03/16/2026
🚗 Top 3 Car Insurance Mistakes New Owners Make in Ontario
If you’ve just bought a new car, don’t skip this! Here are 3 mistakes I see all the time as a local Ontario insurance broker.
1️⃣ Not checking insurance rates before buying — not all cars are rated equally!
2️⃣ Confusing ownership and insurance — only the registered owner can be the policyholder.
3️⃣ Skipping OPCF43 replacement coverage — this can save you thousands if your car is written off early.
I’m Katherine, your friendly Mississauga-based insurance broker, helping drivers across Toronto, Vaughan, and the GTA make smart decisions about coverage.
Learn more or get in touch at www.katherinele.ca.
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