RateStreet Financial

RateStreet Financial Get a better mortgage for your next move, faster & easier. Buy a home, refinance, switch lenders, get a payment-free reverse mortgage at RateStreet.ca

The Lowest Rates and Fast Approvals

🏦 RateStreet Rate Outlook — week of August 26The Bank of Canada policy rate sits at 2.25%.Going into the September 2 dec...
08/27/2026

🏦 RateStreet Rate Outlook — week of August 26

The Bank of Canada policy rate sits at 2.25%.
Going into the September 2 decision, our engine's call is a hold — hold 61% / cut 14% / hike 25% (medium confidence).

Our read: a hold at 2.25% — the data and market pricing don't yet justify a move.

The 5-year Government of Canada bond yield is at 3.26%, drifting up.

Renewing in the next year? The smart window to start shopping opens about 6 months out — and a broker compares dozens of lenders, not one.

We publish our call, the odds, and the data behind it before every decision: https://www.ratestreet.ca/rate-outlook?utm_source=facebook&utm_medium=organic_social&utm_campaign=rate_outlook&utm_content=rate_outlook_weekly_2026-W35

Forecast and market commentary — not a rate offer or advice. RateStreet Financial Ltd.

08/26/2026

Time to Refinance? Lower your rate,
Unlock equity,
Consolidate debt,
Lower your payment. We make it easy at RateStreet.ca

📊 RateStreet Rate Update — week of August 26Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%....
08/26/2026

📊 RateStreet Rate Update — week of August 26

Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%.

Renewing, refinancing, or switching in the next year? The rate is only half the story — the terms decide what it actually costs you.

A 'collateral charge' can make switching lenders costly.

Some lenders register your mortgage as a collateral charge — handy for tapping equity later, but it can make switching lenders at renewal more expensive. Knowing this up front is part of choosing the right lender, not just the lowest rate.

See today's rates across dozens of lenders — and let's find the terms that fit your life: https://www.ratestreet.ca/rates?utm_source=facebook&utm_medium=organic_social&utm_campaign=rate_update&utm_content=rate_update_2026-W35

Rates and terms subject to change and qualification (O.A.C.). RateStreet Financial Ltd.

08/25/2026

🦆🦆🦆 Do not miss an opportunity to get your ducks in a row..

Most home owners will get 4 to 5 opportunities during their working years to recalibrate their financial trajectory, and if necessary apply a course correction.

Mortgage renewal time (AKA mortgage shopping time), is an obvious opportunity to apply short and long term strategies to help you meet your financial goals - without incurring potentially high costs like an IRD penalty.

In addition to potentially better rates and terms, these opportunities may include consolidating higher interest debts (ie. credit cards, loans, lines-of-credit, etc.), a payment reduction or increases depending on current and projected income, or a cash damming or ‘Smith Maneuver’ tax savings strategy, just to name a few.

Borrowers that sign their current lender’s renewal offer, are often leaving money on the table in more ways than they know.

Learn more:

📊 RateStreet Rate Update — week of August 19Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%....
08/24/2026

📊 RateStreet Rate Update — week of August 19

Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%.

Renewing, refinancing, or switching in the next year? The rate is only half the story — the terms decide what it actually costs you.

Moving before your term ends? Portability saves the penalty.

A portable mortgage lets you carry your rate to a new home instead of breaking and paying a penalty. The porting window and blend-and-extend rules differ by lender — we match the mortgage to your real life, not just the rate.

See today's rates across dozens of lenders — and let's find the terms that fit your life: https://www.ratestreet.ca/rates?utm_source=facebook&utm_medium=organic_social&utm_campaign=rate_update&utm_content=rate_update_2026-W34

Rates and terms subject to change and qualification (O.A.C.). RateStreet Financial Ltd.

08/22/2026

Mortgage Term Up?Don't Just Re-Sign — Get Ahead and Save Money. Visit RateStreet.ca

🏡 Do you qualify for a reverse mortgage in Canada?• You (and any co-owner) are 55 or older.• The home is your primary re...
08/22/2026

🏡 Do you qualify for a reverse mortgage in Canada?

• You (and any co-owner) are 55 or older.
• The home is your primary residence.
• Qualification is based mainly on age, home value, and location — not income or credit score.

Curious what it could look like for you? A no-pressure conversation is a good first step.

Learn how a Canadian reverse mortgage works — clearly, with no pressure: https://www.ratestreet.ca/reverse-mortgage?utm_source=facebook&utm_medium=organic_social&utm_campaign=rm_news&utm_content=rm_news_2026-W34

Educational content — not financial advice. Every situation is different. RateStreet Financial Ltd.

🏦 RateStreet Rate Outlook — week of August 17The Bank of Canada policy rate sits at 2.25%.Going into the September 2 dec...
08/17/2026

🏦 RateStreet Rate Outlook — week of August 17

The Bank of Canada policy rate sits at 2.25%.
Going into the September 2 decision, our engine's call is a hold — hold 61% / cut 14% / hike 25% (medium confidence).

Our read: a hold at 2.25% — the data and market pricing don't yet justify a move.

The 5-year Government of Canada bond yield is at 3.28%, drifting up.

Renewing in the next year? The smart window to start shopping opens about 6 months out — and a broker compares dozens of lenders, not one.

We publish our call, the odds, and the data behind it before every decision: https://www.ratestreet.ca/rate-outlook?utm_source=facebook&utm_medium=organic_social&utm_campaign=rate_outlook&utm_content=rate_outlook_weekly_2026-W34

Forecast and market commentary — not a rate offer or advice. RateStreet Financial Ltd.

📊 RateStreet Rate Update — week of August 11Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%....
08/11/2026

📊 RateStreet Rate Update — week of August 11

Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%.

Renewing, refinancing, or switching in the next year? The rate is only half the story — the terms decide what it actually costs you.

Not every mortgage lets you pay it down faster.

How much you can prepay each year without penalty — and whether you can raise your regular payment — varies a lot by lender. If a bonus or inheritance is coming, that clause can be worth more than a few basis points on the rate.

See today's rates across dozens of lenders — and let's find the terms that fit your life: https://www.ratestreet.ca/rates?utm_source=facebook&utm_medium=organic_social&utm_campaign=rate_update&utm_content=rate_update_2026-W33

Rates and terms subject to change and qualification (O.A.C.). RateStreet Financial Ltd.

📊 RateStreet Rate Update — week of August 4Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%.R...
08/04/2026

📊 RateStreet Rate Update — week of August 4

Today's best BC rates: 5-year fixed from 3.99% · 5-year variable from 3.35%.

Renewing, refinancing, or switching in the next year? The rate is only half the story — the terms decide what it actually costs you.

Breaking a fixed mortgage early costs more than you'd think.

Big-bank fixed penalties are calculated off the POSTED rate at origination, not your contract rate — so breaking a 5-year fixed in the first few years often costs many thousands. A variable's penalty is usually just three months' interest.

See today's rates across dozens of lenders — and let's find the terms that fit your life: https://www.ratestreet.ca/rates?utm_source=facebook&utm_medium=organic_social&utm_campaign=rate_update&utm_content=rate_update_2026-W32

Rates and terms subject to change and qualification (O.A.C.). RateStreet Financial Ltd.

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838 West Hastings Street , 7th Floor
Vancouver, BC
V6C0A6

Telephone

+18887283787

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