Hardeep Braich, CPA, CGA

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Canada
Vancouver, BC
Hardeep Braich, CPA, CGA

Specializing in commercial and residential mortgage financing. Please feel free to contact me for any mortgage related advice.

11/24/2025

Strategy Drives Approvals ✅

💰 Owner Occupied Property Purchase
🏢 Mixed Use Building - Maple Ridge, BC
🏦 Lender: Conventional Bank

Several lenders passed on this file early but sometimes all it takes is one bank willing to look deeper.

One of the lenders slowed down with us, asked the right questions, and collaboratively unpacked the client’s first-year financials, future plans, and growth potential. Together, we built a strategy we felt confident presenting to credit. Despite only one solid year in business and limited personal recourse, the lender worked with us to structure a monitored financing solution.

The client was thrilled with the outcome. Even with the added reporting requirements, he secured the property, expanded his business, and preserved cash for working capital. After a strong second year, the enhanced monitoring was removed.

Deals like this are a reminder: communication, partnership, and persistence make all the difference.

E: [email protected]
Ph: 604 614 8122

11/07/2025

Commercial Mortgage ✅

💰 Investment Property Purchase
🏢 Mixed Use Building - Langley, BC
🏦 Lender: Conventional Bank

Standard down payment per bank criteria: 57%
What we achieved: 30% 💪
Smart structure + the right lender = better leverage

E: [email protected]
Ph: 604 614 8122

10/27/2025

Deal Closed ✅

💰 Rental Construction Mortgage
🏢 Residential 2 Lot Split - Kelowna, BC
🏦 Lender: Conventional Bank

Secured over an 18 month term to allow enough time for construction and rent stabilization - at a bank rate.

📞604 614 8122
✉️ [email protected]

10/12/2025

Deal Closed ✅

💰 $4.2 Million - Commercial Mortgage
🏢 Industrial Property - Langley, BC
🏦 Lender - Conventional Bank

Loan secured at Bank rates to allow the clients to hold the property for a few years until they are ready to redevelop.

Grateful to our lending partners for another smooth closing.

07/10/2025

$3,225,000 – Commercial Mortgage + Business Acquisition Financing

We successfully structured a zero down payment loan to finance both the purchase of 3 industrial strata units and the acquisition of a heavy-duty mechanic shop in Surrey, BC.

Despite having limited experience as a small shop owner, the client had a clear growth vision. We worked closely with them to help plan their expansion—connecting them with key professionals including accountants, lawyers, and bookkeepers to support the transition.

Since funding, we've remained actively involved—almost like an internal CPA, helping guide decisions and ensure the business meets (and exceeds) its financial covenants and growth milestones.

If you're looking to scale your business but aren't sure where to start, let's talk.

E: [email protected]
Ph: 604-614-8122

06/19/2025

$3 million - Line of Credit and Commercial Mortgage

We leveraged an existing asset with consistent rent roll, client experience and overall net worth to maximize an equity take out to allow our client to complete their construction project.

Let us help you craft a strategy for your next project.

E: [email protected]
Ph: 604 614 8122

09/14/2024

One of our many recent loan approvals. The proposed subdivision is called Sunset Ridge which comprises a Phased development featuring a total of 25 lots. Phase 1 includes a 9.55 acre site that is improved with a single-family home and barn, and two simple acreages measuring 5.50 and 5.05 acres. Phase 2 includes 22 bare land strata building lots that average approximately 0.30 acres in size.

Once the site servicing is complete within 2 to 3 months, the strata lots will come to market for sale. Axium Capital may take part in providing further single family construction financing to builders that acquire some of these lots.

E: [email protected]
Ph: 604 614 8122

02/13/2024

We are thrilled to announce the success of our recently sponsored event, "Prosperous Practices: Strategies for Medical Visionaries", benefiting the BC Children's Hospital foundation. Together, we've made a meaningful impact on the lives of many children and families.

Axium Capital presented financing strategies to established and aspiring medical professionals, focusing on new construction and startup business financing, with or without real estate.

Our goal? To support our clients every step of the way towards securing financing.

Thanks to everyone who participated in making this event a success. Let's continue to make positive difference in lives of others.

Approved and Funded to kick off 2024!Let us show you how we can add value to your commercial projects.E: Hardeep.braich@...

01/16/2024

Approved and Funded to kick off 2024!

Let us show you how we can add value to your commercial projects.

E: [email protected]
Ph: 604 614 8122

12/13/2023

*FUNDED* - $12,000,000 Construction Financing

08/30/2023

*MULTIFAMILY RENTAL FINANCING*

There are different ways to finance rental units (CMHC or Standard Conventional). This deal was done as a conventional deal through a credit union. Please email or call us if you have any questions regarding either method.

Ph: 604-614-8122
E: [email protected]

08/28/2023

*MOTEL FINANCING*

Financing motels and hotels can be a challenge in this economic environment as banks are looking for experienced operators that demonstrate strong historical and current financial performance. That said, there are always different financing solutions available depending on the situation.

Ph: 604 614 8122
E: [email protected]

Address

105/1385 West 8th Avenue
Vancouver, BC
V6H3V9

Website

http://Www.axiumcap.com/

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