Lino Contento - Mortgage Agent

01/27/2026

🌟 5-Star Client Love 🌟

“LIFE SAVERS!”

Another reminder of why we do what we do.

Thibaut came to us after 6PM on his original closing day — stressed, discouraged, and dealing with last-minute fallout from poor advice elsewhere. As a first-time home buyer, the pressure was real.

Our team jumped in immediately.
✔️ Clear guidance
✔️ A realistic plan
✔️ Pre-approval by Monday
✔️ Full approval one week later — ahead of schedule

Hearing words like “fatherly confidence,” “trustworthy,” “precise,” and “they just MAKE IT HAPPEN” means everything to us.
This is what advocacy looks like.

This is what experience does.

And this is what happens when the right team is in your corner.

🙏 Truly grateful for the trust, Thibaut.

If you’re feeling stuck, unsure, or up against the clock — don’t wait. Reach out. We’ve got you. 🏡✨



Lino Contento
Mortgage Agent Level 2
Licence No 12176
Sherwood Mortgage Group
Tel: (905) 553-3270
Fax: (905) 553-4200
Cell: (416) 931-5466
Office: 29 Davos Road, Vaughan, ON L4H 0P4
Helping you Build a strong Foundation

01/17/2025

RJ's popcorn was delivered to our first raffle draw winner last night and boy am I relieved to get it out of my office! Made me hungry for days, the temptations from that smell was intoxicating!

Will be revealing a draw a day up to Halloween, but you still have time to get yourself in the carving contest and the grand prize is huge!

01/17/2025

3rd raffle prize winner is.........

2 passes to Haunted Hollows Scream Park

Congratulations!!!

Don't forget about our carving contest!

01/17/2025

Wohoooo! 🎉😁 We are thrilled! As predicted the Bank of Canada's interest rate dropped by 50 basis points today! This is a much needed relief for Canadian home owners and needed help for future purchasers alike!

can you give homeowners and buyers an idea what a 50 basis point drop (3.75 target rate) means to them in terms of purchase power / mortgage payments?

01/17/2025

https://www.yorkregion.com/special-features/readers-choice/

Check out articles from community partners. Reader's Choice Awards. Check out the full list of York Region winners from the past year, in business, retail and service categories. Local residents

01/17/2025

Excited to be nominated for the Vaughan Citizen Readers Choice Award. Click below to vote (just search mortgage broker

https://readerschoice.yorkregion.com/readerschoice-vaughan/?_gl=1*q0j1vq*_gcl_au*MTg1Njc3MjA1OC4xNzM3MDgzNzUw*_ga*MTU5Mjc0ODkwNS4xNzM3MDgzNzUw*_ga_6FZFMVVWVN*MTczNzA4Mzc0OS4xLjEuMTczNzA4NDUwNy42MC4wLjA

01/17/2025

https://readerschoice.yorkregion.com/readerschoice-vaughan/?_gl=1*q0j1vq*_gcl_au*MTg1Njc3MjA1OC4xNzM3MDgzNzUw*_ga*MTU5Mjc0ODkwNS4xNzM3MDgzNzUw*_ga_6FZFMVVWVN*MTczNzA4Mzc0OS4xLjEuMTczNzA4NDUwNy42MC4wLjA

12/09/2024

**🌟 Bank of Canada: Oversized December Rate Cut Anticipated! 🌟**

The Bank of Canada is making headlines as markets now anticipate a **50-basis-point rate cut** this Wednesday, December 11, instead of the previously expected 25 points. This shift follows concerning economic indicators, including:

📉 **Rising unemployment** – now at 6.8%, the highest since 2021
📉 **Weakening labour market** – sparking recession concerns

While the cut aims to stimulate the economy, questions linger about potential impacts on the Canadian dollar, already under pressure from recent trade uncertainties and international monetary policies.

💬 What does this mean for Canadians? Lower rates could mean **cheaper mortgages** and better borrowing opportunities, but it also calls for careful financial planning to navigate this evolving landscape.

📝 *Have questions about how this could affect your mortgage or buying power? Contact us today!*

📱 **Lino Contento & Danielle Palazzo**
Mortgage Agent Level II
Sherwood Mortgage Group
Lic #12176
📧 [email protected] | [email protected]
📞 905-553-3270 | 📲 416-931-5466

12/05/2024

**🌟 Is a Big Bank of Canada Rate Cut Coming This December? 🌟**

🏦 **December 11 marks the Bank of Canada’s final rate decision of 2024.** Will it be a **0.25% cut** or a **larger 0.50% move**? Economists are divided, but one thing is clear: the trend of declining rates continues into 2025!

💡 **What does this mean for buyers?**
Even a larger rate cut may not immediately flood the market with new buyers. Fixed rates, which aren’t directly tied to the Bank of Canada’s policy rate, remain more attractive for many.

📊 **Why?**
👉 Stress tests still challenge variable rate approvals.
👉 Fixed rates continue to outperform variable options in affordability.

🏡 **The Bigger Picture:**
This is positive momentum! Each rate cut brings Canadians closer to more affordable borrowing. As we head into 2025, prospective homebuyers are watching closely, hopeful for further declines.

💬 **Thinking about your next move?** We’re here to help you navigate the changing rate environment and explore the best options for your homeownership goals!

📞 **Contact us today to get started!**

Lino Contento
Mortgage Agent Level II
Lic #12179
Sherwood Mortgage Group

12/04/2024

📊 **Toronto Home Sales on the Rise** 🏡

Toronto's real estate market is heating up! According to the Toronto Regional Real Estate Board (TRREB):

✅ **Sales Surge:** November saw a **40% increase in home sales** year-over-year as lower borrowing costs brought more buyers into the market.
✅ **Month-to-Month Growth:** Sales were **up 1.9% from October** on a seasonally adjusted basis.
✅ **Demand Outpaces Supply:** New listings rose **6.6%**, but strong buyer interest has tightened market conditions.

🏠 **Price Trends:**
🔹 The **benchmark home price** is down **1.22% annually** to $1,061,700, showing a slower decline compared to previous months.
🔹 **Detached homes** led the way with a **3.9% increase in sales**, while condo prices fell **5.04%**, giving buyers a negotiating advantage.

📈 Looking ahead, TRREB predicts a market recovery as mortgage payments ease and demand continues to climb.

Is now the right time to buy or sell? Let’s discuss your options! 📞

Lino Contento
Mortgage Agent Level II
Sherwood Mortgage Group
Lic #12176
(905) 553-3270
(416) 931-5466