06/23/2026
π Optional Statutory Accident Benefits β Effective July 1, 2026
Did you know that many accident benefits that were previously included in your Ontario auto insurance policy will soon become optional?
Starting July 1, 2026:
β
Medical Benefits β Mandatory
β
Rehabilitation Benefits β Mandatory
β
Attendant Care Benefits β Mandatory
However, the following benefits may require additional coverage:
β’ Income Replacement Benefits
β’ Caregiver Benefits
β’ Housekeeping & Home Maintenance
β’ Death & Funeral Benefits
β’ Lost Educational Expenses
β’ Visitor Expenses
β’ Damage to Personal Items
If you choose not to add these optional coverages, you may not receive these benefits after an accident.
Every driver and family has different needs. Before renewing your policy, speak with your insurance broker to understand your options and ensure you have the protection that's right for you.
π Contact AIA Insurance today to review your coverage and prepare for these upcoming changes.
Learn more in our latest blog. The link is provided in the comments section below.