Kim Keung Lee - Courtier Hypothécaire Hypotheca

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Kim Keung Lee - Courtier Hypothécaire Hypotheca My MISSION is to help you become wealthier using the equity in your home and pay off you mortgage faster. More than 20 financial institutions to choose from!

Free and professional service! Residential and c

10/28/2026

BANK OF CANADA announced today that the prime rate will be 2.50%.
For homeowners with variable rate mortgages, it will be and extra 0.25% to your current rate.
Call me for a free consultation on how to payoff your mortgage within 8 years.
(514) 638-4828

Happy thanksgiving!
10/12/2026

Happy thanksgiving!

FILE OF THE WEEK I met with a couple in their 70s last week. They had a few properties ( rental and primary residences) ...
10/06/2026

FILE OF THE WEEK

I met with a couple in their 70s last week.
They had a few properties ( rental and primary residences)
Their main income are only gouverment pensions and some rental ( the tenant just left).
They wanted to refinance to take out another $50k to do repairs on one of the properties.
Between the 3 properties they own, they owed about $450k.
Basically they are house rich but cash poor.
Because they did not qualify for a mortgage of $500k , I advised them to sell the rental property to free up some equity and pay off all their current debts and do the repairs required. They really appreciated my advice because they had no one to turn to ( financial advisor , accountant)
I also advised them that if they still needed to take out some equity after that , I would be able to help.
I showed them as well my plan for retiring with possibly $40k + if they topped up their TFSA.

Call me if you are in a similar situation , house rich but cash poor.

(514) 638-4828

09/30/2026

FILE OF THE WEEK

Separation case:

Every year I would get a few files where one of the partners wants / needs to buy out their ex.
Fortunately in this case the client had enough equity and income to refinance their mortgage and pay off their ex.

If you know someone who is going through this, share this post maybe I may be able to help them.

Cell: 514 638-4828

Screenshot from my client whom I advised 2 weeks ago.
09/23/2026

Screenshot from my client whom I advised 2 weeks ago.

09/11/2026

ATTENTION 65 YRS AND OLDER!

Are you still struggling even with your pensions?

Let me show you a better way to retire and enjoy your golden years.

Remember, life is short ! Take advantage of the time left on this earth and LIVE!

Call me for advice on how to live better.

PS, I am 63

Cell: 514 638-4828

09/03/2026

Bank of Canada announced yesterday that they are keeping the prime rate at 2.25%.

However, the bond market rates have been going up lately and soon the fixed rates will follow.

If you’re mortgage is maturing this soon, this would be a good time to review your options.

Call: 514 638-4828

TIP OF THE WEEK Disclaimer: I am not a financial advisor, I am a licensed mortgage broker.  My financial advice is based...
08/25/2026

TIP OF THE WEEK

Disclaimer: I am not a financial advisor, I am a licensed mortgage broker. My financial advice is based only on personal experience, speak to a licensed financial advisor for your situation.

Did you know that the dividends or distributions from your TFSA account can be withdrawn tax free ? You can then re-invest that in your RRSP to save income taxes (if you are not topping them already).

Example

Annual dividends / distributions: $15,000
RRSP contribution: $15,000 , potential tax refund $7,500.

Use the tax refund to top off your TFSA ( max $7,000 for 2026) . Re-invest in more units / shares of ETF to get more distributions / dividends.
Do you see a compounding effect? All this with no extra monthly contributions!

If you have learned something new today, press the like button and share it to someone that could use my free service!

Cell: 514 638-4828

08/13/2026

My first track day! Living my dreams. Let me help you reach yours!

Made my client’s son very happy with a little ride in my car!
07/16/2026

Made my client’s son very happy with a little ride in my car!

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Vaudreuil-sur-le-Lac, QC
J7V8P3

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