AiA Insurance Brokers Ltd

AiA Insurance Brokers Ltd AiA Insurance offers Auto, Home, Commercial, Life, Disability and High Risk Insurance in Ontario

πŸš— Optional Statutory Accident Benefits – Effective July 1, 2026Did you know that many accident benefits that were previo...
06/23/2026

πŸš— Optional Statutory Accident Benefits – Effective July 1, 2026

Did you know that many accident benefits that were previously included in your Ontario auto insurance policy will soon become optional?

Starting July 1, 2026:

βœ… Medical Benefits – Mandatory
βœ… Rehabilitation Benefits – Mandatory
βœ… Attendant Care Benefits – Mandatory

However, the following benefits may require additional coverage:

β€’ Income Replacement Benefits
β€’ Caregiver Benefits
β€’ Housekeeping & Home Maintenance
β€’ Death & Funeral Benefits
β€’ Lost Educational Expenses
β€’ Visitor Expenses
β€’ Damage to Personal Items

If you choose not to add these optional coverages, you may not receive these benefits after an accident.

Every driver and family has different needs. Before renewing your policy, speak with your insurance broker to understand your options and ensure you have the protection that's right for you.

πŸ“ž Contact AIA Insurance today to review your coverage and prepare for these upcoming changes.

Learn more in our latest blog. The link is provided in the comments section below.

Is your teenager getting ready to hit the road? πŸš— Before you hand over the keys, there are a few major insurance changes...
06/10/2026

Is your teenager getting ready to hit the road? πŸš— Before you hand over the keys, there are a few major insurance changes you need to know about to keep them safe.

While adding your teen as a secondary driver is the most budget-friendly route, Ontario’s recent auto insurance updates mean that standard policies no longer automatically protect students the way they used to.

Crucial coverages like Lost Educational Expenses (which covers lost tuition if an accident forces them to miss a school semester) and Non-Earner Benefits are now completely optional. If they aren't explicitly added to your policy, your teen driver could be left with massive gaps in protection.

We’ve broken down everything parents need to know about navigating the current rules, avoiding heavy non-disclosure penalties, and unlocking smart discounts with telematics apps.

Knowledge is protection! Click the link below to read our quick guide and ensure your peace of mind before they back out of the driveway. πŸ‘‡

πŸ“’ Ontario Drivers: Did you know that a major insurance law change hits the province on July 1, 2026? πŸš—πŸ’¨The upcoming prov...
05/26/2026

πŸ“’ Ontario Drivers: Did you know that a major insurance law change hits the province on July 1, 2026? πŸš—πŸ’¨

The upcoming provincial auto reform introduces a brand-new "First-Payor" rule that completely changes how your car insurance and your workplace health benefits talk to each other after an accident.

Here is what you need to know:
βœ… Your auto insurance will now handle medical and rehab bills first, before your employer's plan kicks in.
βœ… Certain coverages that used to be automatic are now completely optional.
βœ… Choosing the wrong options at renewal time could leave gaps in coverage for you, your passengers, or even cyclists.

You don't have to navigate these confusing changes alone! Our team at AiA Insurance Brokers is here to help you review your policies side-by-side, making sure your family is 100% protected without overpaying for duplicate services. πŸ›‘οΈ

Check out our latest blog post for a quick, simple breakdown of the new rules and how to keep your household safe.

Flood risk is pushing Ontario home insurance premiums higher, and many homeowners are now paying more to protect their p...
05/13/2026

Flood risk is pushing Ontario home insurance premiums higher, and many homeowners are now paying more to protect their property. If you live in a flood-prone area, it is a smart time to review your home insurance coverage, water damage protection, and sewer backup options.

AIA Insurance Brokers can help you compare policies, spot coverage gaps, and understand what steps may help protect your home.

Did you know that one of the biggest wealth shifts in history is happening right now in Ontario?It is called the "Great ...
04/21/2026

Did you know that one of the biggest wealth shifts in history is happening right now in Ontario?

It is called the "Great Wealth Transfer," and many local families are using a surprising tool to protect their legacy: Life Insurance.

Most people see life insurance as just a "death benefit." However, it is actually a strategic, tax-free gift for the next generation. Whether you want to help with a house down payment in the GTA or clear student debt, this plan works.

Avoid the 1.5% Ontario probate fees and ensure your kids get 100% of what you intended. Read our latest blog to see the "Miller Family" story and how they saved $250,000 for their daughter!

πŸ‘‡ Read the full story here, the link is provided in the comments section.

Did you know that your "Standard" Ontario auto insurance policy changed on July 1st? 🧐Prices are shifting, but you don't...
04/14/2026

Did you know that your "Standard" Ontario auto insurance policy changed on July 1st? 🧐

Prices are shifting, but you don't have to cut your coverage to save! With the Safe Driver Discount 2.0, your good driving habits literally pay you back. πŸ’Έ

πŸ“± How it works:
1. Download a partner app (like Intact myDrive or CAA MyPace).
2. Drive safely around Ontario.
3. Watch your premiums drop!

Most of our clients see an immediate 10% discount just for starting. Why pay for everyone else's mistakes when you can pay for your own great driving?

Message us today or visit our Vaughan office to see how much you can save!

Address

5875 Highway 7 Unit 200B
Vaughan, ON
L4L1T9

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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