My Skin podcast on the major podcast platforms you utilize.

If you prefere to watch, head over to YouTube channel to catch the full conversation with Nkechi on Empowered In My Skin podcast.

It would be greatly appreciated, if you found some value from the podcast, Like, Follow and Share her podcast to others.

08/03/2026

Lord, help me to be patient, kind and seek understand in everything I do. Delivering my actions with empathy, love and grace to ensure everything I touch is letter better than when it appeared to me. I want to be your vessel to do all things great.

I am motivated to do great things. But I will look to you my Lord to keep discipline to do the things I don't like to do or may struggle to do, but do it like I love it. Because with you Lord, I can set a standard to continue to build my character that feelings can't break.

In Jesuse name I pray, Amen!