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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 6pm

Mortgage Finance by Deep Das

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Vaughan, ON
Mortgage Finance by Deep Das

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Mortgage Finance by Deep Das provides financial services for residential and commercial clients.

10/31/2026

Happy Halloween 🎃 Be safe and enjoy with your family and friends!

10/28/2026

The Bank of Canada has raised its policy rate by 25 basis points to 2.50%. The decision marks the Bank’s first rate increase since July 2023.

10/15/2026

Rate Forecast - TD sees Bank of Canada on hold through 2028, BMO through 2027. Want to discuss your unique financial situation? Call me at (647) 784-1809

10/12/2026

Thankful and Grateful, everyday!

10/06/2026

The best Mortgage is the one that matches your financial strategy and risk tolerance in medium and long term.
~ Deep Das, Your trusted Mortgage Broker
Orbis Mortgage Group / Groupe Hypothécaire Orbis Orbis Mortgage Group - Groupe Hypothécaire Orbis

09/09/2026

Fixed vs. Variable: The Mortgage Conversation Is About to Get Interesting

The gap between fixed and variable mortgage rates could become much wider in the months ahead.

Bond yields are moving higher, which could put further pressure on fixed mortgage rates, while variable rates have remained relatively steady.

Some market expectations are pointing toward a potential 1%+ difference:

5-year Fixed: ~4.4%–4.7%
5-year Variable: ~3.35%-3.65%

That’s a big difference, and it can have a meaningful impact on your monthly payment and the interest you pay over time.

So, does that automatically make variable the better choice?

Not necessarily.

The lowest rate today isn’t always the best mortgage strategy. Inflation, future Bank of Canada decisions, your cash flow and, most importantly, your comfort with changing rates all need to be considered.

My advice? Don’t choose a mortgage based on the rate alone. Look at the bigger picture.

If you’re buying a home or have a renewal coming up, let’s have a conversation before you make that decision.

Fixed or Variable—which would you choose today?

09/05/2026

Have an amazing Labour Day long weekend ⛱️

07/28/2026

One stop shop for all your Commercial Financing in Canada and US

05/08/2026

Canada’s interest rate outlook is no longer one-size-fits-all. The Big 4 banks are now taking noticeably different positions on where rates could head next.

The conversation has shifted from “when will rates be cut?” to “how long will rates remain elevated — and could the next move actually be higher?”

As we look toward 2027, BMO, TD Bank, CIBC, and RBC are each forecasting a different path forward — highlighting just how important strategy and timing have become in today’s market.

For borrowers, investors, and homeowners, staying informed and planning ahead matters more than ever.

04/07/2026

Lock in your interest rate for up to 120 days while house hunting. Protect your buying power! ⏳

Verrouillez votre taux d’intérêt jusqu’à 120 jours pendant votre recherche de maison. Protégez votre pouvoir d’achat ! ⏳

Address

Vaughan, ON

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm

Website

https://www.dasmortgagefinance.com/

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